79 Joyce Street
St. Thomas, ON
- 8 bed
- 4 bath
- approx. 3500-5000 sqft
- Fourplex
- 152 days on market
Purpose-built fourplex situated on a large lot in the growing community of St. Thomas is conveniently located close to parks, schools, shopping, and all of your amenities. This property presents an excellent opportunity for investors seeking a solid, income-generating asset. This well-maintained property features multiple key upgrades, including a durable metal roof, newer weeping tile, and a recently installed sump pump for added peace of mind. Each 2 bedroom unit benefits from separate electrical panels and individual water heaters, offering efficiency and reduced operating complexity. A turnkey addition to any portfolio with strong fundamentals in a high-demand rental market. Unit 1 $756/month, Unit 2 $863/month Unit 3 $1490/month, and Unit 4 $1502/month all plus utilities.
Listing Details
- Taxes (2025)
- $5,269
- Originally Listed
- $949,900
- Listed
- April 7, 2026
Price History
Property
- Style
- Sidesplit 4
- Construction
- Brick
- Roof
- Metal
- Foundation
- Concrete
- Interior
- Carpet Free, Sump Pump, Water Heater Owned
- Lot Size
- 95.32 x 163.73 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 6
Utilities
- Sewer
- Sewer
- Heat Source
- Electric
Location & Legal
- Cross Street
- South Edgeware
- Parcel Number
- 351810241
- Possession
- Flexible
- Occupancy
- Tenant
Included
- Inclusions
- Stove x4, Fridge x4, Washer, Dryer, Water Heater x4
- Exclusions
- tenenats belongings
Schools
Elementary
- Lockes Public School0.4 km
Public · Thames Valley DSB · 630 students
Grade 3 reading: 76% met the provincial standard · Grade 6 math: 37% met the provincial standard
- Monsignor Morrison Separate School0.6 km
Catholic · London District Catholic School Board · 525 students
Grade 3 reading: 78% met the provincial standard · Grade 6 math: 30% met the provincial standard
- June Rose Callwood Public School0.7 km
Public · Thames Valley DSB · 395 students
Grade 3 reading: 58% met the provincial standard · Grade 6 math: 18% met the provincial standard
Secondary
- Arthur Voaden Secondary School1.7 km
Public · Thames Valley DSB · 355 students
Grade 10 literacy: 48% met the provincial standard
- Central Elgin Collegiate Institute2.5 km
Public · Thames Valley DSB · 690 students
Grade 10 literacy: 79% met the provincial standard
- St Joseph's High School4.3 km
Catholic · London District Catholic School Board · 960 students
Grade 10 literacy: 92% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N5P
- Population
- 21,081
- Private dwellings
- 8,962
- Median age
- 42.8
- Average household size
- 2.4
- Median household income
- $77,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in St. Thomas · last 12 months
- Median sold price
- $535,000
- Homes sold
- 622
- Median days on market
- 27
- Sale-to-list price
- 97.8%
Based on 622 recorded sales of residential freehold properties in St. Thomas over the last 12 months.
Listed by
ELGIN REALTY LIMITED
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$186,300
Estimated Monthly Payment
$4,576
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $4,576/mo (20% down, 5.5%)
Taxes: $439/mo · Insurance: $233/mo
Estimates only. Consult a financial advisor.
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