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405 - 121 Water Street

405 - 121 Water Street

Cornwall, ON

  • 2 bed
  • 1 bath
  • approx. 900-999 sqft
  • Condo Apartment
$319,900Price reduced 2%

Priced to sell this condo unit will make a great investment opportunity or transition for seniors downsizing to their own apartment in a secure building with underground parking or a great alternative to having an in-law suite.This is a 2 bedroom condo with a 4pc bath, kitchen, living room and dining room. Although there is no balcony there are wall to wall windows in the living room allowing lots of natural light to flow into this open concept apartment and the windows are screened to allow for fresh air. Unit also features laundry hookups and air conditioning. Please note that new flooring is being installed in the living room, dining room & bedrooms. Great downtown location in a mostly senior building near the downtown core shopping & restaurant district and across from the park, river & bike/walking path. Please note that this is a smoke free building.

Listing Details

Taxes (2025)
$3,343
Originally Listed
$325,000
Listed
July 22, 2026

Price History

Property

Style
Apartment
Construction
Brick
Foundation
Concrete
Interior
Auto Garage Door Remote, Carpet Free, Storage Area Lockers

Parking

Garage
Underground
Covered Spaces
1
Total Parking
1

Utilities

Heat Source
Electric

Location & Legal

Cross Street
Between York & Augustus
Parcel Number
608030043
Possession
Flexible
Occupancy
Vacant

Condo

Maintenance Fee
$739/month
Fee Includes
Water Included, Parking Included, Building Insurance Included, Common Elements Included
Pets
Yes-with Restrictions
Locker
Exclusive
Balcony
None
Amenities
Bike Storage, Car Wash, Elevator, Party Room/Meeting Room, Visitor Parking

Schools

Elementary

  • Central Public School0.7 km

    Public · Upper Canada DSB · 575 students

    Grade 3 reading: 44% met the provincial standard · Grade 6 math: 17% met the provincial standard

  • Bishop Macdonell Separate School0.9 km

    Catholic · CDSB of Eastern Ontario · 385 students

    Grade 3 reading: 47% met the provincial standard · Grade 6 math: 19% met the provincial standard

  • Cornwall Intermediate School0.9 km

    Public · Upper Canada DSB · 165 students

Secondary

  • Cornwall Collegiate and Vocational School0.9 km

    Public · Upper Canada DSB · 575 students

    Grade 10 literacy: 72% met the provincial standard

  • École secondaire catholique La Citadelle1.7 km

    French Catholic · CSDC de l'Est ontarien · 465 students

    Grade 10 literacy: 92% met the provincial standard

  • St Matthew Catholic Secondary School1.9 km

    Catholic · CDSB of Eastern Ontario · 140 students

    Grade 10 literacy: 18% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K6J

Population
17,827
Private dwellings
8,263
Median age
46.8
Average household size
2.2
Median household income
$60,400

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Condo & Other in Cornwall · last 12 months

Median sold price
$406,500
Homes sold
682
Median days on market
31
Sale-to-list price
97.4%

Based on 682 recorded sales of residential condo & other properties in Cornwall over the last 12 months.

Listed by

CENTURY 21 SHIELD REALTY LTD.

Walk Score

88

Walk

77

Bike

Scores by Walk Score®

Mortgage Calculator

$63,980

Estimated Monthly Payment

$1,572

Land transfer tax

Estimated land transfer tax$3,274

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $1,572/mo (20% down, 5.5%)

Taxes: $279/mo · Insurance: $80/mo

Maint: $739/mo

Estimates only. Consult a financial advisor.

R

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