
1014 Kelly Road
Lake of Bays, ON
- 2 bed
- 1 bath
- approx. 700-1100 sqft
- Detached
- 51 days on market
This property truly needs to be experienced in person. Offering your own slice of paradise on Lake of Bays for under $1 million, this charming waterfront retreat is nestled in a welcoming lakeside community where neighbours quickly become friends.This fully winterized, 2-bedroom, 1-bathroom cottage offers comfortable year-round living, complete with main-floor laundry, central vacuum, and a gentle, easy walk to the front entrance. Step inside and your eyes are immediately drawn through to the expansive lakeside deck, where breathtaking views of Lake of Bays await. Perfectly positioned in a quiet bay, you'll enjoy spectacular waterfront scenery without heavy boat traffic passing your dock-creating a peaceful setting for swimming, paddling, or simply relaxing by the water. The unfinished walkout basement provides excellent storage today, with plenty of potential to create additional living space in the future. Outside, granite steps lead you down to a beautiful fire pit overlooking the lake, while the cozy bunkie with bunk beds offers the perfect space for kids or overnight guests. Spend your days launching the boat for an evening sunset cruise, exploring the shoreline by kayak or paddleboard, casting a line off the dock, or enjoying the sandy, walk-in shoreline. For those looking for a little more adventure, the floating dock is perfect for jumping into the crystal-clear water. This special property combines everything you love about cottage life - a charming, move-in-ready home, exceptional waterfront, and endless opportunities to create lasting memories on one of Muskoka's most sought-after lakes.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2026)
- $2,193
- Listed
- July 30, 2026
Price History
Listing history
Sign in to view
Property
- Style
- Bungalow-Raised
- Age
- 51-99
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- Interior
- Carpet Free, Central Vacuum, Propane Tank, Water Heater Owned, Water Treatment, Primary Bedroom - Main Floor
- Lot Size
- 47 x 238 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 6
Utilities
- Water
- Lake/River
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- Burlmarie & Kelly Rd
- Zoning
- WR
- Parcel Number
- 481030558
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- fully furnished, BBQ with propane hook up
- Exclusions
- Personal Items
- Rental Items
- Propane
Waterfront
- Water Body
- Lake of Bays
- Shoreline
- Deep, Clean, Sandy
- Docking
- Private
Community
Postal area P0B
- Population
- 9,589
- Private dwellings
- 8,951
- Median age
- 53.2
- Average household size
- 2.3
- Median household income
- $90,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Lake of Bays · last 12 months
- Median sold price
- $828,000
- Homes sold
- 113
- Median days on market
- 35
- Sale-to-list price
- 93.5%
Based on 113 recorded sales of residential freehold properties in Lake of Bays over the last 12 months.
Rooms
4-piece
Main
- Bathroom8'8" x 5'1"
- Bedroom8'3" x 11'8"
- Bedroom8'2" x 8'4"
- Kitchen17' x 10'
- Living Room8'9" x 22'11"
Lower
- Other
Listed by
Chestnut Park Real Estate
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$169,980
Estimated Monthly Payment
$4,175
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $4,175/mo (20% down, 5.5%)
Taxes: $183/mo · Insurance: $212/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
Online
Reita is an automated assistant, not a licensed real estate agent. This listing mentions Outside, granite steps lead you down to a beautiful fire pit overlooking the lake, while the cozy bunkie with bunk beds offers the perfect space for kids or overnight guests.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?