
505 - 249 Ruttan Terrace
Cobourg, ON
- 2 bed
- 1 bath
- approx. 1000-1199 sqft
- Condo Townhouse
- 79 days on market
Looking for the space of a home without all the upkeep? This inviting 2-bedroom bungalow-style condo by Stalwood Homes offers an easy, low-maintenance lifestyle with comfortable living space, your own private outdoor area & a location that puts the best of Cobourg within easy reach. Tucked into an established community, this lower-level unit offers the convenience of one-level living with a functional open-concept design connecting the living room, dining area & kitchen. It's a layout that simply works, whether you're enjoying a quiet night at home, hosting family & friends or looking for space to make your own. The kitchen provides ample cabinetry & workspace while remaining open to the principal living areas. Two generously sized bedrooms give you options: create a comfortable primary retreat, guest room, home office or hobby space depending on your lifestyle. A full 4-pc bathroom & combined laundry/storage room add everyday practicality, with valuable storage conveniently located right inside the unit. But living here isn't limited to the indoors. Step outside to your private 12' x 11' patio, your own spot for morning coffee, summer dinners, BBQs, container gardens or simply relaxing outdoors. One exclusive parking space is included, along with visitor parking for your guests. When you want to venture out, shopping, restaurants, parks, schools & everyday amenities are only minutes away, while Cobourg's charming downtown, picturesque marina, waterfront & beautiful sandy beach offer plenty to enjoy close to home. Whether you're entering the market, ready to simplify or simply want a home that gives you more freedom & less maintenance, 249 Ruttan Terrace #505 offers an affordable opportunity to put down roots & enjoy the Cobourg lifestyle.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2026)
- $3,246
- Listed
- July 2, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Age
- 16-30
- Construction
- Brick, Vinyl Siding
- Roof
- Metal
- Foundation
- Poured Concrete
- Interior
- Primary Bedroom - Main Floor, Water Heater Owned
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 2
Utilities
- Heat Source
- Gas
Location & Legal
- Cross Street
- Hwy 2/Willmott
- Parcel Number
- 518460002
- Possession
- 60-89 days
- Occupancy
- Owner
Condo
- Maintenance Fee
- $632/month
- Fee Includes
- Common Elements Included, Building Insurance Included, Parking Included
- Pets
- Yes-with Restrictions
- Locker
- None
- Balcony
- Terrace
Included
- Inclusions
- Fridge, Stove, Microwave, Clothes Washer & Dryer, All Window Covering, Electric Light Fixtures, Deep freezer, BBq and Deck box
Schools
Elementary
- Merwin Greer Public School0.3 km
Public · Kawartha Pine Ridge DSB · 130 students
Grade 3 reading: 81% met the provincial standard · Grade 6 math: 35% met the provincial standard
- C R Gummow Public School1.3 km
Public · Kawartha Pine Ridge DSB · 795 students
Grade 3 reading: 83% met the provincial standard · Grade 6 math: 53% met the provincial standard
- St. Michael Catholic Elementary School2.4 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 160 students
Grade 3 reading: 89% met the provincial standard · Grade 6 math: 44% met the provincial standard
Secondary
- Cobourg Collegiate Institute1.2 km
Public · Kawartha Pine Ridge DSB · 1110 students
Grade 10 literacy: 81% met the provincial standard
- Centre for Individual Studies Northumberland2.3 km
Public · Kawartha Pine Ridge DSB · 115 students
- St. Mary Catholic Secondary School3.2 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students
Grade 10 literacy: 75% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K9A
- Population
- 26,757
- Private dwellings
- 11,937
- Median age
- 53.2
- Average household size
- 2.3
- Median household income
- $82,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Condo & Other in Cobourg · last 12 months
- Median sold price
- $637,500
- Homes sold
- 355
- Median days on market
- 27
- Sale-to-list price
- 97.5%
Based on 355 recorded sales of residential condo & other properties in Cobourg over the last 12 months.
Rooms
4-piece on Main
Main
- Bedroom 213' x 10'10"
- Dining Room18'1" x 11'8"
- Kitchen10' x 8'6"
- Living Room18'1" x 11'8"
- Primary Bedroom16'5" x 10'7"
- Utility Room8' x 7'
Listed by
Keller Williams Energy Real Estate
Walk Score
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Location
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Mortgage Calculator
$69,980
Estimated Monthly Payment
$1,719
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $1,719/mo (20% down, 5.5%)
Taxes: $271/mo · Insurance: $87/mo
Maint: $632/mo
Estimates only. Consult a financial advisor.
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