1142 Cardiff Lake Road
Highlands East, ON
- 3 bed
- 1 bath
- approx. 1500-2000 sqft
- Detached
Where every season begins on the water. This exceptional four-season property offers an extraordinary 580 feet of private waterfront on 3.29 acres. This is a level lot with no hills to climb up or down. Making it easily accessible in all seasons. A municipally maintained year-round road, allowing you to enjoy this retreat in every season. Built in 2015, this beautifully crafted 3-bedroom bungaloft was designed with an open-concept kitchen and living area that creates the perfect gathering space, while the wood-burning stove adds warmth and ambiance on crisp autumn evenings and cozy winter nights. Large, soaring spaces and the approximately 300 sq. ft. upper loft that can act as a fourth sleeping area, home office, family room, games space or quiet reading retreat. The full 1,350 sq. ft. unfinished basement, with 8-foot ceilings and four large windows, offers tremendous potential for additional living, recreation or storage space. It's just waiting for your own creation and design. Step outside and experience the true magic of the property. The south-east-facing waterfront offers breathtaking sunrises, while the gently sloping sandy shoreline provides an inviting entry into the lake. The dock extends into deep, clear water, making it ideal for boating and enjoying the waterfront during the warmer months. Then comes autumn. The surrounding forest transforms into a spectacular display of colour. And when the snow arrives, this remarkable property becomes a winter playground. Snowmobile and ATV trails connect to hundreds of kilometres of groomed backcountry routes right outside your door, offering exceptional four-season recreation. The property is easily accessible, you're approximately 30 minutes from Bancroft and Haliburton for shopping, dining, services and amenities, with Wilberforce and Harcourt only 10 minutes away for groceries, gas and everyday necessities. Wilberforce also offers a community centre, skating rink, pickleball courts and curling rink.
Listing Details
- Taxes (2026)
- $4,316
- Originally Listed
- $1,079,900
- Listed
- May 8, 2026
Price History
Property
- Style
- Bungaloft
- Age
- 6-15
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- Interior
- Air Exchanger, Carpet Free, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned, Workbench
- Lot Size
- 645 x 222.18 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 6
Utilities
- Water
- Drilled Well
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- Loop Road & Cardiff Lake Road
- Zoning
- RU
- Parcel Number
- 392400225
- Possession
- Immediate
- Occupancy
- Owner
Included
- Inclusions
- Fridge, Stove, Counter Microwave, Fridge in Basement, Stackable Washer/Dryer, BBQ.All other furnishings are negotiable.
- Exclusions
- All Personal Items. All artwork. Staging Items
- Rental Items
- Propane Tanks
Waterfront
- Water Body
- Cardiff Lake
- Shoreline
- Clean, Mixed, Sandy
- Docking
- Private
Community
Postal area K0L
- Population
- 78,142
- Private dwellings
- 48,786
- Median age
- 54
- Average household size
- 2.3
- Median household income
- $79,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Highlands East · last 12 months
- Median sold price
- $389,500
- Homes sold
- 134
- Median days on market
- 26
- Sale-to-list price
- 96.0%
Based on 134 recorded sales of residential freehold properties in Highlands East over the last 12 months.
Rooms
3-piece on Main
Second
- Loft19'7" x 13'1"
Ground
- Bathroom6'10" x 5'5"
- Bedroom11'7" x 9'10"
- Bedroom 311'7" x 9'10"
- Dining Room19'2" x 13'9"
- Foyer10' x 7'
- Kitchen12'11" x 10'2"
- Living Room19'2" x 13'1"
- Other9'6" x 6'7"
- Primary Bedroom13'3" x 10'7"
- Sunroom19'8" x 7'4"
Listed by
Ball Real Estate Inc.
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$175,000
Estimated Monthly Payment
$4,299
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $4,299/mo (20% down, 5.5%)
Taxes: $360/mo · Insurance: $219/mo
Estimates only. Consult a financial advisor.
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