431 Albert Street
South Huron, ON
- 3 bed
- 3 bath
- approx. 2000-2500 sqft
- Detached
- 92 days on market
The Benjamin O'Neil House stands as one of Exeter's most admired residences, where historic elegance and luxurious modern living exist in remarkable harmony. This distinguished home offers a sense of permanence, craftsmanship and character with carefully considered modern updates. Beyond the original 8.5 foot front doors, the home immediately reveals its warmth and grandeur. Rich red pine floors, soaring ceilings, intricate plaster medallions, and impressive heritage trim reflect the quality and artistry of another era, while oversized windows fill the home with natural light throughout the day. Every detail feels timeless, refined, and deeply inviting. The principal living and dining rooms were made for both meaningful gatherings and quiet evenings at home. The professionally redesigned kitchen pairs timeless design with thoughtful upgrades, creating an inviting space equally suited for relaxed family living and effortless entertaining. Upstairs, three inviting bedrooms provide comfort and privacy, including a peaceful primary retreat with its own sitting room. The upper bathroom delivers a luxurious escape with heated floors, a clawfoot tub, and an oversized 7 foot glass shower. Another layer of versatility exists on the lower level featuring a spacious guest room, recreation area with an 85 inch theatre screen, heated floor in the office, and a hidden speakeasy-inspired wine room that brings an unexpected sense of character and sophistication. Outside, the property transforms into a private four-season retreat. Covered porches, a striking 16xl6 foot pavilion with a stone fireplace, hot tub, outdoor kitchen, and expansive Wolf composite deck create an atmosphere designed for long summer evenings, fireside conversations, and memorable entertaining year-round. Located just 40 minutes from London or Stratford, this exceptional property offers the rare opportunity to own a home that is both historically significant and beautifully suited to modern living.
Virtual Tour
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Listing Details
- Taxes (2025)
- $5,331
- Listed
- June 5, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Age
- 100+
- Construction
- Brick, Other
- Roof
- Asphalt Shingle
- Foundation
- Brick, Poured Concrete
- Interior
- Auto Garage Door Remote, Bar Fridge, Generator - Partial, Guest Accommodations, In-Law Capability, Storage, Sump Pump, Upgraded Insulation, Water Heater Owned, Workbench
- Lot Size
- 92.88 x 141.83 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 2
- Total Parking
- 5
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- James
- Zoning
- r1
- Parcel Number
- 412430158
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Whirlpool refrigerator, stove, microwave, dishwasher, Napolean barbecue and Kitchen Aid refrigerator (outdoor), washer, dryer, basement office cabinets, speakers and 85" television with wall mount, sectional, corner bar cabinet, window coverings, garage refrigerator and cabinets, pavilion sectional and coffee table, arm chairs, generator, water heater, hot tub
Schools
Elementary
- South Huron Elementary0.5 km
Public · Avon Maitland DSB · 150 students
- Precious Blood Separate School0.7 km
Catholic · Huron Perth CDSB · 235 students
Grade 3 reading: 71% met the provincial standard · Grade 6 math: 52% met the provincial standard
- Exeter Elementary School0.7 km
Public · Avon Maitland DSB · 405 students
Grade 3 reading: 68% met the provincial standard · Grade 6 math: 43% met the provincial standard
Secondary
- South Huron District High School0.5 km
Public · Avon Maitland DSB · 520 students
Grade 10 literacy: 82% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N0M
- Population
- 69,177
- Private dwellings
- 32,011
- Median age
- 46
- Average household size
- 2.5
- Median household income
- $91,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in South Huron · last 12 months
- Median sold price
- $466,000
- Homes sold
- 140
- Median days on market
- 50
- Sale-to-list price
- 95.3%
Based on 140 recorded sales of residential freehold properties in South Huron over the last 12 months.
Rooms
4-piece on Upper, 3-piece on Basement, 2-piece on Main
Upper
- Bedroom13'7" x 11'9"
- Bedroom 214'5" x 9'10"
- Bedroom 314'2" x 9'7"
- Sitting8' x 10'5"
Main
- Dining Room22'2" x 14'2"
- Kitchen17'2" x 14'11"
- Living Room14'10" x 15'1"
- Office6'5" x 27'4"
- Sitting10'8" x 10'11"
Lower
- Family Room13'2" x 19'4"
- Office14'7" x 9'3"
- Other6'5" x 11'11"
- Other21'11" x 15'7"
- Utility Room12'4" x 9'10"
Listed by
SUTTON GROUP - SELECT REALTY
Walk Score
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Location
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Mortgage Calculator
$197,800
Estimated Monthly Payment
$4,859
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $4,859/mo (20% down, 5.5%)
Taxes: $444/mo · Insurance: $247/mo
Estimates only. Consult a financial advisor.
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