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505 - 249 Ruttan Terrace

505 - 249 Ruttan Terrace

Cobourg, ON

  • 2 bed
  • 1 bath
  • approx. 1000-1199 sqft
  • Condo Townhouse
  • 79 days on market
$349,900

Looking for the space of a home without all the upkeep? This inviting 2-bedroom bungalow-style condo by Stalwood Homes offers an easy, low-maintenance lifestyle with comfortable living space, your own private outdoor area & a location that puts the best of Cobourg within easy reach. Tucked into an established community, this lower-level unit offers the convenience of one-level living with a functional open-concept design connecting the living room, dining area & kitchen. It's a layout that simply works, whether you're enjoying a quiet night at home, hosting family & friends or looking for space to make your own. The kitchen provides ample cabinetry & workspace while remaining open to the principal living areas. Two generously sized bedrooms give you options: create a comfortable primary retreat, guest room, home office or hobby space depending on your lifestyle. A full 4-pc bathroom & combined laundry/storage room add everyday practicality, with valuable storage conveniently located right inside the unit. But living here isn't limited to the indoors. Step outside to your private 12' x 11' patio, your own spot for morning coffee, summer dinners, BBQs, container gardens or simply relaxing outdoors. One exclusive parking space is included, along with visitor parking for your guests. When you want to venture out, shopping, restaurants, parks, schools & everyday amenities are only minutes away, while Cobourg's charming downtown, picturesque marina, waterfront & beautiful sandy beach offer plenty to enjoy close to home. Whether you're entering the market, ready to simplify or simply want a home that gives you more freedom & less maintenance, 249 Ruttan Terrace #505 offers an affordable opportunity to put down roots & enjoy the Cobourg lifestyle.

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Listing Details

Taxes (2026)
$3,246
Listed
July 2, 2026

Price History

Listing history

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Property

Style
Bungalow
Age
16-30
Construction
Brick, Vinyl Siding
Roof
Metal
Foundation
Poured Concrete
Interior
Primary Bedroom - Main Floor, Water Heater Owned

Parking

Garage
None
Covered Spaces
0
Total Parking
2

Utilities

Heat Source
Gas

Location & Legal

Cross Street
Hwy 2/Willmott
Parcel Number
518460002
Possession
60-89 days
Occupancy
Owner

Condo

Maintenance Fee
$632/month
Fee Includes
Common Elements Included, Building Insurance Included, Parking Included
Pets
Yes-with Restrictions
Locker
None
Balcony
Terrace

Included

Inclusions
Fridge, Stove, Microwave, Clothes Washer & Dryer, All Window Covering, Electric Light Fixtures, Deep freezer, BBq and Deck box

Schools

Elementary

  • Merwin Greer Public School0.3 km

    Public · Kawartha Pine Ridge DSB · 130 students

    Grade 3 reading: 81% met the provincial standard · Grade 6 math: 35% met the provincial standard

  • C R Gummow Public School1.3 km

    Public · Kawartha Pine Ridge DSB · 795 students

    Grade 3 reading: 83% met the provincial standard · Grade 6 math: 53% met the provincial standard

  • St. Michael Catholic Elementary School2.4 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 160 students

    Grade 3 reading: 89% met the provincial standard · Grade 6 math: 44% met the provincial standard

Secondary

  • Cobourg Collegiate Institute1.2 km

    Public · Kawartha Pine Ridge DSB · 1110 students

    Grade 10 literacy: 81% met the provincial standard

  • Centre for Individual Studies Northumberland2.3 km

    Public · Kawartha Pine Ridge DSB · 115 students

  • St. Mary Catholic Secondary School3.2 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students

    Grade 10 literacy: 75% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K9A

Population
26,757
Private dwellings
11,937
Median age
53.2
Average household size
2.3
Median household income
$82,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Condo & Other in Cobourg · last 12 months

Median sold price
$637,500
Homes sold
355
Median days on market
27
Sale-to-list price
97.5%

Based on 355 recorded sales of residential condo & other properties in Cobourg over the last 12 months.

Rooms

4-piece on Main

Main

  • Bedroom 213' x 10'10"
  • Dining Room18'1" x 11'8"
  • Kitchen10' x 8'6"
  • Living Room18'1" x 11'8"
  • Primary Bedroom16'5" x 10'7"
  • Utility Room8' x 7'

Listed by

Keller Williams Energy Real Estate

Walk Score

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Mortgage Calculator

$69,980

Estimated Monthly Payment

$1,719

Land transfer tax

Estimated land transfer tax$3,724

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $1,719/mo (20% down, 5.5%)

Taxes: $271/mo · Insurance: $87/mo

Maint: $632/mo

Estimates only. Consult a financial advisor.

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