126-5 - 1052 Rat Bay Road
Lake of Bays, ON
- 3 bed
- 3 bath
- approx. 1400-1599 sqft
- Co-Ownership Apartment
- 178 days on market
Exceptional and affordable family vacation gateway. Enjoy 5 weeks of fractional ownership including one prime fixed week every July and 4 floating weeks throughout the year. This spacious 3- bedroom, 2 bath, fully winterized cottage offers post card-perfect lake views, as being a "first row cottage" there are no other cottages blocking the view. Also offers a large lakeside deck, a bright Muskoka room and a cozy stone fireplace. This cottage comes fully furnished and equipped for comfort and convenience. Blue Water Acres features outstanding amenities such as an indoor heated swimming pool, hot tub, exercise room, games room, owners lounge, several outdoor tennis/ pickleball courts, playground and a superb sand beach with docking facilities. Canoes, kayaks are available for use at the beach. This resort community also offers winter ice skating, snow tubing/ sledding and endless walking trails in the woods. With all these outstanding year round facilities it is guaranteed , no one in the family ever will be bored spending time here. Also close by you can enjoy downhill skiing, golfing, snowmobiling, fine dining. The town of Huntsville is within 15 minutes drive for convenience. Resort fees include all utilities, maintenance, internet, TV. All you need to do is to show up and enjoy.
Listing Details
- Listed
- March 5, 2026
Price History
Listing history
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Property
- Style
- 1 Storey/Apt
- Age
- 16-30
- Construction
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Perimeter Wall, Concrete
- Interior
- Carpet Free, Primary Bedroom - Main Floor
Parking
- Garage
- None
- Covered Spaces
- 3
- Total Parking
- 4
Utilities
- Heat Source
- Propane
Location & Legal
- Cross Street
- South Portage rd and Rat Bay Road
- Zoning
- Waterfront ResortComm'l withexeption
- Possession
- Immediate
- Occupancy
- Owner
Condo
- Maintenance Fee
- $5,450/month
- Fee Includes
- Heat Included, Hydro Included, Water Included, Cable TV Included, Building Insurance Included, Condo Taxes Included, Common Elements Included, Parking Included, CAC Included
- Pets
- No
- Locker
- None
- Balcony
- None
- Amenities
- BBQs Allowed, Club House, Communal Waterfront Area, Exercise Room, Game Room, Gym
Included
- Inclusions
- All furnishings, equipment of cottage.
Waterfront
- Water Body
- Lake of Bays
- Shoreline
- Hard Bottom, Sandy
- Docking
- Private
Schools
Elementary
- Irwin Memorial Public School4.9 km
Public · Trillium Lakelands DSB · 140 students
Grade 3 reading: 100% met the provincial standard · Grade 6 math: 39% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area P0A
- Population
- 17,822
- Private dwellings
- 14,748
- Median age
- 56.8
- Average household size
- 2.2
- Median household income
- $68,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Condo & Other in Lake of Bays · last 12 months
- Median sold price
- $828,500
- Homes sold
- 106
- Median days on market
- 36
- Sale-to-list price
- 93.4%
Based on 106 recorded sales of residential condo & other properties in Lake of Bays over the last 12 months.
Rooms
4-piece on Ground, 2 × 3-piece on Ground
Ground
- Bedroom 212' x 11'10"
- Bedroom 312' x 12'
- Kitchen19' x 11'
- Living Room19' x 16'1"
- Primary Bedroom12'6" x 12'6"
- Sunroom12' x 12'
Listed by
RE/MAX Professionals North
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$16,980
Estimated Monthly Payment
$417
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $417/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $21/mo
Maint: $5,450/mo
Estimates only. Consult a financial advisor.
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