
45 Chestnut Street
Kingston, ON
- 3 bed
- 2 bath
- approx. 1500-2000 sqft
- Detached
- 256 days on market
45 Chestnut Street is a completely rebuilt residential duplex offering two fully furnished, all-inclusive executive-style apartments in a prime downtown location. Ideal for owner-occupants, professionals, or investors looking for a move-in-ready income property. This 2.5-storey, rusticated-stone home was stripped to the studs and professionally renovated from 2022 to 2024. Significant upgrades include all-new electrical, plumbing, and HVAC systems; spray-foam insulation (basement through attic); new windows and doors; and Ontario Building Code-compliant fire separation. The cellar is fireproofed with mono-coat treatment. The upper unit is a spacious 2-bedroom suite with a modern 3-piece bath, finished loft, in-suite laundry, and private deck with views over the Fruit Belt. The lower unit is a bright 1-bedroom with a full 4-piece bath, open layout, and generous finishes. Each unit includes in-suite laundry, programmable Wi-Fi thermostats, and separate shut-offs. Interior features include luxury vinyl plank flooring, quartz and granite countertops, custom cabinetry, ceramic and marble tilework, and full furnishings-TVs, linens, cutlery, and appliances are all included. The property also features a new metal roof, updated eavestroughs, exterior LED soffit lighting, new fencing, fresh sod, a security camera system, on-site parking, and a Level 2 EV charger. Whether you're living a unit (if available) while renting the other, or seeking a hands-off investment with strong appeal to executive tenants, this is a rare opportunity in one of Kingston's most walkable neighbourhoods. Unit 2 is currently rented until 2027-01-11, minimum24 hours' notice required
Listing Details
- Taxes (2025)
- $3,554
- Listed
- December 29, 2025
Price History
Listing history
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Property
- Style
- 2 1/2 Storey
- Age
- 100+
- Construction
- Concrete
- Roof
- Metal
- Foundation
- Stone
- Interior
- Carpet Free, Water Heater Owned
- Lot Size
- 60 x 92.5 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 2
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Cherry
- Parcel Number
- 360510229
- Possession
- Immediate
- Occupancy
- Vacant
Included
- Inclusions
- 2 refrigerators, 2 stoves, 2 washer/Dryer combos, 2 microwaves, all furnishing, utensils, wall coverings
- Exclusions
- Tenants belongings if any
- Rental Items
- None
Schools
Elementary
- Katarokwi Elementary Learning Centre Elementary Public School0.3 km
Public · Limestone DSB
- Central Public School0.7 km
Public · Limestone DSB · 220 students
Grade 3 reading: 88% met the provincial standard · Grade 6 math: 65% met the provincial standard
- Cathedrale Catholic School0.8 km
Catholic · Algonquin and Lakeshore CDSB · 300 students
Grade 3 reading: 81% met the provincial standard · Grade 6 math: 54% met the provincial standard
Secondary
- Regiopolis/Notre-Dame Catholic High School0.6 km
Catholic · Algonquin and Lakeshore CDSB · 825 students
Grade 10 literacy: 83% met the provincial standard
- Kingston Secondary School1.9 km
Public · Limestone DSB · 1110 students
Grade 10 literacy: 87% met the provincial standard
- Loyalist Collegiate and Vocational Institute2.2 km
Public · Limestone DSB · 750 students
Grade 10 literacy: 86% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K7K
- Population
- 33,705
- Private dwellings
- 16,786
- Median age
- 37.2
- Average household size
- 2.1
- Median household income
- $67,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Kingston · last 12 months
- Median sold price
- $588,000
- Homes sold
- 1,645
- Median days on market
- 24
- Sale-to-list price
- 97.3%
Based on 1,645 recorded sales of residential freehold properties in Kingston over the last 12 months.
Rooms
4-piece on Main, 3-piece on Second
Second
- Bathroom7'6" x 9'10"
- Bedroom12'4" x 8'11"
- Bedroom11'2" x 9'8"
- Kitchen14'8" x 5'9"
- Living Room13'7" x 9'9"
Upper
- Loft25'3" x 21'8"
Main
- Bathroom7'8" x 4'4"
- Bedroom12'2" x 11'11"
- Kitchen13'1" x 7'1"
- Living Room13'7" x 9'8"
Listed by
CENTURY 21 LANTHORN REAL ESTATE LTD., BROKERAGE
Walk Score
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Location
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Mortgage Calculator
$194,980
Estimated Monthly Payment
$4,789
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $4,789/mo (20% down, 5.5%)
Taxes: $296/mo · Insurance: $244/mo
Estimates only. Consult a financial advisor.
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