348 Elgin Street
Cobourg, ON
- 4 bed
- 2 bath
- approx. 1500-2000 sqft
- Detached
- 63 days on market
Welcome to 348 Elgin St W, a charming 4-bedroom home in the heart of Cobourg offering character, flexibility, and space for the whole family. The standout family room features warm wood beams, a beautiful stone fireplace, large windows, and an inviting atmosphere perfect for relaxing or gathering. The bright, upgraded kitchen offers a modern feel with quartz countertops, stylish cabinetry, a large centre island, and an open layout that creates a natural hub for everyday living. The main floor also features a versatile formal dining room, plus a convenient main-floor bedroom and an added shower, making the layout ideal for multi-generational living, guests, or anyone seeking extra main-level functionality. Upstairs, you'll find three additional bedrooms and a spacious bathroom. Outside, enjoy a generous fenced backyard with deck space, garden beds, storage shed, and room to entertain, play, or unwind. A great opportunity to enjoy small-town Cobourg charm with a practical family-friendly layout and plenty of room to grow.
Listing Details
- Taxes (2025)
- $3,909
- Listed
- July 8, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Construction
- Vinyl Siding
- Roof
- Other
- Foundation
- Other
- Interior
- In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater
- Lot Size
- 59.22 x 100.39 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 3
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Elgin St W/ Burnham St
- Parcel Number
- 510840215
- Possession
- Flexible
- Occupancy
- Vacant
Included
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer, all ELFs, Shed in Backyard
- Exclusions
- Curtains and curtain rods
- Rental Items
- HWT $49.76(Tax Included)
Schools
Elementary
- Terry Fox Public School0.6 km
Public · Kawartha Pine Ridge DSB · 390 students
Grade 3 reading: 75% met the provincial standard · Grade 6 math: 43% met the provincial standard
- Notre Dame Catholic Elementary School0.9 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 155 students
Grade 3 reading: 82% met the provincial standard · Grade 6 math: 65% met the provincial standard
- Burnham Public School1.2 km
Public · Kawartha Pine Ridge DSB · 275 students
Grade 3 reading: 87% met the provincial standard · Grade 6 math: 56% met the provincial standard
Secondary
- St. Mary Catholic Secondary School1.6 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students
Grade 10 literacy: 75% met the provincial standard
- Centre for Individual Studies Northumberland2 km
Public · Kawartha Pine Ridge DSB · 115 students
- Cobourg Collegiate Institute3 km
Public · Kawartha Pine Ridge DSB · 1110 students
Grade 10 literacy: 81% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K9A
- Population
- 26,757
- Private dwellings
- 11,937
- Median age
- 53.2
- Average household size
- 2.3
- Median household income
- $82,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Cobourg · last 12 months
- Median sold price
- $635,000
- Homes sold
- 358
- Median days on market
- 27
- Sale-to-list price
- 97.4%
Based on 358 recorded sales of residential freehold properties in Cobourg over the last 12 months.
Rooms
3-piece on Main, 4-piece on Second
Second
- Bathroom10'9" x 10'9"
- Bedroom 211'5" x 12'4"
- Bedroom 310'10" x 12'4"
- Bedroom 411'6" x 10'9"
Main
- Bathroom3'9" x 6'1"
- Bathroom3'9" x 6'9"
- Bedroom11'2" x 13'3"
- Dining Room13'7" x 12'4"
- Kitchen22'1" x 13'4"
- Living Room20'8" x 17'10"
Listed by
EXP REALTY
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$125,998
Estimated Monthly Payment
$3,095
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,095/mo (20% down, 5.5%)
Taxes: $326/mo · Insurance: $157/mo
Estimates only. Consult a financial advisor.
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