115 First Street
Centre Wellington, ON
- 4 bed
- 2 bath
- approx. 1100-1500 sqft
- Detached
- 82 days on market
Welcome to your perfect Belwood lakeside escape, where comfort, relaxation, and unforgettable family memories come together. Set on a wide, beautifully maintained lot, this inviting 1,200 sq. ft. cottage offers the ideal blend of charm, functionality, and waterfront living. The spacious primary bedroom is a true retreat, featuring stunning lake views and a private walkout to the deck, perfect for enjoying your morning coffee as the sun rises over the water. Two additional bedrooms, complete with bunk room accommodations, provide plenty of space for family, grandchildren, or weekend guests. Designed for easy entertaining, the open-concept kitchen, dining, and living area flows seamlessly to the expansive lakeside deck, creating the perfect indoor-outdoor living experience. A convenient laundry room and 1.5 bathrooms add everyday comfort and practicality. Outside, everything is ready for your summer enjoyment. The dock is already in place, and three storage sheds provide exceptional versatility, including a dedicated workshop for tools or tinkering and two newer sheds ideal for kayaks, paddleboards, water toys, and seasonal gear. Two Cover-All shelters offer excellent covered parking and additional storage. Whether you're looking for a peaceful weekend retreat or a place to gather with family for generations to come, this lovingly cared-for waterfront cottage delivers. Conveniently located just a short drive from Fergus and its shops, restaurants, and amenities, you'll enjoy the perfect balance of quiet cottage living and easy access to everything you need.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2025)
- $1,384
- Listed
- June 16, 2026
Price History
Property
- Style
- Bungalow
- Age
- 51-99
- Construction
- Board & Batten
- Roof
- Asphalt Shingle
- Foundation
- Piers
- Interior
- Carpet Free, Primary Bedroom - Main Floor, Water Heater
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 7
Utilities
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- Third Line
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Fridge, stove, hot water heater, window coverings, furniture
- Exclusions
- Personal items
- Rental Items
- None
Waterfront
- Water Body
- Belwood Lake
- Shoreline
- Sandy, Rocky
- Docking
- Private
Schools
Elementary
- John Black Public School4.2 km
Public · Upper Grand DSB · 335 students
Grade 3 reading: 93% met the provincial standard · Grade 6 math: 58% met the provincial standard
- Victoria Terrace Public School4.9 km
Public · Upper Grand DSB · 200 students
Grade 3 reading: 100% met the provincial standard · Grade 6 math: 50% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N0B
- Population
- 86,919
- Private dwellings
- 31,269
- Median age
- 42.8
- Average household size
- 2.9
- Median household income
- $120,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Centre Wellington · last 12 months
- Median sold price
- $770,000
- Homes sold
- 475
- Median days on market
- 31
- Sale-to-list price
- 97.4%
Based on 475 recorded sales of residential freehold properties in Centre Wellington over the last 12 months.
Rooms
2-piece on Main, 3-piece on Main
Main
- Bathroom6'9" x 6'2"
- Bathroom6'7" x 5'9"
- Bedroom10'4" x 5'5"
- Bedroom9'1" x 8'3"
- Bedroom10'6" x 8'2"
- Dining Room7'9" x 15'4"
- Kitchen11'11" x 8'2"
- Laundry11'11" x 5'10"
- Living Room13'7" x 15'5"
- Primary Bedroom13'4" x 11'9"
Listed by
Keller Williams Home Group Realty
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$129,000
Estimated Monthly Payment
$3,169
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,169/mo (20% down, 5.5%)
Taxes: $115/mo · Insurance: $161/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
Online
Reita is an automated assistant, not a licensed real estate agent. This listing mentions The dock is already in place, and three storage sheds provide exceptional versatility, including a dedicated workshop for tools or tinkering and two newer sheds ideal for kayaks, paddleboards, water toys, and seasonal gear.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?