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255 Water Street

255 Water Street

St. Marys, ON

  • 3 bed
  • 3 bath
  • approx. 1500-2000 sqft
  • Detached
  • 122 days on market
$669,900Price reduced 1%

Welcome to 255 Water Street South, a well-maintained two-storey home in one of St. Marys' most walkable and scenic locations. Built in 2004, this inviting 3-bedroom, 1.5-bath home offers comfortable living space, thoughtful recent updates, and easy access to downtown, the Thames River trails, and the St. Marys swimming quarry area.The main floor features a spacious front entry, a warm living room with gas fireplace, and a functional kitchen with adjoining dinette and walkout to the backyard. Upstairs, you'll find a generous primary bedroom, two additional bedrooms, and the convenience of second-floor laundry. The finished lower level adds a large recreation room and 2-piece bathroom, providing excellent space for movie nights, hobbies, or family living. Recent improvements include a new back door and rear deck in 2023, redesigned backyard, seven new fence sections and gate in 2024, complete eaves with gutter guards in 2022, hard-wired fire alarms in 2022, duct cleaning in 2023, and garage drywall repairs with fresh paint in 2023.Set just a short walk from downtown St. Marys, local shops, restaurants, riverfront trails, and the beloved St. Marys Swimming Quarry, this property offers a rare blend of small-town convenience and outdoor lifestyle. The nearby West Quarry area is also part of a Town-led enhancement project intended to improve site safety and prepare the area for future passive recreational use.A comfortable, updated home in a standout St. Marys location-ready for its next chapter.

Listing Details

Taxes (2025)
$4,774
Originally Listed
$679,900
Listed
May 4, 2026

Price History

Listing history

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Property

Style
2-Storey
Age
16-30
Construction
Brick Veneer, Vinyl Siding
Roof
Asphalt Shingle
Foundation
Poured Concrete
Interior
Water Heater
Lot Size
41.01 x 97.52 Feet

Parking

Garage
Built-In
Covered Spaces
1
Total Parking
3

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Water at St. Maria
Zoning
R4
Parcel Number
532470083
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Fridge, Stove, Water Softener, Washer and Dryer
Rental Items
None

Schools

Secondary

  • St Marys D.C. & V. I. High School1 km

    Public · Avon Maitland DSB · 430 students

    Grade 10 literacy: 97% met the provincial standard

Elementary

  • St Marys D.C. & V.I. - Elementary1 km

    Public · Avon Maitland DSB · 125 students

  • Little Falls Public School1.1 km

    Public · Avon Maitland DSB · 450 students

    Grade 3 reading: 80% met the provincial standard · Grade 6 math: 74% met the provincial standard

  • Holy Name of Mary School1.4 km

    Catholic · Huron Perth CDSB · 205 students

    Grade 3 reading: 54% met the provincial standard · Grade 6 math: 46% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N4X

Population
9,946
Private dwellings
4,195
Median age
47.6
Average household size
2.4
Median household income
$89,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Marys · last 12 months

Median sold price
$552,750
Homes sold
108
Median days on market
46
Sale-to-list price
96.3%

Based on 108 recorded sales of residential freehold properties in St. Marys over the last 12 months.

Rooms

4-piece on Second, 2-piece on Main, 2-piece on Basement

Second

  • Bathroom10'3" x 9'
  • Bedroom 29' x 10'6"
  • Bedroom 311'5" x 13'1"
  • Laundry6' x 3'3"
  • Primary Bedroom13'1" x 16'4"

Main

  • Bathroom6' x 6'
  • Dining Room10'11" x 10'3"
  • Foyer12'6" x 6'
  • Kitchen10'5" x 6'7"
  • Living Room13' x 14'5"

Basement

  • Bathroom6' x 6'

Listed by

Coldwell Banker Homefield Legacy Realty

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$133,980

Estimated Monthly Payment

$3,291

Land transfer tax

Estimated land transfer tax$9,873

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,291/mo (20% down, 5.5%)

Taxes: $398/mo · Insurance: $167/mo

Estimates only. Consult a financial advisor.

R

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