130 ST DAVID Street
Centre Wellington, ON
- 2 bed
- 2 bath
- approx. 1100-1500 sqft
- Att/Row/Townhouse
- 131 days on market
Step into a rare creative and income-generating opportunity with this circa-1880, 3-storey semi-duplex in the heart of downtown Fergus Ontario. Rich in character and layered with history, this property offers the kind of authentic architectural canvas artists crave-paired with the fundamentals investors value.Overlooking the Grand River, the setting is as inspiring as it is desirable. Inside, exposed stone walls, high ceilings, and oversized windows create a light-filled, studio-like atmosphere full of texture and warmth. The main and lower levels-fully renovated in 2022-currently operate as a successful Airbnb, providing immediate income with strong guest appeal.The main level blends craftsmanship and nostalgia, featuring a character-rich kitchen with custom cherry wood cabinetry and vintage-style appliances, plus open living and dining areas ideal for entertaining or creative work. The lower level offers a spacious bedroom and flexible storage, perfect for a studio or extended-stay use.Upstairs, the second and third floors form a separate tenanted unit with a retro-modern aesthetic. This inviting space includes a cozy living room, charming kitchen, and sunlit breakfast area. The third-floor primary suite is a standout, with a large skylight and walk-out to a private rooftop-style terrace-an ideal retreat for relaxing or hosting.For artists, this is a live/work space full of soul and inspiration. For investors, it's a proven dual-income property with flexibility and upside. A durable metal roof, updated furnace, and thoughtful renovations mean key upgrades are already complete.A truly unique offering where heritage charm meets creative potential and strong returns. Tenant pays $1425 a month plus all utilities except water. AirBnb income approx $28,000 a year.
Virtual Tour
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Listing Details
- Taxes (2025)
- $3,680
- Originally Listed
- $760,000
- Listed
- May 4, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Construction
- Stone, Vinyl Siding
- Roof
- Metal
- Foundation
- Stone
- Interior
- Accessory Apartment
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 0
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- St Andrew St
- Zoning
- Comm/Res
- Parcel Number
- 713940005
- Possession
- Flexible
- Occupancy
- Tenant
Schools
Elementary
- James McQueen Public School0.4 km
Public · Upper Grand DSB · 245 students
Grade 3 reading: 56% met the provincial standard
- Victoria Terrace Public School0.6 km
Public · Upper Grand DSB · 200 students
Grade 3 reading: 100% met the provincial standard · Grade 6 math: 50% met the provincial standard
- J Douglas Hogarth Public School1 km
Public · Upper Grand DSB · 610 students
Grade 3 reading: 92% met the provincial standard · Grade 6 math: 58% met the provincial standard
Secondary
- Centre Wellington District High School1.8 km
Public · Upper Grand DSB · 1190 students
Grade 10 literacy: 89% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N1M
- Population
- 18,498
- Private dwellings
- 7,546
- Median age
- 42.4
- Average household size
- 2.5
- Median household income
- $95,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Centre Wellington · last 12 months
- Median sold price
- $766,500
- Homes sold
- 472
- Median days on market
- 31
- Sale-to-list price
- 97.5%
Based on 472 recorded sales of residential freehold properties in Centre Wellington over the last 12 months.
Rooms
3-piece on Main, 4-piece on Second
Third
- Primary Bedroom12'10" x 22'4"
Second
- Breakfast12'4" x 7'1"
- Kitchen8'7" x 14'4"
- Living Room12'4" x 9'
Main
- Dining Room8'6" x 6'11"
- Kitchen6'1" x 8'6"
- Living Room8'6" x 16'11"
Basement
- Bedroom12'1" x 16'11"
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Walk Score
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Scores by Walk Score®
Location
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Mortgage Calculator
$149,800
Estimated Monthly Payment
$3,680
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,680/mo (20% down, 5.5%)
Taxes: $307/mo · Insurance: $187/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
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Reita is an automated assistant, not a licensed real estate agent. This listing mentions The lower level offers a spacious bedroom and flexible storage, perfect for a studio or extended-stay use.Upstairs, the second and third floors form a separate tenanted unit with a retro-modern aesthetic.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?