195 Water Street
Lucan Biddulph, ON
- 5 bed
- 2 bath
- approx. 1500-2000 sqft
- Detached
- 63 days on market
Completely rebuilt only a few years ago, this impressive home on Water Street in Lucan blends the character of a century home with the comfort and efficiency of modern construction. Extensive updates include electrical, plumbing, HVAC, insulation, structural reinforcement, and quality finishes throughout, making this home truly move-in ready. Centrally located, you're just a short walk to downtown, the Lucan Community Memorial Centre, schools, parks, grocery stores, and restaurants. The main floor features an open-concept kitchen, dining, and living area with butcher block countertops, abundant cabinetry, and a large pantry. Two bedrooms, a renovated 3-piece bathroom, and main-floor laundry offer added convenience. Upstairs you'll find three additional bedrooms and an updated 4-piece bathroom. Character and craftsmanship shine through with coffered wainscoting, tray ceilings, shiplap accents, and the restored original oversized pocket door from the 1880s. Outside, enjoy a fully fenced backyard with a covered deck and two storage sheds, including one that is insulated with hydro and heat, perfect for a workshop or hobby space. A rare opportunity to own a beautifully restored home offering modern updates, historic charm, and a flexible layout in the heart of Lucan. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property!
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2025)
- $2,636
- Listed
- July 7, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Age
- 100+
- Construction
- Vinyl Siding
- Roof
- Shingles
- Foundation
- Concrete, Stone
- Interior
- Water Heater Owned, Upgraded Insulation
- Lot Size
- 49.83 x 113.52 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 4
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- William St and Main St
- Zoning
- R2
- Parcel Number
- 97000063
- Possession
- 90+ days
- Occupancy
- Owner
Included
- Inclusions
- Fridge, stove, dishwasher, washer, dryer, existing window covering and light fixtures, water heater. (All appliances are in working order but are considered 'as-is')
- Rental Items
- None
Schools
Elementary
- Wilberforce Public School0.8 km
Public · Thames Valley DSB · 645 students
Grade 3 reading: 78% met the provincial standard · Grade 6 math: 53% met the provincial standard
- St Patrick Separate School3.4 km
Catholic · London District Catholic School Board · 325 students
Grade 3 reading: 90% met the provincial standard · Grade 6 math: 56% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N0M
- Population
- 69,177
- Private dwellings
- 32,011
- Median age
- 46
- Average household size
- 2.5
- Median household income
- $91,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Lucan Biddulph · last 12 months
- Median sold price
- $641,000
- Homes sold
- 100
- Median days on market
- 35
- Sale-to-list price
- 97.4%
Based on 100 recorded sales of residential freehold properties in Lucan Biddulph over the last 12 months.
Rooms
4-piece on Second, 3-piece on Main
Second
- Bathroom5'11" x 11'6"
- Bedroom 39'1" x 15'1"
- Bedroom 410' x 8'11"
- Bedroom 513'2" x 9'
- Utility Room6'6" x 8'8"
Main
- Bathroom11' x 8'11"
- Bedroom 211' x 8'10"
- Dining Room11'5" x 11'5"
- Kitchen11'9" x 7'5"
- Living Room16'2" x 11'5"
- Primary Bedroom15'7" x 9'6"
Listed by
RE/MAX A-B Realty Ltd
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$127,980
Estimated Monthly Payment
$3,144
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,144/mo (20% down, 5.5%)
Taxes: $220/mo · Insurance: $160/mo
Estimates only. Consult a financial advisor.
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