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4 Fire Route 140 (Turtle Lane) Lane

4 Fire Route 140 (Turtle Lane) Lane

McKellar, ON

  • 2 bed
  • 1 bath
  • approx. < 700 sqft
  • Detached
  • 240 days on market
$629,900Price reduced 16%

Welcome to 4 Turtle Lane on beautiful Armstrong Lake, a rare waterfront opportunity offering lifestyle, privacy, and exceptional investment potential. Set on over 12 acres with over 600 feet of frontage on Armstrong Lake, plus frontage on Centre Road, this thoughtfully renovated cottage is move-in ready and designed for immediate enjoyment. Gather with family and friends with plenty of outdoor space to relax, entertain, garden, explore, and take in the natural surroundings. Armstrong Lake is a deep, spring-fed, stocked lake, large enough to enjoy boating and Sea-Dooing, with stunning views, great trails, nearby ATV routes, and a solid foundation pinned to granite for lasting stability. The property has been thoughtfully landscaped, creating a welcoming setting that feels both private and easy to enjoy. Walk to shopping, including the LCBO, and enjoy the local market every Saturday, all while being just 20 minutes from Parry Sound. Investors and future-focused buyers will appreciate the versatility of this property, including its additional Centre Road frontage and potential for future development or lot creation, subject to approvals. Whether you move in and enjoy the renovated cottage as it stands, create a family retreat, or explore ways to add long-term value, 4 Turtle Lane offers a rare combination of turn-key comfort, recreation, and future opportunity. Be where you want to be.

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Listing Details

Taxes (2025)
$2,170
Originally Listed
$749,900
Listed
January 20, 2026

Price History

Listing history

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Property

Style
Bungalow
Construction
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete Block
Interior
Carpet Free, Primary Bedroom - Main Floor, Separate Heating Controls, Storage, Water Heater Owned
Lot Size
654 x 855 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
6

Utilities

Water
Lake/River
Sewer
Septic
Heat Source
Electric

Location & Legal

Cross Street
Hwy 124 and Center Road
Zoning
WF3
Parcel Number
521270496
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Fridge, stove, washer, dryer
Rental Items
None

Waterfront

Water Body
Armstrong Lake
Shoreline
Natural, Clean, Rocky
Docking
Private

Community

Postal area P0G

Population
3,553
Private dwellings
4,048
Median age
58
Average household size
2.1
Median household income
$72,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in McKellar · last 12 months

Median sold price
$700,000
Homes sold
47
Median days on market
31
Sale-to-list price
93.1%

Based on 47 recorded sales of residential freehold properties in McKellar over the last 12 months.

Rooms

4-piece

Main

  • Bathroom8'2" x 7'10"
  • Bedroom11'6" x 8'2"
  • Bedroom 28'10" x 8'1"
  • Kitchen13'7" x 8'2"
  • Living Room19'7" x 10'4"

Listed by

eXp Realty

Walk Score

22

Walk

4

Bike

Scores by Walk Score®

Mortgage Calculator

$125,980

Estimated Monthly Payment

$3,095

Land transfer tax

Estimated land transfer tax$9,073

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,095/mo (20% down, 5.5%)

Taxes: $181/mo · Insurance: $157/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

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Reita said:

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