122 Cottage Lane
Georgian Bluffs, ON
- 6 bed
- 4 bath
- approx. 3000-3500 sqft
- Detached
YOU AREN'T GOING TO WANT TO MISS THIS ONE! Situated on a quiet street in a highly sought-after neighbourhood just outside the city limits, this distinguished 4 + 2 bedroom, 4-bathroom residence offers exceptional 180-degree views of Georgian Bay and a refined blend of comfort, functionality, and lifestyle appeal. The well-appointed layout is designed to accommodate both family living and entertaining, featuring generous principal rooms, a double car garage, and a spacious lower level with excellent potential for an in-law suite. The outdoor space is equally impressive, showcasing a beautifully updated inground pool and a substantial 20 X 27 detached shop, ideal for additional storage, hobbies, or workspace. Recent mechanical upgrades, including a new furnace and air conditioning system installed in 2025, provide added confidence and efficiency. This is a rare opportunity to acquire a turnkey property in a prime location offering both seasonal privacy and panoramic waterfront views.
Virtual Tour
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Listing Details
- Taxes (2025)
- $11,108
- Originally Listed
- $1,450,000
- Listed
- April 13, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Construction
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Interior
- Auto Garage Door Remote, Central Vacuum, In-Law Capability, Water Heater Owned, Water Purifier
- Lot Size
- 120 x 120 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 2
- Total Parking
- 6
Utilities
- Sewer
- Septic
- Heat Source
- Gas
Location & Legal
- Cross Street
- Balmy Beach Road/Cottage Lane
- Zoning
- SR
- Parcel Number
- 370380403
- Possession
- Immediate
- Occupancy
- Vacant
Included
- Inclusions
- Fridge, Stove, Washer, Dryer, Dishwasher, Microwave, Pool Equipment/Covers, Garage Door Opener
- Exclusions
- None
- Rental Items
- None
Waterfront
- Water Body
- Georgian Bay
- Shoreline
- Rocky
- Docking
- None
Community
Postal area N4K
- Population
- 28,975
- Private dwellings
- 13,555
- Median age
- 49.2
- Average household size
- 2.2
- Median household income
- $69,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Georgian Bluffs · last 12 months
- Median sold price
- $645,000
- Homes sold
- 170
- Median days on market
- 49
- Sale-to-list price
- 94.4%
Based on 170 recorded sales of residential freehold properties in Georgian Bluffs over the last 12 months.
Rooms
2-piece on Main, 3-piece on Upper, 4-piece on Upper, 3-piece on Lower
Second
- Bathroom9'3" x 7'10"
- Bathroom6' x 10'11"
- Bedroom10'1" x 12'
- Bedroom 213'4" x 15'5"
- Bedroom 314' x 15'3"
- Primary Bedroom19'4" x 18'7"
Main
- Bathroom4'8" x 5'5"
- Den8'10" x 12'8"
- Dining Room13'5" x 12'4"
- Family Room14'4" x 12'4"
- Foyer11'1" x 7'7"
- Kitchen15'7" x 20'8"
- Laundry8'2" x 8'
- Living Room22'5" x 26'2"
- Mud Room9'6" x 7'4"
Lower
- Bathroom6'4" x 7'
- Bedroom12' x 12'1"
- Bedroom12' x 12'1"
- Recreation34'10" x 21'11"
- Utility Room13'5" x 22'10"
Listed by
RE/MAX Grey Bruce Realty Inc.
Walk Score
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Location
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Mortgage Calculator
$238,000
Estimated Monthly Payment
$5,846
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $5,846/mo (20% down, 5.5%)
Taxes: $926/mo · Insurance: $298/mo
Estimates only. Consult a financial advisor.
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