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644 Stewart Drive

644 Stewart Drive

Kincardine, ON

  • 4 bed
  • 2 bath
  • approx. 1100-1500 sqft
  • Detached
  • 75 days on market
$529,900Price reduced 3%

Lovely townhouse-style detached link home is ready to move in to in the beach Community of Kincardine! Schools and amenities are close to this quiet subdivision making this home suitable for almost anyone! Main floor is sunny and bright with an updated open floorplan featuring a beautiful white dream kitchen with a large island. Livingroom has a patio door leading out to the deck, patio and roomy fenced-in back yard. Back inside the main floor has a convenient powder room and inside access to the garage. Upstairs are three good sized bedrooms and a three piece bathroom. Basement shows off a large family room with open access to the Primary Bedroom, making the lower level feel like a Mom and Dad private suite. Laundry and added storage rooms square off the Basement, with one storage area a possible location for a 3rd bathroom (roughed in plumbing) which also has a newer heat-on-demand hot water system Much to love here and call your own! All measurements approximate!

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Listing Details

Taxes (2026)
$3,367
Originally Listed
$545,000
Listed
July 7, 2026

Price History

Property

Style
2-Storey
Construction
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Poured Concrete
Interior
Auto Garage Door Remote, On Demand Water Heater, Separate Heating Controls, Storage
Lot Size
36 x 120 Feet

Parking

Garage
Attached
Covered Spaces
1
Total Parking
3

Utilities

Sewer
Sewer
Heat Source
Electric

Location & Legal

Cross Street
Stewart Dr and Fraser Dr
Zoning
R2
Parcel Number
333130450
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Refrigerator, Stove, Built-in Microwave, Dishwasher, Washer and Dryer, Garage Door Remote(s), portable and window a/c units.
Exclusions
Sellers personal belongings
Rental Items
None

Schools

Elementary

  • Elgin Market Public School1 km

    Public · Bluewater DSB · 290 students

    Grade 3 reading: 77% met the provincial standard · Grade 6 math: 56% met the provincial standard

  • Huron Heights Public School1.2 km

    Public · Bluewater DSB · 290 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 54% met the provincial standard

  • St Anthony's Separate School1.2 km

    Catholic · Bruce-Grey CDSB · 530 students

    Grade 3 reading: 83% met the provincial standard · Grade 6 math: 51% met the provincial standard

Secondary

  • Kincardine District Secondary School1.7 km

    Public · Bluewater DSB · 675 students

    Grade 10 literacy: 91% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N2Z

Population
12,341
Private dwellings
6,608
Median age
46.8
Average household size
2.3
Median household income
$103,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Kincardine · last 12 months

Median sold price
$605,000
Homes sold
205
Median days on market
29
Sale-to-list price
96.8%

Based on 205 recorded sales of residential freehold properties in Kincardine over the last 12 months.

Rooms

2-piece on Main, 3-piece on Second

Second

  • Bathroom7'1" x 8'2"
  • Bedroom 210'1" x 12'9"
  • Bedroom 311'7" x 8'1"
  • Primary Bedroom10'1" x 11'1"

Main

  • Bathroom6' x 4'11"
  • Dining Room9'2" x 9'5"
  • Kitchen9'1" x 12'7"
  • Living Room12'7" x 17'8"

Basement

  • Bedroom 48'7" x 13'9"
  • Family Room12'5" x 17'2"
  • Laundry8'7" x 7'2"
  • Other13'7" x 4'8"
  • Other7'2" x 6'8"

Listed by

Coldwell Banker Peter Benninger Realty

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$105,980

Estimated Monthly Payment

$2,603

Land transfer tax

Estimated land transfer tax$7,073

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,603/mo (20% down, 5.5%)

Taxes: $281/mo · Insurance: $132/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions newer heat-on-demand hot water system. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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