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135 Elgin Street

135 Elgin Street

Cambridge, ON

  • 8 bed
  • 4 bath
  • approx. 2000-2500 sqft
  • Duplex
  • 72 days on market
$999,955

Legal Duplex in a large lot with limitless potential. R5 zoning. Possible developing depending on zoning regulation. Incomparable extra large mature land with private and fenced garden. Surrounded with new residential subdivisions. Fully paid solar panels helps your utility bills. 2 Separate meters. High quality Metal roof. 4 separate entrance to the property. Ready to move in. Currently use as a single family detached home. BASEMENT; Fully finished, separate entrance, separate laundry, kitchen & bath. It is ideal for extra income if needed. MAIN FLOOR; offers 2 large bedroom, 2 bath, living, dining & family room. Large & cozy mud room and brand new kitchen with S/S appliances. UPPER FLOOR; also allows another dedicated entrance, living room, kitchen & additional 4 bedroom. Over 4,000 square feet of interior finished living area. So many upgrades and renovation over the years. 3 kitchens, 4 bathrooms and 2 Laundry rooms.

Listing Details

Taxes (2026)
$6,271
Listed
June 26, 2026

Price History

Property

Style
2 1/2 Storey
Construction
Brick
Roof
Metal
Foundation
Concrete
Interior
In-Law Capability, Primary Bedroom - Main Floor, Separate Hydro Meter
Lot Size
20 x 232 Feet

Parking

Garage
Detached
Covered Spaces
3
Total Parking
13

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Dundas St and Elgin St N
Parcel Number
038210201
Possession
Flexible
Occupancy
Owner

Included

Inclusions
All appliances, All window coverings, All washer and dryers, All Elf's. Fully paid Solar panel system. Metal roof 2008. HWT and Furnace are owned. No monthly payment.

Schools

Elementary

  • St Anne Catholic Elementary School0.1 km

    Catholic · Waterloo CDSB · 425 students

    Grade 3 reading: 63% met the provincial standard · Grade 6 math: 27% met the provincial standard

  • Central Public School1.3 km

    Public · Waterloo Region DSB · 255 students

    Grade 3 reading: 61% met the provincial standard · Grade 6 math: 38% met the provincial standard

  • Manchester Public School1.3 km

    Public · Waterloo Region DSB · 340 students

    Grade 3 reading: 61% met the provincial standard · Grade 6 math: 37% met the provincial standard

Secondary

  • Galt Collegiate and Vocational Institute1.6 km

    Public · Waterloo Region DSB · 960 students

    Grade 10 literacy: 83% met the provincial standard

  • Glenview Park Secondary School2.3 km

    Public · Waterloo Region DSB · 1055 students

    Grade 10 literacy: 85% met the provincial standard

  • Monsignor Doyle Catholic Secondary School2.8 km

    Catholic · Waterloo CDSB · 1115 students

    Grade 10 literacy: 92% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N1R

Population
42,928
Private dwellings
18,081
Median age
40.8
Average household size
2.5
Median household income
$77,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Cambridge · last 12 months

Median sold price
$675,000
Homes sold
1,235
Median days on market
19
Sale-to-list price
100.6%

Based on 1,235 recorded sales of residential freehold properties in Cambridge over the last 12 months.

Listed by

HOMELIFE/VISION REALTY INC.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$199,991

Estimated Monthly Payment

$4,912

Land transfer tax

Estimated land transfer tax$16,474

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $4,912/mo (20% down, 5.5%)

Taxes: $523/mo · Insurance: $250/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions solar panels. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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