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20 SR404 Severn River

20 SR404 Severn River

Muskoka Lakes, ON

  • 3 bed
  • 1 bath
  • approx. 1100-1500 sqft
  • Rural Residential
$425,000Price reduced 9%

Boat access only!! Discover the perfect blend of comfort and nature in this 2-bedroom, 1-bathroom waterfront cottage, set on over an acre of peaceful, forested land. Enjoy stunning river views, cozy up by the woodstove, or unwind in the spacious living and family rooms. A separate bunkie offers extra sleeping space for guests or family, making it an ideal spot for summer vacations or weekend escapes. Accessible by boat only, this secluded property offers privacy, tranquility, and direct access to the water for all your recreational adventures. Whether its relaxing on the deck, exploring the river, or simply soaking in the natural surroundings, this cottage is the ultimate retreat for those seeking a serene waterfront lifestyle. The cottage needs a bit of TLC.

Listing Details

Taxes (2025)
$1,855
Originally Listed
$464,500
Listed
May 15, 2026

Price History

Listing history

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Property

Style
Bungalow
Construction
Wood
Roof
Metal
Foundation
Piers
Interior
Water Heater Owned
Lot Size
213 x 291 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
0

Utilities

Water
Lake/River
Sewer
Septic
Heat Source
Wood

Location & Legal

Cross Street
Upper Big Chute Rd and Severn Falls
Zoning
SR
Parcel Number
480220134
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Fridge, Stove, Some Furnishings, Dock
Exclusions
Personal items and some furnishings. Seller to supply list

Waterfront

Water Body
Wood Bay
Shoreline
Mixed, Weedy
Docking
Marina

Community

Postal area L0K

Population
38,386
Private dwellings
22,207
Median age
50.8
Average household size
2.4
Median household income
$88,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Muskoka Lakes · last 12 months

Median sold price
$885,000
Homes sold
245
Median days on market
28
Sale-to-list price
93.8%

Based on 245 recorded sales of residential freehold properties in Muskoka Lakes over the last 12 months.

Rooms

3-piece

Main

  • Bathroom5' x 8'11"
  • Bedroom8' x 8'
  • Living Room20' x 20'
  • Sunroom9' x 20'

Lower

  • Bedroom 212' x 12'
  • Family Room12' x 25'

Listed by

Royal LePage In Touch Realty

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$85,000

Estimated Monthly Payment

$2,088

Land transfer tax

Estimated land transfer tax$4,975

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,088/mo (20% down, 5.5%)

Taxes: $155/mo · Insurance: $106/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions A separate bunkie offers extra sleeping space for guests or family, making it an ideal spot for summer vacations or weekend escapes.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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