190 4th Street
Owen Sound, ON
- 3 bed
- 2 bath
- approx. 2500-3000 sqft
- Detached
A remarkable transformation defines this elegant Waterfront century home, where timeless character meets thoughtful stylish upgrades. Set on one of Owen Sound's most desirable streets, this stately & distinguished residence offers a rare opportunity to enjoy refined living in a truly picturesque setting. Striking curb appeal draws you in, while the private backyard opens onto the sparkling waters of the Sydenham River creating a serene, ever-changing natural backdrop that can be enjoyed year-round. Inside, this impressive home has been beautifully revitalized. Carpeting has been removed revealing the original hardwood floors that have been restored, now showcasing their full warmth and character throughout. The home's original wiring has also been replaced, offering peace of mind alongside its historic charm. The main floor features inviting principal rooms, including a comfortable living room, a formal dining space ideal for entertaining, a convenient 2-piece bath and a well-designed kitchen with an adjoining breakfast nook overlooking the river. A standout feature is the sunroom, filled with natural light and framed by expansive windows that capture breathtaking views of the river, gardens and surrounding wildlife in every season. Follow the newly refinished wood staircase to the upper level where a thoughtfully designed layout includes a cozy reading nook, a spacious 4-piece bath and a generous primary bedroom complete with a bright office or sitting area perfect for quiet mornings or working from home. An unfinished loft offers exciting potential for additional living space, studio, or guest accommodations, while the attached inside entry potting shed provides practical enclosed storage. This is more than a home .... it's a stunning yet charming Riverside Retreat where history, nature and traditional comfort come together seamlessly.
Virtual Tour
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Listing Details
- Taxes (2025)
- $6,312
- Originally Listed
- $899,000
- Listed
- April 30, 2026
Price History
Listing history
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Property
- Style
- 2 1/2 Storey
- Age
- 100+
- Construction
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Interior
- Sump Pump, Workbench
- Lot Size
- 67 x 110 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 2
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- 2nd Ave E & 4th St W
- Zoning
- R2 & ZH
- Parcel Number
- 370740619
- Possession
- Flexible
- Occupancy
- Vacant
Included
- Inclusions
- Refrigerator, stove, dishwasher, washer, dryer, all window coverings, all interior and exterior light fixtures, bathroom mirrors & fixtures, upright freezer in lower level, canoe and 2 paddles
- Exclusions
- Personal & staging items.
- Rental Items
- Gas hot water heater.
Waterfront
- Water Body
- Sydenham River
- Shoreline
- Mixed
- Docking
- None
Schools
Elementary
- Hillcrest Elementary School0.8 km
Public · Bluewater DSB · 480 students
Grade 3 reading: 77% met the provincial standard · Grade 6 math: 22% met the provincial standard
- St Basil's Separate School1.6 km
Catholic · Bruce-Grey CDSB · 315 students
- École élémentaire catholique St-Dominique-Savio1.7 km
French Catholic · Conseil scolaire catholique Providence · 175 students
Grade 3 reading: 87% met the provincial standard · Grade 6 math: 40% met the provincial standard
Secondary
- Owen Sound District Secondary School Secondary School1.4 km
Public · Bluewater DSB · 1285 students
Grade 10 literacy: 81% met the provincial standard
- École secondaire catholique Saint-Dominique-Savio1.7 km
French Catholic · Conseil scolaire catholique Providence
- St Mary's High School2.1 km
Catholic · Bruce-Grey CDSB · 1035 students
Grade 10 literacy: 80% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Property Insights
AI-generated from listing photos. Not professional advice.
Community
Postal area N4K
- Population
- 28,975
- Private dwellings
- 13,555
- Median age
- 49.2
- Average household size
- 2.2
- Median household income
- $69,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Owen Sound · last 12 months
- Median sold price
- $445,000
- Homes sold
- 275
- Median days on market
- 33
- Sale-to-list price
- 96.2%
Based on 275 recorded sales of residential freehold properties in Owen Sound over the last 12 months.
Rooms
2-piece on Main, 4-piece on Second
Third
- Loft33'9" x 13'3"
Second
- Bathroom7'11" x 6'8"
- Bedroom11'9" x 12'
- Bedroom11'9" x 11'11"
- Primary Bedroom19'8" x 13'
- Sitting4'2" x 4'10"
- Study11'2" x 8'7"
Main
- Bathroom4'10" x 3'2"
- Breakfast7'8" x 7'
- Dining Room14'4" x 13'10"
- Foyer12' x 7'9"
- Kitchen13'2" x 8'4"
- Living Room23' x 12'8"
- Sunroom20'1" x 9'2"
Basement
- Laundry17'1" x 10'3"
- Other15'8" x 11'7"
- Workshop12'8" x 9'
Listed by
Chestnut Park Real Estate
Walk Score
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Location
Street View
Mortgage Calculator
$159,800
Estimated Monthly Payment
$3,925
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,925/mo (20% down, 5.5%)
Taxes: $526/mo · Insurance: $200/mo
Estimates only. Consult a financial advisor.
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