8 - 1140 Cowan Park Road
Muskoka Lakes, ON
- 3 bed
- 2 bath
- approx. 700-1100 sqft
- Detached
- 121 days on market
Welcome to your turnkey Muskoka retreat on highly sought-after Three Mile Lake. Completely renovated down to the studs and meticulously upgraded and maintained, this exceptional 4-season waterfront property offers the perfect blend of modern comfort, flexibility, and classic Muskoka charm. Located just minutes from Windermere and only 2 hours from the GTA. Set on a gently sloping, family-friendly lot with 100 feet of pristine northwest-facing frontage and just under 1 acre, enjoy breathtaking sunsets, shallow sand beach and deeper water entry, a waterfront concrete patio, fire pit area, and removable dock. The extensively updated main cottage (2021) features new interior finishes, flooring, windows, sliders, updated electrical, heat pumps, new roof, new exterior siding and a full 22Kw Generac generator for year-round peace of mind. Inside, the bright open-concept layout showcases cathedral ceilings, a wall of windows with spectacular lake views, and walkout to an oversized composite lakeside deck. The kitchen and living area are anchored by a high-efficiency wood stove, while two main-floor bedrooms and an upgraded 4-piece bath complete the space. The fully finished walkout lower level functions as a self-contained 1-bedroom suite with its own kitchen, living/dining area, laundry, modern 3-piece bath, and beautiful lake views (new 2025 windows) that ideal for guests, extended family, or rental income potential. Adding to the versatility are two fully winterized lakeside sleeping cabins, both with AC and heat, plus a separate outdoor shower and compost toilet bunkie. Additional highlights include year-round road access, metal roof, ample parking, and a spacious backyard for entertaining or games for the kids. Offered fully furnished and equipped right down to the kitchenware, this rare package is truly move-in ready. Simply pack your suitcase and start making your unforgettable Muskoka memories this summer!
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Listing Details
- Taxes (2025)
- $2,100
- Originally Listed
- $1,249,000
- Listed
- May 8, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Construction
- Wood
- Roof
- Metal
- Foundation
- Concrete Block
- Interior
- Primary Bedroom - Main Floor, Upgraded Insulation, Water Heater Owned, Generator - Full, Guest Accommodations, Propane Tank, Water Treatment, Sump Pump
- Lot Size
- 100 x 350.91 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 10
Utilities
- Water
- Drilled Well
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- Muskoka Road #4 (Windermere Road) & Cowan Park Road
- Zoning
- WR4
- Parcel Number
- 481360111
- Possession
- Flexible
- Occupancy
- Partial
Included
- Inclusions
- All Appliances, window coverings and all furniture and kitchen contents.
- Exclusions
- Staging & decor items
- Rental Items
- Propane tank
Waterfront
- Water Body
- Three Mile Lake
- Shoreline
- Clean, Mixed, Natural
- Docking
- Private
Community
Postal area P0B
- Population
- 9,589
- Private dwellings
- 8,951
- Median age
- 53.2
- Average household size
- 2.3
- Median household income
- $90,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Muskoka Lakes · last 12 months
- Median sold price
- $882,500
- Homes sold
- 252
- Median days on market
- 28
- Sale-to-list price
- 93.8%
Based on 252 recorded sales of residential freehold properties in Muskoka Lakes over the last 12 months.
Listed by
Chestnut Park Real Estate
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Location
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Mortgage Calculator
$219,000
Estimated Monthly Payment
$5,379
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $5,379/mo (20% down, 5.5%)
Taxes: $175/mo · Insurance: $274/mo
Estimates only. Consult a financial advisor.
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