3 - 125 Elm Street
St. Thomas, ON
- 2 bed
- 2 bath
- approx. 1400-1599 sqft
- Condo Apartment
- 50 days on market
Welcome to Pinafore Terrace, one of St. Thomas' most coveted waterfront condominium communities. Wake up overlooking beautiful Pinafore Lake and spend your evenings relaxing on your private balcony as the sun reflects across the water. Nestled beside picturesque Pinafore Park, this exceptional residence offers a peaceful lifestyle surrounded by nature while remaining just minutes from everyday amenities. Meticulously maintained and move-in ready, this spacious suite offers approximately 1,500 sq. ft. of thoughtfully designed living space. The generous floor plan features two spacious bedrooms, two full bathrooms, a versatile den ideal for a home office or reading room, and expansive principal rooms that provide the comfort and functionality of a bungalow with the convenience of condominium living. The oversized living room is the heart of the home, where large windows and sliding doors frame breathtaking views of Pinafore Lake and fill the space with natural light. Whether you're enjoying your morning coffee on the balcony, watching the changing seasons across the park, or entertaining family and friends, the spectacular setting creates a backdrop you'll never tire of. With only 12 residences, Pinafore Terrace offers a level of privacy, tranquility, and community rarely found in condominium living. Owners take exceptional pride in the building, creating a warm and welcoming environment complemented by secure entry, elevator access, underground parking, visitor parking, storage, and thoughtfully maintained common spaces. If you've been searching for a home where nature, comfort, and community come together, this is a rare opportunity to enjoy carefree waterfront living in one of St. Thomas' most desirable locations.
Listing Details
- Taxes (2026)
- $3,227
- Listed
- July 17, 2026
Price History
Property
- Style
- 1 Storey/Apt
- Age
- 31-50
- Construction
- Brick
- Roof
- Unknown
- Foundation
- Concrete
- Interior
- Storage, Storage Area Lockers
Parking
- Garage
- Underground
- Covered Spaces
- 1
- Total Parking
- 1
Utilities
- Heat Source
- Electric
Location & Legal
- Cross Street
- Elm & Sunset
- Zoning
- R5-12
- Parcel Number
- 358010003
- Possession
- Flexible
- Occupancy
- Owner
Condo
- Maintenance Fee
- $350/month
- Fee Includes
- None
- Pets
- Yes-with Restrictions
- Locker
- Common
- Balcony
- Enclosed
- Amenities
- Elevator, Party Room/Meeting Room
Included
- Inclusions
- Fridge, stove, dishwasher, microwave, washer, dryer
- Rental Items
- RESERVE FUND FEE OF $3400 DUE EVERY SEPTEMBER
Waterfront
- Water Body
- Pinafore Lake
- Shoreline
- Unknown
- Docking
- None
Schools
Elementary
- Pierre Elliott Trudeau French Immersion Public School0.8 km
Public · Thames Valley DSB · 445 students
Grade 3 reading: 62% met the provincial standard · Grade 6 math: 66% met the provincial standard
- John Wise Public School0.9 km
Public · Thames Valley DSB · 580 students
Grade 3 reading: 58% met the provincial standard · Grade 6 math: 34% met the provincial standard
- Elgin Court Public School0.9 km
Public · Thames Valley DSB · 315 students
Grade 3 reading: 56% met the provincial standard · Grade 6 math: 29% met the provincial standard
Secondary
- Parkside Collegiate Institute1 km
Public · Thames Valley DSB · 1015 students
Grade 10 literacy: 82% met the provincial standard
- Central Elgin Collegiate Institute1.2 km
Public · Thames Valley DSB · 690 students
Grade 10 literacy: 79% met the provincial standard
- St Joseph's High School1.9 km
Catholic · London District Catholic School Board · 960 students
Grade 10 literacy: 92% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N5R
- Population
- 30,680
- Private dwellings
- 12,933
- Median age
- 44.8
- Average household size
- 2.4
- Median household income
- $80,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Condo & Other in St. Thomas · last 12 months
- Median sold price
- $535,000
- Homes sold
- 625
- Median days on market
- 27
- Sale-to-list price
- 97.8%
Based on 625 recorded sales of residential condo & other properties in St. Thomas over the last 12 months.
Rooms
3-piece on Main, 4-piece on Main
Main
- Bedroom13'2" x 11'11"
- Den9'1" x 10'
- Dining Room11'8" x 8'10"
- Kitchen10'10" x 8'10"
- Living Room29'2" x 14'1"
- Primary Bedroom15'2" x 11'6"
Listed by
PRIME REAL ESTATE BROKERAGE
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$111,800
Estimated Monthly Payment
$2,746
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,746/mo (20% down, 5.5%)
Taxes: $269/mo · Insurance: $140/mo
Maint: $350/mo
Estimates only. Consult a financial advisor.
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