1089 Lutes Lane
Algonquin Highlands, ON
- 4 bed
- 2 bath
- approx. 2000-2500 sqft
- Detached
- 173 days on market
Welcome to one of the nicest properties on Kawagama Lake! EXTREMELY PRIVATE, Algonquin-esque POINT-OF-LAND with 1,025 feet of rocky/sandy shoreline, 2.4 acres of mature forested land with multiple sun exposures (i.e. south, east and north), where sunsets can be enjoyed on the north side of the point or take in sunrises on east/SE side of the point. This unparalleled, level property is located beside CROWN LAND which provides extra privacy "at no cost"! There's a well-built, fully insulated/WINTERIZED, spacious, two-storey cottage/home. The main dwelling (~2,268 sq ft) has 4-bedrooms and 2 bathrooms (including roughed-in bathroom plumbing in basement). It was built in 1985 and has an ENORMOUS/complete wrap-a-round sundeck/covered porch with Dura decking and an aluminum railing. There's a massive, granite rock fireplace in the living area and an old Elmira cook stove in its country-style kitchen, 200 yr-old hand-scribed (barn) square timber ceiling beams, pine accents, hickory hardwood flooring and much more! HIGH SPEED INTERNET is on site. 297' drilled well with a buried heat line. Approved septic system (1985). Owner pumped out septic tank in 2023. Guest cabin by the shoreline edge is nostalgically quaint with a 1950's vibe, electricity & running water and in great condition. The other cabin (1940's) is in rough shape (i.e. realistically a "teardown"), but its footprint by the lake's edge is valuable. All dwellings are fully furnished together w/appliances. This property is idyllic for wading & swimming, in either shallow or deep waters on sand or rock. Shoreline Road Allowance (SRA) is owned. Two surveys are available. Long winding, private treed driveway. Access to many trails on crown land nearby for snowmobiling, ATVing, hiking, cycling, snowshoeing and much more. Kawagama Lake (i.e. the largest in Haliburton) is excellent for trout & bass fishing. Conveniently located within 3 hrs of the Toronto area. Check out this special property that boasts so much privacy!
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Listing Details
- Taxes (2025)
- $7,940
- Listed
- March 16, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Construction
- Stone, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- Interior
- Water Heater Owned
- Lot Size
- 1025 x 375 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 1
- Total Parking
- 6
Utilities
- Water
- Drilled Well
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- McClintock Road and Wes Clarke Trail
- Zoning
- SR 2
- Parcel Number
- 391010535
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Most furnishings and appliances. 14' Mirrocraft boat with 15 hp Yamaha outboard motor. (Princecraft boat & Mercury outboard motor could be purchased separately.)
- Exclusions
- Personal items and belongings and staging items.
Waterfront
- Water Body
- Kawagama Lake
- Shoreline
- Hard Bottom, Mixed, Clean
- Docking
- Private
Community
Postal area P0A
- Population
- 17,822
- Private dwellings
- 14,748
- Median age
- 56.8
- Average household size
- 2.2
- Median household income
- $68,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Algonquin Highlands · last 12 months
- Median sold price
- $577,500
- Homes sold
- 88
- Median days on market
- 32
- Sale-to-list price
- 92.9%
Based on 88 recorded sales of residential freehold properties in Algonquin Highlands over the last 12 months.
Rooms
3-piece on Main, 4-piece on Second
Second
- Bathroom11'11" x 11'6"
- Bedroom11'6" x 11'2"
- Bedroom11'6" x 11'5"
- Primary Bedroom26'9" x 15'3"
Main
- Bathroom11' x 7'5"
- Bedroom11'1" x 11'1"
- Breakfast11'1" x 10'5"
- Dining Room15'6" x 12'5"
- Kitchen17' x 11'1"
- Living Room15'6" x 14'11"
Basement
- Utility Room9'6" x 3'9"
Listed by
Forest Hill Real Estate Inc.
Walk Score
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Location
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Mortgage Calculator
$657,000
Estimated Monthly Payment
$16,138
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $16,138/mo (20% down, 5.5%)
Taxes: $662/mo · Insurance: $821/mo
Estimates only. Consult a financial advisor.
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