12 Russell Street
Kawartha Lakes, ON
- 5 bed
- 4 bath
- approx. 3500-5000 sqft
- Detached
- 144 days on market
This grand home has been in the same family for generations & was actually the first bank in Lindsay. This stately property features over 4000 sq ft of living space w/large principal rooms & has been updated over the years while retaining its charm & character. Currently set up as 3 living units this home can be reconfigured as a single family residence w/an in-law suite on the back, or keep it as is & enjoy the rental income potential. Main floor features high ceilings & large updated windows w/lots of natural light. Currently configured w/2 large bdrms w/shared 3pc bth, living room, dining room & kitchen. Second level features a primary bdrm w/3pc ensuite, living room, eat in kitchen, 2 additional bdrms (or rec rooms), study, 3pc bth w/laundry & 2 staircases. The in law suite is located on the back of the home & features 1 bdrm w/3pc ensuite, living room, eat in kitchen & lots of storage. Outside is a large 2 car garage w/plenty of storage space for all your toys, & lots of parking.
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Listing Details
- Taxes (2025)
- $6,901
- Listed
- April 2, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Age
- 100+
- Construction
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Interior
- Primary Bedroom - Main Floor
- Lot Size
- 82.5 x 132 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 2
- Total Parking
- 8
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- LINDSAY ST S TO RUSSELL ST E
- Zoning
- R2
- Parcel Number
- 632290125
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Negotiable
Schools
Elementary
- St. Mary Catholic Elementary School0.2 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 110 students
Grade 3 reading: 50% met the provincial standard · Grade 6 math: 9% met the provincial standard
- King Albert Public School0.5 km
Public · Trillium Lakelands DSB · 180 students
Grade 3 reading: 80% met the provincial standard · Grade 6 math: 31% met the provincial standard
- Queen Victoria Public School0.5 km
Public · Trillium Lakelands DSB · 175 students
Grade 3 reading: 65% met the provincial standard · Grade 6 math: 50% met the provincial standard
Secondary
- Lindsay Collegiate and Vocational Institute1.2 km
Public · Trillium Lakelands DSB · 600 students
Grade 10 literacy: 77% met the provincial standard
- I E Weldon Secondary School1.4 km
Public · Trillium Lakelands DSB · 1050 students
Grade 10 literacy: 82% met the provincial standard
- PVNC Online Catholic School2.3 km
Catholic · Peterborough Victoria Northum Clarington CDSB
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Property Insights
AI-generated from listing photos. Not professional advice.
Community
Postal area K9V
- Population
- 29,369
- Private dwellings
- 12,949
- Median age
- 49.6
- Average household size
- 2.3
- Median household income
- $72,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Kawartha Lakes · last 12 months
- Median sold price
- $615,000
- Homes sold
- 1,271
- Median days on market
- 35
- Sale-to-list price
- 95.9%
Based on 1,271 recorded sales of residential freehold properties in Kawartha Lakes over the last 12 months.
Rooms
3-piece on Main, 2 × 3-piece on Second, 4-piece on Second
Second
- Bedroom 318'4" x 9'9"
- Bedroom 48'6" x 10'4"
- Family Room16'9" x 16'4"
- Kitchen12'5" x 14'6"
- Living Room18'2" x 19'3"
- Office9' x 11'7"
- Sitting18'2" x 13'1"
Main
- Bedroom 217'10" x 13'5"
- Dining Room18'3" x 10'2"
- Kitchen18'3" x 5'7"
- Living Room18'3" x 16'2"
- Primary Bedroom20'11" x 14'3"
Listed by
AFFINITY GROUP PINNACLE REALTY LTD.
Walk Score
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Location
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Mortgage Calculator
$179,900
Estimated Monthly Payment
$4,419
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $4,419/mo (20% down, 5.5%)
Taxes: $575/mo · Insurance: $225/mo
Estimates only. Consult a financial advisor.
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