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42 Niagara Street

42 Niagara Street

St. Catharines, ON

4 bed • 2 bath • approx. 1500-2000 sqft • Duplex • 135 days on market

$539,900

Welcome to 42 Niagara Street, an exceptional opportunity to own a duplex in the heart of St. Catharines' rapidly transforming downtown core. Offered at an attractive price point, this property is ideal for investors seeking strong long-term upside in a market experiencing significant growth and revitalization.Situated just steps from the city's core, this property benefits from ongoing development, infrastructure improvements, and a renewed focus on downtown living. St. Catharines continues to see increased demand for rental housing, making this an excellent time to secure a multi-unit asset in a high-potential location.This duplex features two self-contained units, offering immediate rental income with the flexibility to improve and optimize over time. The property offers a prime downtown location within a designated revitalization area, strong and growing rental demand, and clear value-add potential through rent increases and improvements. It is well suited for both investors looking to expand their portfolio and owner-occupiers who want to offset living costs with rental income.Whether you're expanding your portfolio or entering the investment market, 42 Niagara Street represents a smart buy-and-hold opportunity in a city on the rise.Capitalize on the momentum in downtown St. Catharines and position yourself for future appreciation with this promising duplex investment.

Listing Details

Taxes (2025)
$2,254
Listed
April 14, 2026

Price History

Property

Style
2-Storey
Age
100+
Construction
Brick
Roof
Asphalt Shingle
Foundation
Block
Interior
Carpet Free
Lot Size
31.1 x 121.5 Feet

Utilities

Sewer
Sewer
Heat Source
Electric

Location & Legal

Cross Street
Between Welland Ave and Church Street
Zoning
M3
Parcel Number
462630068
Possession
Flexible

Commercial

Occupancy
Tenant

Included

Inclusions
2 fridge, 2 stove
Exclusions
tenant personal items
Rental Items
hot water tank

Schools

Elementary

  • St Nicholas Catholic Elementary School0.3 km

    Catholic · Niagara CDSB · 215 students

    Grade 3 reading: 78% met the provincial standard · Grade 6 math: 18% met the provincial standard

  • ÉÉC Immaculée-Conception0.3 km

    French Catholic · CS catholique MonAvenir · 140 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 31% met the provincial standard

  • Connaught Public School0.7 km

    Public · DSB Niagara · 405 students

    Grade 3 reading: 90% met the provincial standard · Grade 6 math: 86% met the provincial standard

Secondary

  • St Catharines Collegiate Institute and Vocational School0.7 km

    Public · DSB Niagara · 700 students

    Grade 10 literacy: 85% met the provincial standard

  • Laura Secord Secondary School2.4 km

    Public · DSB Niagara · 635 students

    Grade 10 literacy: 85% met the provincial standard

  • Sir Winston Churchill Secondary School2.6 km

    Public · DSB Niagara · 1025 students

    Grade 10 literacy: 91% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L2R

Population
25,558
Private dwellings
13,117
Median age
40.4
Average household size
2.1
Median household income
$61,200

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Catharines · last 12 months

Median sold price
$540,000
Homes sold
1,618
Median days on market
26
Sale-to-list price
96.6%

Based on 1,618 recorded sales of residential freehold properties in St. Catharines over the last 12 months.

Listed by

RE/MAX NIAGARA REALTY LTD, BROKERAGE

Location

Mortgage Calculator

$107,980

Estimated Monthly Payment

$2,652

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,652/mo (20% down, 5.5%)

Taxes: $188/mo · Insurance: $135/mo

Estimates only. Consult a financial advisor.

R

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