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14 - 21 Loretta Drive

14 - 21 Loretta Drive

Niagara-on-the-Lake, ON

  • 2 bed
  • 2 bath
  • approx. 1200-1399 sqft
  • Condo Townhouse
  • 69 days on market
$699,000Price reduced 3%

Enjoy effortless, low-maintenance living in this beautifully appointed bungalow townhome, ideally and centrally located in the heart of Virgil. This sought-after location places you within walking distance of local breweries, grocery stores, parks, cafés, and everyday conveniences, while Historic Old Town Niagara-on-the-Lake-with its renowned wineries, boutique shopping, restaurants, theatres, and waterfront-is just a short drive away.Designed for easy main-floor living, the bright, open-concept layout features spacious principal rooms filled with natural light. The inviting great room boasts a vaulted ceiling, cozy gas fireplace, engineered hardwood flooring, and quality upgraded fixtures and finishes throughout. The generous primary suite offers a walk-in closet and private ensuite, while a second bedroom and an additional 3-piece bathroom provide comfortable accommodations for guests or a home office.Step through the great room to a private rear courtyard, an ideal setting for outdoor entertaining or quiet relaxation. The fully finished basement extends the living space with a large recreation room, versatile den, and abundant storage. An attached single-car garage and paved driveway complete this lovely home, offering the perfect combination of comfort and convenience in this desirable Niagara-on-the-Lake community.

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Listing Details

Taxes (2025)
$4,016
Originally Listed
$719,000
Listed
July 10, 2026

Price History

Property

Style
Bungalow
Construction
Vinyl Siding, Brick
Roof
Asphalt Shingle
Foundation
Concrete
Interior
Central Vacuum

Parking

Garage
Attached
Covered Spaces
1
Total Parking
2

Utilities

Heat Source
Gas

Location & Legal

Cross Street
CASSELMAN AND LINE 1
Parcel Number
468700014
Possession
60-89 days
Occupancy
Owner

Condo

Maintenance Fee
$605/month
Fee Includes
Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets
Yes-with Restrictions
Locker
None
Balcony
None

Schools

Elementary

  • Crossroads Public School1.6 km

    Public · DSB Niagara · 420 students

    Grade 3 reading: 87% met the provincial standard · Grade 6 math: 78% met the provincial standard

  • St Michael Catholic Elementary School2.4 km

    Catholic · Niagara CDSB · 265 students

    Grade 3 reading: 92% met the provincial standard · Grade 6 math: 92% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L0S

Population
60,409
Private dwellings
28,128
Median age
53.2
Average household size
2.4
Median household income
$95,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Condo & Other in Niagara-on-the-Lake · last 12 months

Median sold price
$965,000
Homes sold
325
Median days on market
40
Sale-to-list price
95.0%

Based on 325 recorded sales of residential condo & other properties in Niagara-on-the-Lake over the last 12 months.

Rooms

4-piece on Main, 3-piece on Main

Main

  • Bedroom13'11" x 9'4"
  • Dining Room16'8" x 9'7"
  • Kitchen15'8" x 9'7"
  • Living Room15'8" x 13'8"
  • Primary Bedroom23' x 12'2"

Basement

  • Den13'9" x 8'3"
  • Other26'2" x 15'8"
  • Recreation23'6" x 21'6"
  • Utility Room18'4" x 15'8"

Listed by

NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE

Walk Score

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Mortgage Calculator

$139,800

Estimated Monthly Payment

$3,434

Land transfer tax

Estimated land transfer tax$10,455

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,434/mo (20% down, 5.5%)

Taxes: $335/mo · Insurance: $175/mo

Maint: $605/mo

Estimates only. Consult a financial advisor.

R

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