28 Elgin Street
Northern Bruce Peninsula, ON
- 4 bed
- 3 bath
- approx. 2500-3000 sqft
- Detached
- 102 days on market
Located on the North-shore of Tobermory, this stunning 2-acre property is an oasis waiting for you! Offering over 200ft of clean, rocky shoreline on Georgian Bay, a large pond, gardens and various outdoor sitting areas, there are many areas to entertain and relax. Listen to the sound of the waves along the shoreline as you watch the boats go by to the islands. Enjoy a campfire by the pond, or a picnic with the grandchildren. The 12'x16' garage nearby offers great storage for water toys or gardening tools. There are various water taps throughout the property for ease! Sitting proudly atop the escarpment, the 4-season residence features 4 bedrooms, 2.5 bathrooms and 2,979sq.ft. of living space. Enter the tiled foyer and hang up your coat in the mudroom. The attached 2-car garage provides direct access to the home, and a potential workshop, currently used as an office. A great room welcomes you in as you, featuring a solarium and propane fireplace. A secondary family room offers a great play space or home gym. The custom kitchen features SS appliances, pull-out drawers, undercabinet lighting, a breakfast bar and granite countertops. Open to the dining room, you are afforded stunning lake views, and access to the water-side patio with built-in seating and a BBQ station. Inside, an oversized laundry room doubles as a pantry, while a 2Pc bathroom and main-floor bedroom round out the main level. Climb the stairs to the loft and enjoy elevated views of Georgian Bay from the library. The Primary suite offers a 3Pc ensuite, WIC as well as private deck. Two additional large bedrooms share a 4Pc family bathroom. Outside, the 20'x30' detached garage provides more room for guests with the upper level bunkie! The lower level is insulated and RI for in-floor heating. Enjoy hiking the Bruce Trail, visiting local shops, strolling the public beaches or scuba diving the clear waters of Georgian Bay and Lake Huron. Opportunity awaits on Georgian Bay, sited minutes to Tobermory!
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2026)
- $13,033
- Listed
- June 8, 2026
Price History
Property
- Style
- 2-Storey
- Age
- 31-50
- Construction
- Stone
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- Interior
- Atrium, Built-In Oven, Central Vacuum, Water Heater Owned, Water Treatment
- Lot Size
- 200 x 557 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 4
- Total Parking
- 8
Utilities
- Water
- Lake/River
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- Harpur Drive & Elgin Street
- Zoning
- R1
- Parcel Number
- 331010349
- Possession
- 30-59 days
- Occupancy
- Owner
Included
- Inclusions
- Refrigerator, Built-in microwave, built-in oven, propane cooktop, dishwasher, clothes washer, clothes dryer, 1 double bed, 1 queen bed & frames, some dressers, 2 chairs in primary bedroom, wood chairs in bedrooms, recliner in library, couch & two wooden chairs in Living room, bookshelves in play room, 1 chest freezer in garage, central vac & attachments, spare paver stones and building materials, picnic table by pond, raised garden boxes
- Exclusions
- Personal items, some furniture, antiques
- Rental Items
- Propane tank (avenir)
Waterfront
- Water Body
- Georgian Bay
- Shoreline
- Clean, Deep
- Docking
- None
Schools
Elementary
- St Edmunds Public School3.8 km
Public · Bluewater DSB
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board.
Community
Postal area N0H
- Population
- 53,674
- Private dwellings
- 34,400
- Median age
- 52.8
- Average household size
- 2.3
- Median household income
- $86,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Northern Bruce Peninsula · last 12 months
- Median sold price
- $500,000
- Homes sold
- 178
- Median days on market
- 58
- Sale-to-list price
- 92.5%
Based on 178 recorded sales of residential freehold properties in Northern Bruce Peninsula over the last 12 months.
Rooms
2-piece on Main, 3-piece on Second, 4-piece on Second
Second
- Bathroom10'1" x 7'1"
- Bathroom6'3" x 5'8"
- Bedroom 39'10" x 9'10"
- Bedroom 411'5" x 9'10"
- Library15'10" x 12'4"
- Loft12'5" x 12'2"
- Primary Bedroom14'8" x 13'3"
Main
- Bathroom5'11" x 4'11"
- Bedroom11'1" x 10'10"
- Cold Room/Cantina27' x 3'11"
- Dining Room12'5" x 11'6"
- Family Room24'2" x 12'6"
- Foyer11'10" x 5'7"
- Kitchen15'9" x 13'9"
- Laundry10'6" x 9'1"
- Living Room28'7" x 13'3"
- Office15'5" x 15'1"
- Utility Room11'3" x 8'10"
Listed by
RE/MAX Grey Bruce Realty Inc.
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$277,000
Estimated Monthly Payment
$6,804
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $6,804/mo (20% down, 5.5%)
Taxes: $1,086/mo · Insurance: $346/mo
Estimates only. Consult a financial advisor.
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