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205 Orchard Street

205 Orchard Street

Central Elgin, ON

  • 2 bed
  • 1 bath
  • approx. 700-1100 sqft
  • Detached
$353,700Price reduced 3%

IMMEDIATE Possession available! Pretty rare these days to find a double lot (76' x 100'), with incredible privacy under an arbour of trees, gorgeous hillside scenery, and a fully serviced legal non-conforming residential house (as-is) all in one for such an affordable price tag! And, right in the heart of the downtown core, yet off to the side on a quiet treed dead-end street, reminiscent of storybook settings. With a quick walk around the corner to the Little Beach this 1.5 storey house comes as-is with these key updates as of 2022: 200 amp electrical panel, new gas meter, new water meter, and owned HWT (new in 2021); Roof was reshingled in 2021. Low property taxes for being right in the heart of the downtown core, with steps to all amenities. Take full advantage of this fully serviced large lot to build your dreamhome via prefab, new build, or tiny home on this existing residential footprint, and / or build a 2nd building with a business on the main floor & residential above, build up to 3 storeys here! - and right up to the lot lines! Many options on this large parcel! 6 allowable uses under this zoning. Zoning info is available upon request. B1 has its advantages! More advantages here than owning a residential lot if you're looking for a private "boutique" spa-like atmostphere on a quiet dead-end street!. Survey is in the photos. Book your showing with your Realtor to discover how you can transform this dreamy location into your long term residential home with business advantages!

Listing Details

Taxes (2025)
$4,250
Originally Listed
$366,000
Listed
July 7, 2026

Price History

Listing history

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Property

Style
1 1/2 Storey
Age
51-99
Construction
Aluminum Siding, Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete Block
Interior
Water Meter, Water Heater Owned
Lot Size
76 x 100 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
3

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Main St.
Zoning
B1
Parcel Number
352530163
Possession
Immediate
Occupancy
Vacant

Included

Inclusions
Refrigerator, Gas Stove, shelter tent frame, all in as-is condition
Exclusions
Handcart, & 4 chairs & glass table top with base, & 2 brown metal patio chair bases, in the sunroom
Rental Items
none

Schools

Elementary

  • Kettle Creek Public School1.3 km

    Public · Thames Valley DSB · 415 students

    Grade 3 reading: 88% met the provincial standard · Grade 6 math: 41% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N5L

Population
3,714
Private dwellings
2,003
Median age
57.6
Average household size
2.2
Median household income
$89,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Central Elgin · last 12 months

Median sold price
$635,000
Homes sold
215
Median days on market
40
Sale-to-list price
96.9%

Based on 215 recorded sales of residential freehold properties in Central Elgin over the last 12 months.

Rooms

4-piece on Second

Second

  • Bathroom
  • Bedroom15' x 7'5"
  • Bedroom 215' x 7'5"

Main

  • Kitchen17' x 8'
  • Living Room21' x 17'
  • Sunroom16'10" x 8'

Listed by

CENTURY 21 FIRST CANADIAN CORP

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$70,740

Estimated Monthly Payment

$1,738

Land transfer tax

Estimated land transfer tax$3,781

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $1,738/mo (20% down, 5.5%)

Taxes: $354/mo · Insurance: $88/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions hillside scenery. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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