12 Chester Street
St. Thomas, ON
- 1 bed
- 3 bath
- approx. 2000-2500 sqft
- Detached
Welcome to 12 Chestnut Street, a rare and inspiring property in the heart of St. Thomas. Originally built in 1890 as a church, this unique structure blends historic charm with the flexibility and space today's buyers and investors are seeking. Spanning approximately 2,192 square feet on the main and 1700 on 5he lower levels, the building offers nearly 3900 square feet of total living space. The main floor features a large great room with soaring ceilings and abundant natural light, a welcoming foyer, two 2-piece bathrooms, and a spacious office-ideal for remote work or creative use. The lower level is fully equipped for residential living, with a full eat-in kitchen, dining area, living space, primary bathroom, laundry room, and bedroom quarters. It's a comfortable layout that suits a variety of living or rental scenarios. Zoned R3, this property presents exciting potential for conversion into a triplex. There is also a possibility for the construction of a large garage with an additional dwelling unit above-offering further options for added living space or rental income, and parking for 10 cars. Set on just over half an acre and located close to local amenities, parks, and schools, this property combines historic character with modern opportunity. Whether you're looking to invest, redevelop, or settle into a truly one-of-a-kind space, 12 Chestnut Street offers a canvas full of possibility. Explore the potential! This is a property that invites your imagination. Roof replaced 2023
Listing Details
- Taxes (2025)
- $1,680
- Listed
- June 3, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Age
- 100+
- Construction
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete, Other, Poured Concrete, Wood Frame
- Interior
- Storage, Water Heater Owned
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 10
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Chester and sunset
- Zoning
- R3-108
- Parcel Number
- 352330013
- Possession
- Flexible
- Occupancy
- Owner
Schools
Elementary
- John Wise Public School1.4 km
Public · Thames Valley DSB · 580 students
Grade 3 reading: 58% met the provincial standard · Grade 6 math: 34% met the provincial standard
- Pierre Elliott Trudeau French Immersion Public School1.7 km
Public · Thames Valley DSB · 445 students
Grade 3 reading: 62% met the provincial standard · Grade 6 math: 66% met the provincial standard
- Elgin Court Public School2.2 km
Public · Thames Valley DSB · 315 students
Grade 3 reading: 56% met the provincial standard · Grade 6 math: 29% met the provincial standard
Secondary
- Parkside Collegiate Institute1.6 km
Public · Thames Valley DSB · 1015 students
Grade 10 literacy: 82% met the provincial standard
- Arthur Voaden Secondary School1.6 km
Public · Thames Valley DSB · 355 students
Grade 10 literacy: 48% met the provincial standard
- Central Elgin Collegiate Institute2.2 km
Public · Thames Valley DSB · 690 students
Grade 10 literacy: 79% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N5R
- Population
- 30,680
- Private dwellings
- 12,933
- Median age
- 44.8
- Average household size
- 2.4
- Median household income
- $80,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in St. Thomas · last 12 months
- Median sold price
- $535,000
- Homes sold
- 617
- Median days on market
- 27
- Sale-to-list price
- 97.7%
Based on 617 recorded sales of residential freehold properties in St. Thomas over the last 12 months.
Rooms
2 × 2-piece on Main, 4-piece on Basement
Main
- Bathroom5'6" x 4'10"
- Bathroom5'6" x 4'8"
- Foyer19'8" x 18'6"
- Great Room40'1" x 40'8"
- Office13'9" x 9'11"
Basement
- Bathroom11'5" x 13'4"
- Dining Room16'10" x 14'3"
- Family Room23'1" x 14'7"
- Kitchen16'2" x 14'8"
- Laundry14'11" x 15'
- Primary Bedroom18'8" x 25'7"
- Utility Room9'10" x 11'3"
Listed by
RE/MAX CENTRE CITY REALTY INC.
Walk Score
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Location
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Mortgage Calculator
$90,980
Estimated Monthly Payment
$2,235
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,235/mo (20% down, 5.5%)
Taxes: $140/mo · Insurance: $114/mo
Estimates only. Consult a financial advisor.
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