
112-8 - 1052 RAT BAY Road
Lake of Bays, ON
- 3 bed
- 2 bath
- approx. 1200-1399 sqft
- Other
- 212 days on market
Blue Water Acres fractional ownerships resort has almost 50 acres of Muskoka paradise and 300 feet of South facing frontage on Lake of Bays. The 112 Meadowvale THREE BEDROOM cottage is one of the nicest at the resort and has a lovely view of the lake. All cottages have a propane fireplace. This is NOT a timeshare although some think it is similar. It is a FRACTIONALownership. You actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Facilities at the resort include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous 300 foot sandy beach with shallow water - ideal for kids, great swimming, kayaks, canoes, paddle boats, skating rink, tennis court, playground, and walking trails. You can moor your own boat for your weeks during boating season. This 3 bedroom cottage is called 112 Meadowvale, Week 8. Check-in is on Saturdays at 4 p.m. ANNUAL maintenance fee for each owner for the 112 Meadowvale in 2026 is $5,561.06 + HST. Core Week 8 starts on Saturday, August 15 in 2026. The remaining weeks in 2026 start on Feb 14, May 23, Oct 10, and Dec 5, 2026. Laundry is conveniently located right in the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke free. Interval International allows you to deposit/trade your weeks at Blue Water Acres for other luxury resorts around the world. Note that the interior photos are for a similar cottage but the exterior photos are for 112.
Listing Details
- Listed
- February 7, 2026
Price History
Property
- Style
- Bungalow
- Age
- 16-30
- Construction
- Wood
- Roof
- Shingles
- Foundation
- Block
- Interior
- Water Heater
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 4
Utilities
- Water
- Lake/River
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- South Portage Rd
- Zoning
- Waterfront Resort Commercial with an exception
- Parcel Number
- 0
- Possession
- Flexible
- Occupancy
- Owner
Condo
- Maintenance Fee
- $463/month
- Fee Includes
- Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included, Building Insurance Included
- Pets
- No
- Locker
- None
- Balcony
- None
Included
- Inclusions
- Fully furnished as viewed as part of fractional
- Exclusions
- personal items
Waterfront
- Water Body
- Lake of Bays
- Shoreline
- Hard Bottom, Shallow, Sandy
- Docking
- Private
Schools
Elementary
- Irwin Memorial Public School4.9 km
Public · Trillium Lakelands DSB · 140 students
Grade 3 reading: 100% met the provincial standard · Grade 6 math: 39% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area P1H
- Population
- 18,099
- Private dwellings
- 10,316
- Median age
- 51.2
- Average household size
- 2.3
- Median household income
- $82,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Condo & Other in Lake of Bays · last 12 months
- Median sold price
- $829,000
- Homes sold
- 107
- Median days on market
- 35
- Sale-to-list price
- 93.5%
Based on 107 recorded sales of residential condo & other properties in Lake of Bays over the last 12 months.
Rooms
4-piece on Main, 3-piece on Main
Main
- Bathroom5'11" x 10'5"
- Bathroom
- Bedroom
- Bedroom
- Dining Room11'5" x 16'7"
- Kitchen16'3" x 16'7"
- Living Room19'8" x 26'2"
- Primary Bedroom12'8" x 16'6"
- Sunroom11333' x 17'7"
Listed by
Chestnut Park Real Estate
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$15,780
Estimated Monthly Payment
$388
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $388/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $20/mo
Maint: $463/mo
Estimates only. Consult a financial advisor.
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Reita is an automated assistant, not a licensed real estate agent. This listing mentions Facilities at the resort include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous 300 foot sandy beach with shallow water - ideal for kids, great swimming, kayaks, canoes, paddle boats, skating rink, tennis court, playground, and walking trails.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?