102 Albert Street
Kawartha Lakes, ON
- 3 bed
- 2 bath
- approx. 1500-2000 sqft
- Detached
- 102 days on market
Vendor take-back financing available at 0% for two years - terms negotiable based on offer.102 Albert is a west-facing year-round waterfront home directly across the Gull River from Indian Point Provincial Park - 946 hectares of protected Crown land with one of the longest undeveloped shorelines in the Kawartha Lakes. The view across the water is permanent. No future development opposite. Just protected forest and shoreline, sunsets every night. Approximately 225 ft of irregular water frontage wraps the property on a private peninsula with sandy, natural shoreline. The Gull River opens directly to Balsam Lake - the highest point on the Parks Canada-managed Trent-Severn Waterway, with navigable access to Cameron, Sturgeon, Pigeon, and beyond. Approximately 1,796 sqft above grade plus a fully finished lower level. Approx 900+ sqft west-facing patio over the water. The main floor offers three bedrooms (two with cathedral ceilings, one overlooking the water), two updated 3-piece bathrooms with glass walk-in showers, and kitchen with cathedral ceiling and stainless appliances. Hardwood through the principal living spaces. The great room walks out to the huge patio above the river. A separate family room walks straight out to the shore.The fully finished lower level adds a recreation room with wood stove, a dedicated office, a study, and a laundry/utility room - genuine four-season living space. A wet double boathouse holds two fishing boats or one larger boat under cover. A covered front porch and a 2-car tandem attached garage round out the package.Year-round municipal road. Quiet dead-end street. 90 minutes to the GTA. A hidden dog fence included. Suitable as a full-time residence, weekend retreat, or short-term rental.
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Listing Details
- Taxes (2025)
- $3,825
- Listed
- May 28, 2026
Price History
Listing history
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Property
- Style
- Bungalow-Raised
- Construction
- Stone
- Roof
- Shingles
- Foundation
- Concrete
- Interior
- Water Heater
- Lot Size
- 225 x 156.19 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 2
- Total Parking
- 6
Utilities
- Water
- Drilled Well
- Sewer
- Septic
- Heat Source
- Oil
Location & Legal
- Cross Street
- Grandy Road And Highway 35
- Zoning
- HR
- Parcel Number
- 631170465
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- All existing appliances: refrigerator, stove, dishwasher, microwave, washer, dryer. All existing electric light fixtures. All existing window coverings. Invisible dog fence. All existing dock hardware and boathouse fixtures.
Waterfront
- Water Body
- Gull River
- Shoreline
- Sandy, Natural
- Docking
- Private
Schools
Elementary
- Ridgewood Public School1.5 km
Public · Trillium Lakelands DSB · 285 students
Grade 3 reading: 82% met the provincial standard · Grade 6 math: 12% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K0M
- Population
- 53,815
- Private dwellings
- 37,422
- Median age
- 56.8
- Average household size
- 2.2
- Median household income
- $80,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Kawartha Lakes · last 12 months
- Median sold price
- $615,000
- Homes sold
- 1,265
- Median days on market
- 35
- Sale-to-list price
- 95.9%
Based on 1,265 recorded sales of residential freehold properties in Kawartha Lakes over the last 12 months.
Rooms
3-piece on Main, 3-piece on Main
Main
- Bedroom 214'2" x 8'7"
- Bedroom 312'2" x 10'6"
- Dining Room12'9" x 12'8"
- Family Room16'1" x 14'6"
- Kitchen13'11" x 13'11"
- Living Room26'7" x 14'6"
- Primary Bedroom14'3" x 10'2"
Basement
- Laundry14'2" x 13'7"
- Office14'2" x 12'6"
- Recreation
- Study15'7" x 14'6"
Listed by
RE/MAX HALLMARK YORK GROUP REALTY LTD.
Walk Score
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Bike
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Location
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Mortgage Calculator
$239,000
Estimated Monthly Payment
$5,871
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $5,871/mo (20% down, 5.5%)
Taxes: $319/mo · Insurance: $299/mo
Estimates only. Consult a financial advisor.
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