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12 Cross Street

12 Cross Street

St. Catharines, ON

  • 2 bed
  • 2 bath
  • approx. 1100-1500 sqft
  • Detached
  • 69 days on market
$300,000Price reduced 25%

Attention First Time Home Buyers and Investors!! Welcome to the all stucco 2 story home located close to schools and many amenities. Main floor consists of a spacious living area with hardwood floors and a bonus family room of the kitchen. Upstairs features a large Master bedroom, accessible 4 piece bathroom and 2nd bedroom. Good size backyard with 2 garden sheds and room for a nice seating area. This home is ready for your finishing touches. * some photos have been AI generated for staging purposes

Listing Details

Taxes (2025)
$2,402
Originally Listed
$399,900
Listed
July 11, 2026

Price History

Listing history

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Property

Style
2-Storey
Construction
Stucco (Plaster)
Roof
Asphalt Shingle
Foundation
Stone
Interior
On Demand Water Heater
Lot Size
36.2 x 84 Feet

Parking

Garage
None
Covered Spaces
2
Total Parking
2

Utilities

Sewer
Septic
Heat Source
Gas

Location & Legal

Cross Street
Tasker Street
Parcel Number
462680023
Possession
Immediate
Occupancy
Vacant

Included

Inclusions
Fridge, stove, microwave, washer, dryer 2 wardrobes (second level), small kitchen cart, cabinet in main floor bathroom, all window coverings, light fixtures, ceiling fans, and 2 garden sheds. All in "as is" condition.

Schools

Elementary

  • Connaught Public School0.3 km

    Public · DSB Niagara · 405 students

    Grade 3 reading: 90% met the provincial standard · Grade 6 math: 86% met the provincial standard

  • ÉÉC Immaculée-Conception0.7 km

    French Catholic · CS catholique MonAvenir · 140 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 31% met the provincial standard

  • St Nicholas Catholic Elementary School0.7 km

    Catholic · Niagara CDSB · 215 students

    Grade 3 reading: 78% met the provincial standard · Grade 6 math: 18% met the provincial standard

Secondary

  • St Catharines Collegiate Institute and Vocational School1 km

    Public · DSB Niagara · 700 students

    Grade 10 literacy: 85% met the provincial standard

  • Laura Secord Secondary School2.2 km

    Public · DSB Niagara · 635 students

    Grade 10 literacy: 85% met the provincial standard

  • Sir Winston Churchill Secondary School2.6 km

    Public · DSB Niagara · 1025 students

    Grade 10 literacy: 91% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L2R

Population
25,558
Private dwellings
13,117
Median age
40.4
Average household size
2.1
Median household income
$61,200

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in St. Catharines · last 12 months

Median sold price
$540,000
Homes sold
1,596
Median days on market
26
Sale-to-list price
96.6%

Based on 1,596 recorded sales of residential freehold properties in St. Catharines over the last 12 months.

Rooms

4-piece on Upper, 3-piece on Main

Second

  • Bathroom13'11" x 8'2"
  • Bedroom15'3" x 11'
  • Bedroom 210'10" x 8'8"

Main

  • Bathroom9'2" x 6'7"
  • Family Room19'3" x 13'9"
  • Kitchen13'7" x 12'1"
  • Living Room14'1" x 11'3"

Listed by

STICKS & BRICKS REALTY LTD.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$60,000

Estimated Monthly Payment

$1,474

Land transfer tax

Estimated land transfer tax$2,975

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $1,474/mo (20% down, 5.5%)

Taxes: $200/mo · Insurance: $75/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

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Reita said:

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