201 - 26 Spencer Street
Cobourg, ON
- 1 bed
- 1 bath
- approx. 700-799 sqft
- Condo Apartment
- 122 days on market
This bright and beautifully updated south facing corner unit offers exceptional value in one of Cobourg's most convenient locations. Perfectly positioned on the second floor, this spacious one-bedroom condo is filled with natural light, creating a warm and inviting atmoshere from the moment you step inside. This home offers the ideal balance of affordability and low maintenance living, just minutes from downtown Cobourg's charming boutiques, local cafes, restaurants, and everyday amenities. Spend your mornings strolling to the waterfront, afternoons relaxing at Victoria Park, and summer days soaking up the sun at Cobourg Beach, all minutes from your door. This is a lifestyle where everything you need is within easy reach, and an ideal opportunity for those seeking a low-maintenance lifestyle and convenience. Freshly painted and recently renovated, this well maintained unit offers more space than expected, featuring a thoughtfully designed kitchen complete is both stylish and functional, featuring stainless steel appliances, generous prep space, and inviting layout perfect for cooking, entertaining, or simply enjoying a quiet night at home. The oversized bedroom easily accommodates a king size bed, offering a peaceful retreat at the end of the day, while the beautifully updated bathroom showcases sleek, contemporary finishes. Residents enjoy secure, energy efficient living with convenient laundry facilities located just steps away on the same floor. A shared outdoor space provides the perfect spot to unwind, enjoy fresh air, or connect with neighbours in this welcoming community. With low condo fees, affordable property taxes, low utility costs, and one dedicated parking space conveniently located near the front door (additional $35.00/month), this is a rare opportunity to embrace a simplified, maintenance-free lifestyle in one of Cobourg's most central and walkable locations.
Virtual Tour
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Listing Details
- Taxes (2025)
- $1,476
- Originally Listed
- $335,000
- Listed
- May 14, 2026
Price History
Listing history
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Property
- Style
- Apartment
- Construction
- Brick
- Interior
- Carpet Free, Intercom, Separate Heating Controls
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 1
Utilities
- Heat Source
- Electric
Location & Legal
- Cross Street
- Division St. & Spencer St.
- Parcel Number
- 518260033
- Possession
- Flexible
- Occupancy
- Owner
Condo
- Maintenance Fee
- $320/month
- Fee Includes
- Common Elements Included, Building Insurance Included, Water Included
- Pets
- Yes-with Restrictions
- Locker
- None
- Balcony
- None
Included
- Inclusions
- S/S Fridge, S/S Stove, S/S Dishwasher, S/S Microwave, A/C Unit, Cabinet in bathroom, & Window Coverings.
Schools
Elementary
- St. Michael Catholic Elementary School0.2 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 160 students
Grade 3 reading: 89% met the provincial standard · Grade 6 math: 44% met the provincial standard
- C R Gummow Public School1.1 km
Public · Kawartha Pine Ridge DSB · 795 students
Grade 3 reading: 83% met the provincial standard · Grade 6 math: 53% met the provincial standard
- St. Joseph Catholic Elementary School1.5 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 200 students
Grade 3 reading: 65% met the provincial standard · Grade 6 math: 27% met the provincial standard
Secondary
- Cobourg Collegiate Institute1.2 km
Public · Kawartha Pine Ridge DSB · 1110 students
Grade 10 literacy: 81% met the provincial standard
- Centre for Individual Studies Northumberland1.3 km
Public · Kawartha Pine Ridge DSB · 115 students
- St. Mary Catholic Secondary School2 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students
Grade 10 literacy: 75% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K9A
- Population
- 26,757
- Private dwellings
- 11,937
- Median age
- 53.2
- Average household size
- 2.3
- Median household income
- $82,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Condo & Other in Cobourg · last 12 months
- Median sold price
- $635,000
- Homes sold
- 358
- Median days on market
- 27
- Sale-to-list price
- 97.4%
Based on 358 recorded sales of residential condo & other properties in Cobourg over the last 12 months.
Rooms
4-piece on Main
Main
- Dining Room15' x 8'9"
- Foyer4'4" x 10'7"
- Kitchen11'5" x 10'10"
- Living Room11'6" x 15'5"
- Primary Bedroom10'5" x 13'9"
Listed by
COLDWELL BANKER - R.M.R. Real Estate
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$65,800
Estimated Monthly Payment
$1,616
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $1,616/mo (20% down, 5.5%)
Taxes: $123/mo · Insurance: $82/mo
Maint: $320/mo
Estimates only. Consult a financial advisor.
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