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45 Chestnut Street

45 Chestnut Street

Kingston, ON

  • 3 bed
  • 2 bath
  • approx. 1500-2000 sqft
  • Detached
  • 256 days on market
$974,900

45 Chestnut Street is a completely rebuilt residential duplex offering two fully furnished, all-inclusive executive-style apartments in a prime downtown location. Ideal for owner-occupants, professionals, or investors looking for a move-in-ready income property. This 2.5-storey, rusticated-stone home was stripped to the studs and professionally renovated from 2022 to 2024. Significant upgrades include all-new electrical, plumbing, and HVAC systems; spray-foam insulation (basement through attic); new windows and doors; and Ontario Building Code-compliant fire separation. The cellar is fireproofed with mono-coat treatment. The upper unit is a spacious 2-bedroom suite with a modern 3-piece bath, finished loft, in-suite laundry, and private deck with views over the Fruit Belt. The lower unit is a bright 1-bedroom with a full 4-piece bath, open layout, and generous finishes. Each unit includes in-suite laundry, programmable Wi-Fi thermostats, and separate shut-offs. Interior features include luxury vinyl plank flooring, quartz and granite countertops, custom cabinetry, ceramic and marble tilework, and full furnishings-TVs, linens, cutlery, and appliances are all included. The property also features a new metal roof, updated eavestroughs, exterior LED soffit lighting, new fencing, fresh sod, a security camera system, on-site parking, and a Level 2 EV charger. Whether you're living a unit (if available) while renting the other, or seeking a hands-off investment with strong appeal to executive tenants, this is a rare opportunity in one of Kingston's most walkable neighbourhoods. Unit 2 is currently rented until 2027-01-11, minimum24 hours' notice required

Listing Details

Taxes (2025)
$3,554
Listed
December 29, 2025

Price History

Listing history

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Property

Style
2 1/2 Storey
Age
100+
Construction
Concrete
Roof
Metal
Foundation
Stone
Interior
Carpet Free, Water Heater Owned
Lot Size
60 x 92.5 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
2

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Cherry
Parcel Number
360510229
Possession
Immediate
Occupancy
Vacant

Included

Inclusions
2 refrigerators, 2 stoves, 2 washer/Dryer combos, 2 microwaves, all furnishing, utensils, wall coverings
Exclusions
Tenants belongings if any
Rental Items
None

Schools

Elementary

  • Katarokwi Elementary Learning Centre Elementary Public School0.3 km

    Public · Limestone DSB

  • Central Public School0.7 km

    Public · Limestone DSB · 220 students

    Grade 3 reading: 88% met the provincial standard · Grade 6 math: 65% met the provincial standard

  • Cathedrale Catholic School0.8 km

    Catholic · Algonquin and Lakeshore CDSB · 300 students

    Grade 3 reading: 81% met the provincial standard · Grade 6 math: 54% met the provincial standard

Secondary

  • Regiopolis/Notre-Dame Catholic High School0.6 km

    Catholic · Algonquin and Lakeshore CDSB · 825 students

    Grade 10 literacy: 83% met the provincial standard

  • Kingston Secondary School1.9 km

    Public · Limestone DSB · 1110 students

    Grade 10 literacy: 87% met the provincial standard

  • Loyalist Collegiate and Vocational Institute2.2 km

    Public · Limestone DSB · 750 students

    Grade 10 literacy: 86% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K7K

Population
33,705
Private dwellings
16,786
Median age
37.2
Average household size
2.1
Median household income
$67,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Kingston · last 12 months

Median sold price
$588,000
Homes sold
1,645
Median days on market
24
Sale-to-list price
97.3%

Based on 1,645 recorded sales of residential freehold properties in Kingston over the last 12 months.

Rooms

4-piece on Main, 3-piece on Second

Second

  • Bathroom7'6" x 9'10"
  • Bedroom12'4" x 8'11"
  • Bedroom11'2" x 9'8"
  • Kitchen14'8" x 5'9"
  • Living Room13'7" x 9'9"

Upper

  • Loft25'3" x 21'8"

Main

  • Bathroom7'8" x 4'4"
  • Bedroom12'2" x 11'11"
  • Kitchen13'1" x 7'1"
  • Living Room13'7" x 9'8"

Listed by

CENTURY 21 LANTHORN REAL ESTATE LTD., BROKERAGE

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$194,980

Estimated Monthly Payment

$4,789

Land transfer tax

Estimated land transfer tax$15,973

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $4,789/mo (20% down, 5.5%)

Taxes: $296/mo · Insurance: $244/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions 45 Chestnut Street is a completely rebuilt residential duplex offering two fully furnished, all-inclusive executive-style apartments in a prime downtown location.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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