120 Queen Street
Smiths Falls, ON
- 3 bed
- 2 bath
- approx. 700-1100 sqft
- Detached
- 101 days on market
Summertime on the historic Rideau Canal is something special. From the property, you can catch glimpses of boats making their way through the nearby locks, a reminder that one of Canada's most iconic waterways is right at your doorstep. Set gracefully along the Rideau River, this exceptional property offers the rare blend of true waterfront living with the convenience of full municipal services. Enjoy year-round comfort with municipal water and sewer, natural gas heating, and central air conditioning; features not often found in waterfront homes. Bright and inviting main living spaces are framed by large windows that capture tranquil water views in every season. Two sets of patio doors lead to a generous deck with sleek glass railings, designed for relaxing, entertaining, or simply taking in the scenery.A private dock, permitted through Parks Canada, provides direct access to the renowned Rideau system. The home offers a practical and flexible layout with two bedrooms on the second floor, including the primary with double closets, and an additional finished bedroom in the basement, along with a full bathroom, convenient powder room, and attached garage. Ideally located within town limits and just minutes from amenities, parks, and services, this is a waterfront property designed for year-round living, where lifestyle, comfort, and location come together beautifully.
Listing Details
- Taxes (2025)
- $5,042
- Originally Listed
- $499,900
- Listed
- June 10, 2026
Price History
Listing history
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Property
- Style
- 1 1/2 Storey
- Construction
- Vinyl Siding
- Roof
- Metal
- Foundation
- Block, Concrete
- Interior
- On Demand Water Heater, Water Heater Owned
- Lot Size
- 62.64 x 195.94 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 1
- Total Parking
- 5
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Old Slys Road and Queen Street
- Zoning
- R1(F)
- Parcel Number
- 052740113
- Possession
- Immediate
- Occupancy
- Vacant
Included
- Inclusions
- Refrigerator, Stove, Dishwasher, Washer Dryer, Dock
- Rental Items
- None
Waterfront
- Water Body
- Rideau River
- Shoreline
- Natural
- Docking
- Private
Schools
Elementary
- Duncan J Schoular Public School0.6 km
Public · Upper Canada DSB · 380 students
Grade 3 reading: 50% met the provincial standard · Grade 6 math: 15% met the provincial standard
- Chimo Elementary School1.2 km
Public · Upper Canada DSB · 395 students
Grade 3 reading: 82% met the provincial standard · Grade 6 math: 54% met the provincial standard
- St Francis de Sales Separate School1.2 km
Catholic · CDSB of Eastern Ontario · 430 students
Grade 3 reading: 61% met the provincial standard · Grade 6 math: 31% met the provincial standard
Secondary
- St. James Catholic Education Centre High School1.1 km
Catholic · CDSB of Eastern Ontario
- Smiths Falls District Collegiate Institute1.3 km
Public · Upper Canada DSB · 700 students
Grade 10 literacy: 79% met the provincial standard
- St. Luke Catholic High School1.4 km
Catholic · CDSB of Eastern Ontario · 110 students
Grade 10 literacy: 19% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K7A
- Population
- 17,575
- Private dwellings
- 7,814
- Median age
- 46.8
- Average household size
- 2.3
- Median household income
- $74,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Smiths Falls · last 12 months
- Median sold price
- $380,000
- Homes sold
- 155
- Median days on market
- 41
- Sale-to-list price
- 96.5%
Based on 155 recorded sales of residential freehold properties in Smiths Falls over the last 12 months.
Rooms
2-piece on Main, 4-piece on Second
Second
- Bathroom8'2" x 9'3"
- Bedroom9'5" x 9'3"
- Primary Bedroom13'4" x 9'7"
Main
- Dining Room13'4" x 13'2"
- Kitchen16'11" x 9'9"
- Living Room14'6" x 18'10"
- Powder Room2'7" x 4'1"
Basement
- Bedroom10'2" x 11'5"
- Utility Room16'6" x 23'3"
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Location
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Mortgage Calculator
$94,980
Estimated Monthly Payment
$2,333
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $2,333/mo (20% down, 5.5%)
Taxes: $420/mo · Insurance: $119/mo
Estimates only. Consult a financial advisor.
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