28 Cottage Street
Niagara-on-the-Lake, ON
- 4 bed
- 3 bath
- approx. 2500-3000 sqft
- Detached
- 74 days on market
Welcome To 28 Cottage Street, A Single-Family Luxury Bungalow Located In The Heart Of Royal Albion Welcome to one of the most extraordinary homes in Niagara-on-the-Lake. This one-of-a-kind 4-bedroom, 3-bath residence by Gatta Homes showcases the timeless architectural details and exceptional craftsmanship the builder is renowned for. Offering over 4,540 sq. ft. of luxurious living space, the home features state-of-the-art smart home technology that seamlessly controls lighting, climate, audio, and security from the touch of your fingertips.Designed for the future, this remarkable home is equipped with geothermal heating and cooling, solar panels, an electric vehicle charging hookup, and a Tesla battery backup system for efficient, sustainable living. Experience unmatched comfort year-round with radiant in-floor heating throughout every level of the home, including the basement, as well as a fully heated driveway for effortless winter living.A fully equipped elevator provides convenient access to every level, including the lower level, which features 9-foot ceilings, two bedrooms, a custom wine cellar, and a spectacular 5-piece spa-inspired bathroom complete with privacy glass, a steam shower, and a sauna. Every detail has been thoughtfully curated to deliver an unparalleled lifestyle. This is a truly breathtaking home that must be experienced to be appreciated.
Listing Details
- Taxes (2025)
- $11,966
- Listed
- June 25, 2026
Price History
Property
- Style
- Bungalow
- Age
- New
- Construction
- Stone, Stucco (Plaster)
- Roof
- Slate, Other
- Foundation
- Concrete
- Interior
- Air Exchanger, Auto Garage Door Remote, Bar Fridge, Built-In Oven, Carpet Free, ERV/HRV, Generator - Partial, Intercom, Other, Primary Bedroom - Main Floor, Sauna, Separate Heating Controls, Solar Owned, Steam Room, Sump Pump, Water Heater, Water Heater Owned, Water Meter
- Lot Size
- 18.29 x 35.1 Metres
Parking
- Garage
- Attached
- Covered Spaces
- 2
- Total Parking
- 6
Utilities
- Sewer
- Sewer
- Heat Source
- Ground Source
Location & Legal
- Cross Street
- cottage and king street
- Parcel Number
- 464020499
- Possession
- Flexible
- Occupancy
- Vacant
Schools
Elementary
- Crossroads Public School5 km
Public · DSB Niagara · 420 students
Grade 3 reading: 87% met the provincial standard · Grade 6 math: 78% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area L0S
- Population
- 60,409
- Private dwellings
- 28,128
- Median age
- 53.2
- Average household size
- 2.4
- Median household income
- $95,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Niagara-on-the-Lake · last 12 months
- Median sold price
- $967,500
- Homes sold
- 332
- Median days on market
- 40
- Sale-to-list price
- 95.1%
Based on 332 recorded sales of residential freehold properties in Niagara-on-the-Lake over the last 12 months.
Rooms
6-piece, 5-piece, 3-piece
Main
- Bedroom12'3" x 14'11"
- Den13'9" x 12'6"
- Dining Room15' x 14'
- Foyer
- Great Room27'6" x 18'
- Kitchen16'2" x 13'
- Laundry8'6" x 7'1"
- Mud Room11'9" x 9'
- Pantry8'9" x 9'
- Primary Bedroom28' x 15'
Lower
- Bedroom13'10" x 13'10"
- Bedroom13'10" x 13'
- Media Room15'11" x 15'
- Other16'2" x 13'10"
- Other18'10" x 16'4"
- Other12'10" x 30'
- Other9'9" x 7'9"
- Recreation
Listed by
REVEL Realty Inc., Brokerage
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$899,800
Estimated Monthly Payment
$22,102
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $22,102/mo (20% down, 5.5%)
Taxes: $997/mo · Insurance: $1,125/mo
Estimates only. Consult a financial advisor.
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