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1027 Spencers Trail

1027 Spencers Trail

Highlands East, ON

  • 3 bed
  • 1 bath
  • approx. 700-1100 sqft
  • Detached
  • 137 days on market
$599,900Price reduced 3%

Welcome to your perfect four-season lakeside retreat-where comfort, convenience, and classic cottage charm come together beautifully. This renovated 3-bedroom cottage offers excellent year-round access, making it ideal as both a weekend escape or a year round destination. Set on a gently sloping lot that leads effortlessly to the water's edge, the property is perfect for all ages and provides easy enjoyment of all Salerno Lake has to offer. Inside, the cottage features a functional and comfortable layout with a bright living space designed for easy living. The expansive sunroom is an inviting space to relax with your morning coffee or unwind after a day on the water. Step outside to the large deck and take in stunning lake views, an ideal spot for entertaining, dining, or simply soaking up the peaceful surroundings. The lake itself is a standout feature, offering plenty of room for watersports, swimming, and boating, along with great fishing right off your dock. Recent upgrades provide peace of mind and modern efficiency and, include a heat pump, heated waterline, new flooring, upgraded appliances, refreshed kitchen, remodeled bathroom with convenient laundry facilities, new windows, and an newer deck. Property comes with everything included allowing you to move in and enjoy without the hassle. Whether you're looking to relax, entertain, or explore the outdoors, this turnkey waterfront property delivers it all.

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Listing Details

Taxes (2025)
$3,148
Originally Listed
$619,900
Listed
May 7, 2026

Price History

Listing history

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Property

Style
Bungalow
Construction
Wood
Roof
Asphalt Shingle
Foundation
Concrete Block
Interior
Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
Lot Size
107 x 157 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
4

Utilities

Water
Lake/River
Sewer
Septic
Heat Source
Electric

Location & Legal

Cross Street
Irondale Rd. & Salerno Lake Rd.
Zoning
LSR - Limited Service Residential
Parcel Number
392690203
Possession
Immediate
Occupancy
Owner

Included

Inclusions
As viewed
Exclusions
Personal Items

Waterfront

Water Body
Salerno Lake
Shoreline
Natural, Shallow
Docking
Private

Community

Postal area K0M

Population
53,815
Private dwellings
37,422
Median age
56.8
Average household size
2.2
Median household income
$80,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Highlands East · last 12 months

Median sold price
$390,000
Homes sold
132
Median days on market
27
Sale-to-list price
96.0%

Based on 132 recorded sales of residential freehold properties in Highlands East over the last 12 months.

Rooms

3-piece on Main

Main

  • Bathroom8'10" x 7'5"
  • Bedroom9'9" x 9'8"
  • Bedroom 29'10" x 9'9"
  • Bedroom 39'9" x 9'8"
  • Dining Room13'7" x 13'7"
  • Kitchen10'4" x 10'1"
  • Living Room17'8" x 13'7"
  • Sunroom23'7" x 7'7"

Listed by

Royal LePage Lakes Of Haliburton

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$119,980

Estimated Monthly Payment

$2,947

Land transfer tax

Estimated land transfer tax$8,473

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,947/mo (20% down, 5.5%)

Taxes: $262/mo · Insurance: $150/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions The lake itself is a standout feature, offering plenty of room for watersports, swimming, and boating, along with great fishing right off your dock.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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