"R" - 4 Pearl Street
Smiths Falls, ON
- 3 bed
- 1 bath
- approx. 1000-1199 sqft
- Condo Townhouse
- 92 days on market
Welcome to this bright and spacious end-unit townhome condo offering three levels of living space and room for the whole family. With 3 bedrooms plus a versatile third-floor loft, this home provides flexibility for every stage of life. The loft could serve as a spacious primary retreat, home office, reading nook, playroom, or sitting area.Filled with natural light from numerous windows, this well-maintained home features convenient in-unit laundry and a beautifully updated bathroom completed in 2024 with new flooring, shower, and vanity. The refreshed kitchen features updated cabinetry and a new countertop completed in 2026.Enjoy the convenience of condo living while being just a short walk to groceries, shopping, restaurants, and Lower Reach Park. Offering exceptional space, versatility, and value, this affordable home is a fantastic opportunity for first-time buyers, families, downsizers, or investors alike.
Listing Details
- Taxes (2026)
- $1,944
- Listed
- June 11, 2026
Price History
Property
- Style
- 3-Storey
- Construction
- Brick
- Interior
- Carpet Free, Water Heater Owned
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 1
Utilities
- Heat Source
- Electric
Location & Legal
- Cross Street
- Percy and Pearl
- Parcel Number
- 057120026
- Possession
- Flexible
- Occupancy
- Owner
Condo
- Maintenance Fee
- $420/month
- Fee Includes
- Building Insurance Included, Water Included
- Pets
- Yes-with Restrictions
- Locker
- None
- Balcony
- Terrace
Included
- Inclusions
- washer, dryer, fridge, stove
Schools
Secondary
- Smiths Falls District Collegiate Institute0.2 km
Public · Upper Canada DSB · 700 students
Grade 10 literacy: 79% met the provincial standard
- St. Luke Catholic High School0.5 km
Catholic · CDSB of Eastern Ontario · 110 students
Grade 10 literacy: 19% met the provincial standard
- St. James Catholic Education Centre High School1.9 km
Catholic · CDSB of Eastern Ontario
Elementary
- Chimo Elementary School0.3 km
Public · Upper Canada DSB · 395 students
Grade 3 reading: 82% met the provincial standard · Grade 6 math: 54% met the provincial standard
- St. Luke Catholic School0.5 km
Catholic · CDSB of Eastern Ontario
- Duncan J Schoular Public School1.6 km
Public · Upper Canada DSB · 380 students
Grade 3 reading: 50% met the provincial standard · Grade 6 math: 15% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K7A
- Population
- 17,575
- Private dwellings
- 7,814
- Median age
- 46.8
- Average household size
- 2.3
- Median household income
- $74,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Condo & Other in Smiths Falls · last 12 months
- Median sold price
- $380,000
- Homes sold
- 157
- Median days on market
- 41
- Sale-to-list price
- 96.5%
Based on 157 recorded sales of residential condo & other properties in Smiths Falls over the last 12 months.
Listed by
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Location
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Mortgage Calculator
$46,000
Estimated Monthly Payment
$1,130
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $1,130/mo (20% down, 5.5%)
Taxes: $162/mo · Insurance: $58/mo
Maint: $420/mo
Estimates only. Consult a financial advisor.
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