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286 Morgan Street

286 Morgan Street

Cobourg, ON

  • 2 bed
  • 3 bath
  • approx. 1100-1500 sqft
  • Semi-Detached
  • 121 days on market
$670,000

Welcome to 286 Morgan Street - a beautifully updated bungalow designed for living well, living simply, and living fully. Nestled in a quiet residential neighbourhood just minutes from downtown Cobourg, the beach, schools, and the community centre, this home offers the perfect balance of connection and calm in Cobourg. With 1,184 sq ft of thoughtfully designed main floor living, this is the kind of space that makes everyday life easier. Large windows flood the fully bricked home with natural light, while the open concept layout creates effortless flow from kitchen to living to dining - ideal for quiet mornings with coffee or evenings spent gathered with friends. The kitchen is both stylish and functional, featuring quartz counters, upgraded cabinetry, and a premium gas range that invites you to slow down and enjoy cooking again. Luxury vinyl floors add warmth and durability, while the main floor fireplace creates a cozy focal point for relaxed nights in. The primary suite feels like a true retreat, complete with a generous walk-in closet and easy access to a well appointed bathroom. A second bedroom offers flexibility - guest room, office, or space for family - while main floor laundry with added storage keeps everything convenient and within reach. Downstairs, the finished lower level expands your lifestyle possibilities. A large open recreation space with its own fireplace offers room for movie nights, hobbies, visiting family, or a quiet escape. The additional two piece bath and large storage room ensure everything has its place. Step outside and enjoy a fully fenced backyard designed for low maintenance living. The landscaped setting, composite deck, and hot tub create a welcoming space for summer evenings, casual entertaining, or simply relaxing at the end of the day. It's a backyard that offers enjoyment without the burden of heavy upkeep - ideal for those prioritizing ease and lifestyle over yard work.

Listing Details

Taxes (2026)
$4,842
Listed
May 7, 2026

Price History

Listing history

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Property

Style
Bungalow
Construction
Brick
Roof
Asphalt Shingle
Foundation
Poured Concrete
Interior
Air Exchanger, Primary Bedroom - Main Floor
Lot Size
30.31 x 101.71 Feet

Parking

Garage
Attached
Covered Spaces
1
Total Parking
2

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Brook Rd N & Stirling Way
Parcel Number
511020746
Possession
60-89 days
Occupancy
Owner

Included

Inclusions
Existing Kitchen Appliances: Fridge, Gas Stove, Built-In Fan, Dishwasher. Interior: All Window Coverings & Blinds, All Electrical Light Fixtures, Washer & Dryer, Garage Door Opener & Remote, Basement Fridge. Exterior: Hot Tub.
Exclusions
Stand Up Freezer in Basement
Rental Items
Hot Water Tank

Schools

Elementary

  • Merwin Greer Public School0.3 km

    Public · Kawartha Pine Ridge DSB · 130 students

    Grade 3 reading: 81% met the provincial standard · Grade 6 math: 35% met the provincial standard

  • C R Gummow Public School0.7 km

    Public · Kawartha Pine Ridge DSB · 795 students

    Grade 3 reading: 83% met the provincial standard · Grade 6 math: 53% met the provincial standard

  • St. Michael Catholic Elementary School1.9 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 160 students

    Grade 3 reading: 89% met the provincial standard · Grade 6 math: 44% met the provincial standard

Secondary

  • Cobourg Collegiate Institute0.8 km

    Public · Kawartha Pine Ridge DSB · 1110 students

    Grade 10 literacy: 81% met the provincial standard

  • Centre for Individual Studies Northumberland1.7 km

    Public · Kawartha Pine Ridge DSB · 115 students

  • St. Mary Catholic Secondary School2.7 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students

    Grade 10 literacy: 75% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K9A

Population
26,757
Private dwellings
11,937
Median age
53.2
Average household size
2.3
Median household income
$82,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Cobourg · last 12 months

Median sold price
$635,000
Homes sold
355
Median days on market
27
Sale-to-list price
97.4%

Based on 355 recorded sales of residential freehold properties in Cobourg over the last 12 months.

Rooms

4-piece on Main, 4-piece on Main, 2-piece on Basement

Main

  • Bathroom
  • Bathroom
  • Bedroom 210'2" x 9'
  • Dining Room21'6" x 12'7"
  • Kitchen10'2" x 9'
  • Living Room21'6" x 12'7"
  • Primary Bedroom13'9" x 9'1"

Basement

  • Bathroom
  • Recreation20'2" x 23'3"

Listed by

Keller Williams Energy Real Estate

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$134,000

Estimated Monthly Payment

$3,292

Land transfer tax

Estimated land transfer tax$9,875

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,292/mo (20% down, 5.5%)

Taxes: $404/mo · Insurance: $168/mo

Estimates only. Consult a financial advisor.

R

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