105-10 - 1052 RAT BAY Road
Lake of Bays, ON
- 2 bed
- 1 bath
- approx. 500-599 sqft
- Other
- 235 days on market
Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a timeshare; you actually own a share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval for five weeks per year including one fixed core summer week plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. If it's rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 105 Deerview. Week 10 is the "core week" or fixed week for this unit. Check-in is on Saturdays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview in 2026 is $4,629 + HST. Core week in 2026 starts Saturday, August 29, 2026. Remaining weeks in 2026 for this unit start on February 28, June 6, October 24, December 19/2026. All cottages are PET-FREE and Smoke-free. There is no HST for resale units. This is an amazing trouble-free way to enjoy cottage life in Muskoka. Everything is taken care of for you. All you need to do is enjoy being here and there is so much to do. Hidden Valley skiing, Arrowhead Park, Algonquin Park, world class golf, and fantastic facilities at Blue Water Acres.
Listing Details
- Listed
- January 15, 2026
Price History
Listing history
Sign in to view
Property
- Style
- Bungalow
- Age
- 16-30
- Construction
- Wood
- Roof
- Shingles
- Foundation
- Block
- Interior
- Water Heater
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 1
Utilities
- Heat Source
- Propane
Location & Legal
- Cross Street
- From Huntsville: East on Hwy 60 to South Portage Road, South to Rat Bay Road, to Blue Water Acres
- Zoning
- Waterfront Resort Commercial with an exception
- Parcel Number
- 0
- Possession
- Flexible
- Occupancy
- Owner
Condo
- Maintenance Fee
- $386/month
- Fee Includes
- Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included
- Pets
- No
- Locker
- None
- Balcony
- None
Included
- Inclusions
- As viewed as part of fractional ownership, fully furnished
Waterfront
- Water Body
- Lake of Bays
- Shoreline
- Hard Bottom, Shallow, Sandy
- Docking
- Private
Schools
Elementary
- Irwin Memorial Public School4.9 km
Public · Trillium Lakelands DSB · 140 students
Grade 3 reading: 100% met the provincial standard · Grade 6 math: 39% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Property Insights
AI-generated from listing photos. Not professional advice.
Community
Postal area P1H
- Population
- 18,099
- Private dwellings
- 10,316
- Median age
- 51.2
- Average household size
- 2.3
- Median household income
- $82,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Condo & Other in Lake of Bays · last 12 months
- Median sold price
- $829,000
- Homes sold
- 107
- Median days on market
- 35
- Sale-to-list price
- 93.5%
Based on 107 recorded sales of residential condo & other properties in Lake of Bays over the last 12 months.
Rooms
3-piece on Main
Main
- Bathroom5'8" x 6'10"
- Bedroom9'2" x 7'11"
- Dining Room7' x 8'
- Kitchen7' x 7'3"
- Living Room9'10" x 11'11"
- Primary Bedroom11'8" x 9'5"
- Sunroom7'6" x 19'2"
Listed by
Chestnut Park Real Estate
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$2,600
Estimated Monthly Payment
$64
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $64/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $3/mo
Maint: $386/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
Online
Reita is an automated assistant, not a licensed real estate agent. This listing mentions Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?