
197 Balmy Beach Road
Georgian Bluffs, ON
- 4 bed
- 4 bath
- approx. 2500-3000 sqft
- Detached
There's something about Georgian Bay that changes you. Maybe it's the way the water greets you in the morning. Still. Calm. Endless. Or the way evenings naturally draw everyone outside. One more swim. One more fire. One more moment together before the stars take over the sky. This home was built for those moments. From the moment you walk in, the world feels quieter. The entire back of the home opens to the water, with wall to wall windows that blur the line between inside and out. The kitchen. The living room. The dining spaces. All connected. All designed so no matter where you are, Georgian Bay is always with you. Mornings begin with coffee at the kitchen window, watching the sun rise over the bay. Afternoons are spent in the saltwater pool, while laughter carries across the yard. Evenings bring everyone together. Dinner under the covered terrace. A soak in the hot tub. Stories shared around the fire as the sound of the water becomes the soundtrack to your life. And when the day ends, the primary suite becomes your private retreat. Wake up to the water. Fall asleep to the water. A peaceful reminder of just how special this place is. With a fully finished lower level featuring its own entrance, kitchen, bedrooms, and living space, this home offers the flexibility to evolve with you. A place for family. A place for guests. Or an opportunity to create something more. Offered fully furnished, this is more than a home. It's a complete Georgian Bay lifestyle. Ready for its next chapter. After time on the market, one thing has become clear. This home has been waiting for the right family. Now, it's ready.
Listing Details
- Taxes (2025)
- $14,099
- Listed
- June 30, 2026
Price History
Listing history
Sign in to view
Property
- Style
- Bungalow
- Construction
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Interior
- Guest Accommodations, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Storage, Carpet Free
- Lot Size
- 115.86 x 160 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 2
- Total Parking
- 8
Utilities
- Sewer
- Septic
- Heat Source
- Gas
Location & Legal
- Cross Street
- Balmy Beach Road and Grey Road 1
- Zoning
- R5
- Parcel Number
- 370380328
- Possession
- Flexible
- Occupancy
- Vacant
Included
- Inclusions
- Fully furnished, all appliances.
Waterfront
- Water Body
- Georgian Bay
- Shoreline
- Rocky, Sandy
- Docking
- None
Schools
Elementary
- Keppel-Sarawak Elementary School4.3 km
Public · Bluewater DSB · 455 students
Grade 3 reading: 70% met the provincial standard · Grade 6 math: 60% met the provincial standard
- Notre Dame Catholic School4.4 km
Catholic · Bruce-Grey CDSB · 570 students
Grade 3 reading: 69% met the provincial standard · Grade 6 math: 55% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N4K
- Population
- 28,975
- Private dwellings
- 13,555
- Median age
- 49.2
- Average household size
- 2.2
- Median household income
- $69,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Georgian Bluffs · last 12 months
- Median sold price
- $645,000
- Homes sold
- 170
- Median days on market
- 49
- Sale-to-list price
- 94.4%
Based on 170 recorded sales of residential freehold properties in Georgian Bluffs over the last 12 months.
Rooms
3 × 4-piece, 2-piece
Ground
- Bathroom4'2" x 8'4"
- Bathroom11'5" x 8'
- Bedroom 29'10" x 12'2"
- Dining Room15'10" x 12'3"
- Kitchen12' x 16'2"
- Living Room
- Powder Room3'10" x 8'
- Primary Bedroom15'11" x 18'2"
Basement
- Bathroom14'5" x 6'2"
- Bedroom 316'6" x 11'9"
- Bedroom 49' x 18'
- Game Room
- Kitchen22'2" x 20'6"
- Utility Room10'8" x 8'
Listed by
eXp Realty
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$378,000
Estimated Monthly Payment
$9,285
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $9,285/mo (20% down, 5.5%)
Taxes: $1,175/mo · Insurance: $473/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
Online
Reita is an automated assistant, not a licensed real estate agent. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?