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26 Elgin Street

26 Elgin Street

Northern Bruce Peninsula, ON

  • 3 bed
  • 2 bath
  • approx. 1500-2000 sqft
  • Detached
  • 102 days on market
$599,000

Nestled on a peaceful lot in one of Tobermory's most desirable neighbourhoods, this charming home sits just 1 km from the heart of the village - a short walk to Little Tub Harbour, the Chi-Cheemaun ferry dock, waterfront dining, diving outfitters, and boat tour operators. That unbeatable location is a big part of what makes this property a proven, licensed Short Term Accommodation under the Northern Bruce Peninsula Municipality - a turnkey income-generating asset ready to perform from day one, or an equally inviting full-time or seasonal family retreat. Step in from the upper deck into a bright, open-concept main living area that immediately feels like a getaway. Vaulted ceilings, warm pine floors, rich wood accents, an open kitchen, and a cozy propane fireplace set the tone, while floor-to-ceiling windows on both levels flood the space with natural light. The upper deck extends your living space outdoors - ideal for entertaining, outdoor dining, or simply unwinding with a drink in hand. The upper level also features a generous primary bedroom with walk-in closet and a full 4-piece bath. Head down the eye-catching spiral staircase and you'll find two additional bedrooms, a 2-piece bath, a second propane fireplace, and a fantastic games room that guests consistently love. A covered lower patio offers a quiet, shaded retreat - perfect for morning coffee while deer and birds move through the trees. Set on a full acre, the property transfers with furnishings included on both levels, making it as easy as it gets to step in and start enjoying - or start hosting. With the Bruce Trail minutes away and Georgian Bay launch points for kayaking and paddleboarding close at hand, the outdoor appeal is endless. 26 Elgin Street is a rare find that truly has to be seen to be fully appreciated.

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Listing Details

Taxes (2025)
$2,647
Listed
June 10, 2026

Price History

Listing history

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Property

Style
2-Storey
Construction
Vinyl Siding, Brick
Roof
Asphalt Shingle
Foundation
Concrete, Block
Interior
Water Heater Owned
Lot Size
130 x 338.23 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
4

Utilities

Water
Drilled Well
Sewer
Septic
Heat Source
Electric

Location & Legal

Cross Street
West
Parcel Number
331010034
Possession
Flexible
Occupancy
Partial

Included

Inclusions
Washer, Dryer, Fridge, Stove, Microwave, Furniture, Window Coverings, BBQ
Exclusions
Personal items, Wall art, Dresser beside the stairs, white sectional with coffee table and 2 white chairs
Rental Items
Propane tank

Schools

Elementary

  • St Edmunds Public School3.8 km

    Public · Bluewater DSB

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board.

Community

Postal area N0H

Population
53,674
Private dwellings
34,400
Median age
52.8
Average household size
2.3
Median household income
$86,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Northern Bruce Peninsula · last 12 months

Median sold price
$500,000
Homes sold
178
Median days on market
58
Sale-to-list price
92.5%

Based on 178 recorded sales of residential freehold properties in Northern Bruce Peninsula over the last 12 months.

Rooms

4-piece on Main, 3-piece on Ground

Main

  • Bathroom7'10" x 5'4"
  • Bedroom13'4" x 11'4"
  • Bedroom11'3" x 14'9"
  • Dining Room7'10" x 8'10"
  • Foyer8'3" x 7'8"
  • Kitchen13'4" x 7'4"
  • Living Room23'3" x 15'5"

Ground

  • Bathroom6'10" x 4'3"
  • Bedroom 210'9" x 11'10"
  • Bedroom 310'10" x 8'10"
  • Family Room23'10" x 10'10"
  • Laundry12'10" x 14'3"

Listed by

eXp Realty

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$119,800

Estimated Monthly Payment

$2,943

Land transfer tax

Estimated land transfer tax$8,455

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,943/mo (20% down, 5.5%)

Taxes: $221/mo · Insurance: $150/mo

Estimates only. Consult a financial advisor.

R

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