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98 Chippawa Road

98 Chippawa Road

Port Colborne, ON

  • 5 bed
  • 3 bath
  • approx. 2500-3000 sqft
  • Duplex
$465,000

Mortgage helper. Multi-generational living. Investment opportunity. This property gives you options. With two self-contained units, separate entrances, separate hydro meters, and dedicated laundry for each, this is the kind of property that's becoming increasingly popular. Live comfortably in one unit while the second helps pay your mortgage, accommodate extended family with privacy, or add a strong income-producing property to your portfolio. The big updates have already been taken care of, including a newer boiler, two hot water tanks, three ductless mini-split heating and cooling units, several updated windows, and an oversized single garage. Step outside to enjoy the spacious wood deck and 15-ft above-ground pool-perfect for summer gatherings and family fun. The basement features its own separate entrance and has already been insulated with a vapor barrier. While the interior offers an opportunity for cosmetic updating, that's exactly where the value lies. Refresh it to suit your own style while building equity in a property with excellent income potential, and endless options. Whether you're buying your first investment, looking for a mortgage helper, or creating space for multiple generations under one roof, this is a great opportunity at a great price.

Listing Details

Taxes (2025)
$2,880
Listed
July 30, 2026

Price History

Listing history

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Property

Style
2-Storey
Construction
Stucco (Plaster), Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete Block
Interior
In-Law Capability, Separate Hydro Meter
Lot Size
60 x 234.43 Feet

Parking

Garage
Detached
Covered Spaces
1
Total Parking
4

Utilities

Sewer
Sewer
Heat Source
Electric

Location & Legal

Cross Street
Hwy 3
Parcel Number
641500033
Possession
Flexible
Occupancy
Owner

Schools

Secondary

  • Lakeshore Catholic High School1.3 km

    Catholic · Niagara CDSB · 680 students

    Grade 10 literacy: 87% met the provincial standard

  • Port Colborne High School2.6 km

    Public · DSB Niagara · 420 students

    Grade 10 literacy: 95% met the provincial standard

Elementary

  • ÉÉC Saint-Joseph1.5 km

    French Catholic · CS catholique MonAvenir · 115 students

    Grade 3 reading: 90% met the provincial standard

  • St Therese Catholic Elementary School1.8 km

    Catholic · Niagara CDSB · 200 students

    Grade 3 reading: 62% met the provincial standard · Grade 6 math: 35% met the provincial standard

  • DeWitt Carter Public School1.9 km

    Public · DSB Niagara · 280 students

    Grade 3 reading: 89% met the provincial standard · Grade 6 math: 81% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L3K

Population
19,458
Private dwellings
9,086
Median age
50.8
Average household size
2.2
Median household income
$70,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Port Colborne · last 12 months

Median sold price
$486,750
Homes sold
256
Median days on market
38
Sale-to-list price
95.1%

Based on 256 recorded sales of residential freehold properties in Port Colborne over the last 12 months.

Listed by

RE/MAX NIAGARA REALTY LTD, BROKERAGE

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$93,000

Estimated Monthly Payment

$2,284

Land transfer tax

Estimated land transfer tax$5,775

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,284/mo (20% down, 5.5%)

Taxes: $240/mo · Insurance: $116/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

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Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions above ground. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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