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197 Balmy Beach Road

197 Balmy Beach Road

Georgian Bluffs, ON

  • 4 bed
  • 4 bath
  • approx. 2500-3000 sqft
  • Detached
$1,890,000

There's something about Georgian Bay that changes you. Maybe it's the way the water greets you in the morning. Still. Calm. Endless. Or the way evenings naturally draw everyone outside. One more swim. One more fire. One more moment together before the stars take over the sky. This home was built for those moments. From the moment you walk in, the world feels quieter. The entire back of the home opens to the water, with wall to wall windows that blur the line between inside and out. The kitchen. The living room. The dining spaces. All connected. All designed so no matter where you are, Georgian Bay is always with you. Mornings begin with coffee at the kitchen window, watching the sun rise over the bay. Afternoons are spent in the saltwater pool, while laughter carries across the yard. Evenings bring everyone together. Dinner under the covered terrace. A soak in the hot tub. Stories shared around the fire as the sound of the water becomes the soundtrack to your life. And when the day ends, the primary suite becomes your private retreat. Wake up to the water. Fall asleep to the water. A peaceful reminder of just how special this place is. With a fully finished lower level featuring its own entrance, kitchen, bedrooms, and living space, this home offers the flexibility to evolve with you. A place for family. A place for guests. Or an opportunity to create something more. Offered fully furnished, this is more than a home. It's a complete Georgian Bay lifestyle. Ready for its next chapter. After time on the market, one thing has become clear. This home has been waiting for the right family. Now, it's ready.

Listing Details

Taxes (2025)
$14,099
Listed
June 30, 2026

Price History

Listing history

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Property

Style
Bungalow
Construction
Brick
Roof
Asphalt Shingle
Foundation
Concrete
Interior
Guest Accommodations, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Storage, Carpet Free
Lot Size
115.86 x 160 Feet

Parking

Garage
Attached
Covered Spaces
2
Total Parking
8

Utilities

Sewer
Septic
Heat Source
Gas

Location & Legal

Cross Street
Balmy Beach Road and Grey Road 1
Zoning
R5
Parcel Number
370380328
Possession
Flexible
Occupancy
Vacant

Included

Inclusions
Fully furnished, all appliances.

Waterfront

Water Body
Georgian Bay
Shoreline
Rocky, Sandy
Docking
None

Schools

Elementary

  • Keppel-Sarawak Elementary School4.3 km

    Public · Bluewater DSB · 455 students

    Grade 3 reading: 70% met the provincial standard · Grade 6 math: 60% met the provincial standard

  • Notre Dame Catholic School4.4 km

    Catholic · Bruce-Grey CDSB · 570 students

    Grade 3 reading: 69% met the provincial standard · Grade 6 math: 55% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N4K

Population
28,975
Private dwellings
13,555
Median age
49.2
Average household size
2.2
Median household income
$69,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Georgian Bluffs · last 12 months

Median sold price
$645,000
Homes sold
170
Median days on market
49
Sale-to-list price
94.4%

Based on 170 recorded sales of residential freehold properties in Georgian Bluffs over the last 12 months.

Rooms

3 × 4-piece, 2-piece

Ground

  • Bathroom4'2" x 8'4"
  • Bathroom11'5" x 8'
  • Bedroom 29'10" x 12'2"
  • Dining Room15'10" x 12'3"
  • Kitchen12' x 16'2"
  • Living Room
  • Powder Room3'10" x 8'
  • Primary Bedroom15'11" x 18'2"

Basement

  • Bathroom14'5" x 6'2"
  • Bedroom 316'6" x 11'9"
  • Bedroom 49' x 18'
  • Game Room
  • Kitchen22'2" x 20'6"
  • Utility Room10'8" x 8'

Listed by

eXp Realty

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$378,000

Estimated Monthly Payment

$9,285

Land transfer tax

Estimated land transfer tax$34,275

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $9,285/mo (20% down, 5.5%)

Taxes: $1,175/mo · Insurance: $473/mo

Estimates only. Consult a financial advisor.

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