Skip to main content
3 Margaret Street

3 Margaret Street

St. Thomas, ON

  • 5 bed
  • 2 bath
  • approx. 1500-2000 sqft
  • Detached
$474,900Price reduced 6%

Location, Location! This beautiful 2.5 storey century home is located in the sought after courthouse district and ready to be enjoyed by the whole family. With ravine views from the covered front porch as you enter the home you are welcomed by hardwood floors throughout the generous sized living room complete with gas fireplace leading to the formal dining room and updated GCW kitchen as well as heated mudroom. The second floor is home to 4 bedrooms and a 4 pc bathroom and leads to the 5th bedroom on the third floor feeling more like a private suite with its own heat pump installed providing heat and air conditioning. The basement is unfinished with laundry and storage space. While this home doesn't have a backyard, it makes up for it with its spacious interior, charming character, and park-like green space just steps away.

Listing Details

Taxes (2025)
$3,237
Originally Listed
$504,900
Listed
June 10, 2026

Price History

Listing history

Sign in to view

Property

Style
2 1/2 Storey
Age
100+
Construction
Brick
Roof
Metal
Foundation
Block
Interior
Other
Lot Size
31.99 x 75 Feet

Parking

Garage
Detached
Covered Spaces
1
Total Parking
3

Utilities

Sewer
Sewer
Heat Source
Electric

Location & Legal

Cross Street
MARGARET ST. & VICTORIA ST.
Parcel Number
352290006
Possession
60-89 days
Occupancy
Owner

Included

Inclusions
Fridge, stove, washer, dryer, dishwasher
Rental Items
Hot water heater

Schools

Secondary

  • Arthur Voaden Secondary School1.5 km

    Public · Thames Valley DSB · 355 students

    Grade 10 literacy: 48% met the provincial standard

  • Parkside Collegiate Institute2.1 km

    Public · Thames Valley DSB · 1015 students

    Grade 10 literacy: 82% met the provincial standard

  • Central Elgin Collegiate Institute2.4 km

    Public · Thames Valley DSB · 690 students

    Grade 10 literacy: 79% met the provincial standard

Elementary

  • John Wise Public School1.9 km

    Public · Thames Valley DSB · 580 students

    Grade 3 reading: 58% met the provincial standard · Grade 6 math: 34% met the provincial standard

  • Pierre Elliott Trudeau French Immersion Public School2 km

    Public · Thames Valley DSB · 445 students

    Grade 3 reading: 62% met the provincial standard · Grade 6 math: 66% met the provincial standard

  • June Rose Callwood Public School2.4 km

    Public · Thames Valley DSB · 395 students

    Grade 3 reading: 58% met the provincial standard · Grade 6 math: 18% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N5R

Population
30,680
Private dwellings
12,933
Median age
44.8
Average household size
2.4
Median household income
$80,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Thomas · last 12 months

Median sold price
$535,000
Homes sold
617
Median days on market
27
Sale-to-list price
97.7%

Based on 617 recorded sales of residential freehold properties in St. Thomas over the last 12 months.

Rooms

4-piece on Second, 2-piece on Main

Third

  • Bedroom26'3" x 16'2"

Second

  • Bedroom9'7" x 12'1"
  • Bedroom9'2" x 12'8"
  • Bedroom9'6" x 11'1"

Main

  • Dining Room13'8" x 11'2"
  • Foyer8'5" x 8'9"
  • Kitchen8'9" x 9'5"
  • Living Room12'3" x 17'6"

Listed by

RE/MAX CENTRE CITY REALTY INC.

Walk Score

52

Walk

42

Bike

Scores by Walk Score®

Mortgage Calculator

$94,980

Estimated Monthly Payment

$2,333

Land transfer tax

Estimated land transfer tax$5,973

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,333/mo (20% down, 5.5%)

Taxes: $270/mo · Insurance: $119/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions ravine views. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

Interested in this property?

By submitting this form you consent to REintel, operated by Direct Realty Ltd. (6992 Hwy 62, Belleville, ON K8N 0L7) contacting you to respond to your inquiry and send you relevant property listings, market updates, and real-estate information. You can withdraw your consent at any time using the unsubscribe link in every email, or by contacting us at the mailing address above.

Cookie Preferences