82 Cow Island
Otonabee-South Monaghan, ON
- 3 bed
- 1 bath
- approx. 700-1100 sqft
- Detached
- 106 days on market
One of the most desirable lots on the island, with spectacular south exposure. Also includes separate bonus lot (84 Cow Island) with separate pin 280220001, tax bill $842.67 for 2025 and legal description. Combined waterfrontage of both lots together is 248.63 ft. Privacy abounds here. Enjoy your morning coffee on the spacious dock to take in the sunrise and wind down your day on your deck overlooking the water. There's an abundance of activity for every interest: boating the Trent Waterway, swimming and fishing in the lake, or snowmobiling from the cottage on the Ganaraska snowmobile trail system. Built In 1976, you'll see this 1056 Sq. Ft. 3 Bedroom home has an amazing floor plan with spacious living and family rooms. It's also fully furnished and you can relax while the Marine Railway Lift delivers all your necessities from the dock straight to the cottage. Ariel aluminum dock system 42 ft by 6 ft with 14 ft 6 ft area at the end, 100 amp electrical upgraded 2021, heat and ac mini split 2021,kitchen 2022, bathroom 2022, great remodel reno 2023, cedar wood siding 2025, metal roof. 20ft. The property has a proper septic system and drilled well, so you have fresh water for drinking, cooking etc. Pontoon boat included, 2005 Aqua Patio with 50hp Yamaha 4 stroke with Bimini top and full mooring cover. Seating and floor covering need a touch of TLC but works great. This is an absolutely beautiful must-see family cottage.
Virtual Tour
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Listing Details
- Taxes (2025)
- $3,006
- Originally Listed
- $574,900
- Listed
- June 3, 2026
Price History
Property
- Style
- Bungalow
- Age
- 31-50
- Construction
- Wood
- Roof
- Metal
- Foundation
- Piers
- Interior
- Carpet Free, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned
- Lot Size
- 142 x 161.45 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 1
Utilities
- Water
- Drilled Well
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- Lakeview Rd & Islandview Dr
- Zoning
- Seasonal recreational dwelling on water
- Parcel Number
- 280220098
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Almost everything is included. 20 ft pontoon boat with 50 hp Yamaha 4 stroke.
- Exclusions
- Seller's personal items.
- Rental Items
- No rental equipment
Waterfront
- Water Body
- Rice Lake
- Shoreline
- Clean, Gravel, Hard Bottom
- Docking
- Private
Schools
Elementary
- Plainville Public School4.8 km
Public · Kawartha Pine Ridge DSB · 235 students
Grade 3 reading: 54% met the provincial standard · Grade 6 math: 46% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K9J
- Population
- 44,547
- Private dwellings
- 19,998
- Median age
- 44
- Average household size
- 2.3
- Median household income
- $72,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Otonabee-South Monaghan · last 12 months
- Median sold price
- $600,000
- Homes sold
- 99
- Median days on market
- 35
- Sale-to-list price
- 95.0%
Based on 99 recorded sales of residential freehold properties in Otonabee-South Monaghan over the last 12 months.
Rooms
4-piece on Main
Main
- Bedroom 211'10" x 9'10"
- Bedroom 311'10" x 11'4"
- Kitchen11'2" x 9'2"
- Living Room19'2" x 14'1"
- Primary Bedroom15'11" x 11'6"
Listed by
RE/MAX Jazz INC.
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$109,980
Estimated Monthly Payment
$2,701
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,701/mo (20% down, 5.5%)
Taxes: $250/mo · Insurance: $137/mo
Estimates only. Consult a financial advisor.
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