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85 Simpson Avenue

85 Simpson Avenue

Northern Bruce Peninsula, ON

  • 3 bed
  • 1 bath
  • approx. 700-1100 sqft
  • Detached
  • 84 days on market
$549,000Price reduced 8%

Motivated Seller! Rare opportunity to own a waterfront cottage in Tobermory at an exceptional value. Enjoy breathtaking views, direct water access, and one of the best-priced waterfront properties currently available. WATERFRONT COTTAGE MINUTES TO THE VILLAGE OF TOBERMORY! 1025 SqFt Living Space. Close To All Amenities, Recreation, Shops And The Ferry. Stunning Shoreline Views From The Perfect Living Room!! The Sunroom Makes You Feel Like You're Right On The Water, Perfect spot For Family Game Nights, & Dining. Located On A Protected Channel - Perfect For Boats, Canoeing And Kayaking! This Cute Place Is A True "Rustic" Cottage. Both The Kitchen And Living Room Feature A Vaulted Ceiling With The Exposed Log Beams! Huge Primary Bedroom With Large Closet. Two Additional Bedrooms Featuring High Vaulted Ceilings Giving A Large Feel To Them! 3pc Bathroom, With Shower, Cottage Comes Furnished! There Is Even A Finished Bunkie, 14' By 12'. Metal Roof On Cottage! Great Spot For Kids' Not to Mention The Very Large Storage Shed/Workshop, 16' By 10'. More Than 100k Spent In Recent Upgrades. Neck Flooring, Kitchen... Too Many Items To List. Option To Purchase With Exisiting Furniture.

Listing Details

Taxes (2025)
$2,471
Originally Listed
$599,900
Listed
June 18, 2026

Price History

Listing history

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Property

Style
Bungalow
Construction
Aluminum Siding
Roof
Metal
Foundation
Stone
Interior
Carpet Free, Storage, Water Heater Owned, Workbench
Lot Size
69.77 x 234.19 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
3

Utilities

Water
Lake/River
Sewer
Septic
Heat Source
Electric

Location & Legal

Cross Street
Haybay Road & Simpson Avenue
Zoning
R2
Parcel Number
331000091
Possession
Immediate
Occupancy
Vacant

Included

Inclusions
Hot Water Tank Owned, Range Hood, Refrigerator, Stove, Window Coverings.
Exclusions
Bed Linens.
Rental Items
None.

Waterfront

Water Body
Georgian Bay
Shoreline
Shallow
Docking
Private

Schools

Elementary

  • St Edmunds Public School2.4 km

    Public · Bluewater DSB

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board.

Community

Postal area N0H

Population
53,674
Private dwellings
34,400
Median age
52.8
Average household size
2.3
Median household income
$86,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Northern Bruce Peninsula · last 12 months

Median sold price
$492,500
Homes sold
178
Median days on market
59
Sale-to-list price
92.4%

Based on 178 recorded sales of residential freehold properties in Northern Bruce Peninsula over the last 12 months.

Rooms

3-piece on Main

Main

  • Bathroom6'6" x 8'
  • Bedroom 28' x 7'
  • Bedroom 38' x 7'
  • Kitchen15' x 15'
  • Living Room20' x 18'
  • Primary Bedroom15' x 18'
  • Sunroom10' x 15'

Listed by

ROYAL STAR REALTY INC.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$109,800

Estimated Monthly Payment

$2,697

Land transfer tax

Estimated land transfer tax$7,455

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,697/mo (20% down, 5.5%)

Taxes: $206/mo · Insurance: $137/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions Great Spot For Kids' Not to Mention The Very Large Storage Shed/Workshop, 16' By 10'.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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