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39 Elma Street

39 Elma Street

St. Catharines, ON

  • 4 bed
  • 2 bath
  • approx. 700-1100 sqft
  • Semi-Detached
  • 106 days on market
$549,000

Don't Miss Out On This Beautiful, Clean & Bright 3+1 Bedroom Semi-Detached Home In A Very High-Demand North-End Area! This well-maintained home boasts a spacious layout with a large front window that fills the Living Room with natural light. Features include 3 good-sized bedrooms upstairs, a fully finished basement with an additional bedroom, den, and a full bathroom-perfect for guests or in-law suite potential. Enjoy freshly painted interiors, renovated washrooms, an upgraded kitchen with tiled backsplash, new upgraded stainless steel appliances, and renovated kitchen and washrooms. Walk out to a professionally landscaped backyard with a covered patio-ideal for entertaining or relaxing. No carpet throughout, and brand new pot lights on both the main and second floors add a modern touch. Located steps from Elma Street Park (just a 1-minute walk!) and close to all key amenities-QEW access, Fairview Mall, Costco, Home Depot, LCBO, and top-rated schools. Public transit nearby makes commuting easy. Whether you're a first-time buyer, a growing family, or an investor, this home offers excellent value and flexibility. The move-in ready condition means you can settle in right away without any major updates needed. Homes in this area rarely come up in such pristine condition-don't miss your chance to own in one of the most desirable neighborhoods in the city!

Listing Details

Taxes (2025)
$2,981
Listed
May 18, 2026

Price History

Listing history

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Property

Style
2-Storey
Construction
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation
Poured Concrete
Interior
Storage, Water Heater
Lot Size
28.71 x 125.73 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
3

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
QEW/Lake St and Scott St
Parcel Number
462050245
Possession
Flexible
Occupancy
Owner

Included

Inclusions
All Elf's, All Window Coverings, Fridge, Stove, Range Hood, Washer, Dryer, B/I Dishwasher, Shed in the backyard.
Exclusions
N/A
Rental Items
Hot Water Tank

Schools

Elementary

  • William Hamilton Merritt Public School0.8 km

    Public · DSB Niagara · 290 students

    Grade 3 reading: 76% met the provincial standard · Grade 6 math: 59% met the provincial standard

  • St Denis Catholic Elementary School1 km

    Catholic · Niagara CDSB · 290 students

    Grade 3 reading: 81% met the provincial standard · Grade 6 math: 50% met the provincial standard

  • Harriet Tubman Public School1.5 km

    Public · DSB Niagara · 680 students

    Grade 3 reading: 71% met the provincial standard · Grade 6 math: 60% met the provincial standard

Secondary

  • Eden High School1.2 km

    Public · DSB Niagara · 1080 students

    Grade 10 literacy: 91% met the provincial standard

  • Lifetime Learning Centre Secondary School1.3 km

    Public · DSB Niagara · 50 students

  • Saint Francis Catholic Secondary School1.5 km

    Catholic · Niagara CDSB · 505 students

    Grade 10 literacy: 88% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L2N

Population
30,719
Private dwellings
13,827
Median age
52
Average household size
2.2
Median household income
$78,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Catharines · last 12 months

Median sold price
$540,000
Homes sold
1,622
Median days on market
26
Sale-to-list price
96.6%

Based on 1,622 recorded sales of residential freehold properties in St. Catharines over the last 12 months.

Rooms

4-piece on Second, 3-piece on Basement

Second

  • Bedroom 29'10" x 10'11"
  • Bedroom 311'6" x 13'3"
  • Primary Bedroom11'9" x 10'

Main

  • Breakfast8'5" x 9'5"
  • Kitchen8'3" x 9'11"
  • Living Room13'6" x 15'3"

Basement

  • Bedroom 414' x 9'3"

Listed by

HOMELIFE LANDMARK REALTY INC.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$109,800

Estimated Monthly Payment

$2,697

Land transfer tax

Estimated land transfer tax$7,455

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,697/mo (20% down, 5.5%)

Taxes: $248/mo · Insurance: $137/mo

Estimates only. Consult a financial advisor.

R

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