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540 Niagara Street

540 Niagara Street

St. Catharines, ON

  • 3 bed
  • 2 bath
  • approx. 700-1100 sqft
  • Detached
  • 93 days on market
$699,900

Nothing to do but move in to this renovated home where almost every major mechanical and cosmetic update has already been completed. Arriving at the property, the curb appeal will immediately stand out featuring a private oversized double-wide driveway with parking for 6+ vehicles. Set back nicely from the road, the home is surrounded by mature trees, landscaped gardens and a newly built oversized front porch. You are welcomed by a bright foyer finished with new tile flooring, fresh paint and an updated exterior door. The oversized family room offers updated flooring, newer windows and a gas fireplace insert creating a inviting atmosphere. The renovated kitchen is finished with quartz countertops, new stainless steel appliances and updated lighting. Adjacent to the kitchen is a bright three-season room, perfect for summer dining while providing direct access to the private courtyard area outside. Originally designed as a three-bedroom home, one bedroom is currently being used as an oversized dining room and could easily be converted back if desired. The primary bedroom features double closets while a three-piece bathroom completes the main floor. The fully remodeled lower level offers a large rec room, additional bedroom, three-piece bathroom and laundry area finished with new tile flooring, pot lighting and fresh paint. The backyard is a standout feature offering both expansive green space with mature trees and a separate courtyard-style entertaining area complete with pergola lounge seating, bar seating and a serving window opening directly into the garage. Additional exterior features include updated soffits, a backyard pond and gated access to the larger yard area. Additional updates include furnace, central air and hot water tank (2024), along with the asphalt driveway, eavestroughs, siding and exterior deck spaces. Come see what this home has to offer today in the desirable North-end of St. Catharines.

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Listing Details

Taxes (2025)
$4,327
Listed
May 26, 2026

Price History

Listing history

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Property

Style
Bungalow
Construction
Vinyl Siding
Roof
Metal
Foundation
Poured Concrete
Interior
Primary Bedroom - Main Floor, Auto Garage Door Remote, Carpet Free, Water Heater
Lot Size
72 x 163.05 Feet

Parking

Garage
Detached
Covered Spaces
1
Total Parking
7

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Linwell Rd
Zoning
R1
Parcel Number
462900046
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Fridge, Stove, Washer, Dryer, Dishwasher

Schools

Secondary

  • Holy Cross Catholic Secondary School0.7 km

    Catholic · Niagara CDSB · 655 students

    Grade 10 literacy: 80% met the provincial standard

  • Governor Simcoe Secondary School1 km

    Public · DSB Niagara · 765 students

    Grade 10 literacy: 88% met the provincial standard

  • Laura Secord Secondary School1.5 km

    Public · DSB Niagara · 635 students

    Grade 10 literacy: 85% met the provincial standard

Elementary

  • Canadian Martyrs Catholic Elementary School0.9 km

    Catholic · Niagara CDSB · 480 students

    Grade 3 reading: 86% met the provincial standard · Grade 6 math: 71% met the provincial standard

  • Lockview Public School1 km

    Public · DSB Niagara · 410 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 77% met the provincial standard

  • Our Lady of Fatima Catholic Elementary School1 km

    Catholic · Niagara CDSB · 390 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 81% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L3M

Population
28,433
Private dwellings
11,465
Median age
44.8
Average household size
2.5
Median household income
$104,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Catharines · last 12 months

Median sold price
$540,000
Homes sold
1,621
Median days on market
26
Sale-to-list price
96.6%

Based on 1,621 recorded sales of residential freehold properties in St. Catharines over the last 12 months.

Rooms

3-piece on Main, 2-piece on Lower

Main

  • Bedroom10'1" x 9'6"
  • Dining Room11'11" x 9'2"
  • Kitchen15'3" x 9'3"
  • Living Room17'8" x 12'8"
  • Primary Bedroom14'3" x 10'
  • Sunroom7'6" x 7'

Lower

  • Bedroom9'4" x 7'1"
  • Family Room12' x 10'3"
  • Office14'9" x 8'3"
  • Recreation17'7" x 10'

Listed by

RE/MAX HENDRIKS TEAM REALTY

Walk Score

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Mortgage Calculator

$139,980

Estimated Monthly Payment

$3,438

Land transfer tax

Estimated land transfer tax$10,473

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,438/mo (20% down, 5.5%)

Taxes: $361/mo · Insurance: $175/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions exterior deck spaces. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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