1021 Spencer's Trail
Highlands East, ON
- 3 bed
- 1 bath
- approx. 1100-1500 sqft
- Detached
Welcome to 1021 Spencer's Trail, a four-season waterfront retreat set on beautiful Salerno Lake. Offering over 100 feet of waterfront on a 0.45-acre lot, this property is all about peaceful cottage-country living, lake views, and year-round enjoyment. The bungalow features approximately 1,171 sq.ft. on the main level, with three bedrooms, a 3-piece bathroom, and a bright, character-filled layout. One of the standout features is the unique octagon-shaped sun room, creating a memorable space to relax, dine, entertain, or simply take in the natural surroundings. A woodstove and baseboard heat provide comfort through every season, while the walkout basement adds function and potential. Lovely deck off from the livingroom overlooking the property and lake. Set on a sloped lot leading down to the lake, the property includes an existing dock, lake-drawn water, and a septic system. Whether you are spending summer days swimming, boating, or fishing, or enjoying quiet fall and winter weekends by the fire, this property offers the classic Haliburton cottage experience. An added bonus is the separate 0.8 acre lot across the road (153.67' x 267.06') offering additional space and future flexibility. Salerno Lake is known for its scenic natural setting, boating, swimming, and fishing opportunities, with species including bass, walleye, perch, and muskie. The lake is long and narrow with a peaceful cottage-country feel, located within the Haliburton Highlands and close to nearby communities including Irondale, Gooderham, Kinmount, and Haliburton. A wonderful opportunity to enjoy waterfront living on a sought-after lake, with room to make it your own.
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Listing Details
- Taxes (2025)
- $3,356
- Originally Listed
- $495,000
- Listed
- June 9, 2026
Price History
Property
- Style
- Bungalow
- Construction
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Block
- Interior
- Primary Bedroom - Main Floor, Storage, Water Heater Owned
- Lot Size
- 100 x 225.79 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 2
Utilities
- Water
- Lake/River
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- TWIST LANE/ SPENCER'S TRAIL
- Zoning
- SR
- Parcel Number
- 392690202
- Possession
- Flexible
- Occupancy
- Vacant
Included
- Inclusions
- FRIDGE, STOVE, HOT WATER TANK, WOOD STOVE, SHED, DOCK
- Exclusions
- BOATS, CHICKEN COOP, PERSONAL ITEMS
- Rental Items
- NONE
Waterfront
- Water Body
- Salerno Lake
- Shoreline
- Natural
- Docking
- Private
Community
Postal area K0M
- Population
- 53,815
- Private dwellings
- 37,422
- Median age
- 56.8
- Average household size
- 2.2
- Median household income
- $80,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Highlands East · last 12 months
- Median sold price
- $390,000
- Homes sold
- 133
- Median days on market
- 26
- Sale-to-list price
- 96.0%
Based on 133 recorded sales of residential freehold properties in Highlands East over the last 12 months.
Rooms
3-piece on Ground
Ground
- Bathroom6'9" x 5'4"
- Bedroom11'4" x 12'
- Bedroom 210'8" x 12'
- Bedroom 39'6" x 10'
- Breakfast7'1" x 7'3"
- Dining Room20'3" x 10'11"
- Foyer5'7" x 10'
- Kitchen7'1" x 12'
- Living Room15'5" x 14'11"
- Sunroom12'8" x 12'2"
Basement
- Utility Room22'6" x 14'7"
Listed by
Ball Real Estate Inc.
Walk Score
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Location
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Mortgage Calculator
$79,980
Estimated Monthly Payment
$1,965
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $1,965/mo (20% down, 5.5%)
Taxes: $280/mo · Insurance: $100/mo
Estimates only. Consult a financial advisor.
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