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1014 Kelly Road

1014 Kelly Road

Lake of Bays, ON

  • 2 bed
  • 1 bath
  • approx. 700-1100 sqft
  • Detached
  • 51 days on market
$849,900

This property truly needs to be experienced in person. Offering your own slice of paradise on Lake of Bays for under $1 million, this charming waterfront retreat is nestled in a welcoming lakeside community where neighbours quickly become friends.This fully winterized, 2-bedroom, 1-bathroom cottage offers comfortable year-round living, complete with main-floor laundry, central vacuum, and a gentle, easy walk to the front entrance. Step inside and your eyes are immediately drawn through to the expansive lakeside deck, where breathtaking views of Lake of Bays await. Perfectly positioned in a quiet bay, you'll enjoy spectacular waterfront scenery without heavy boat traffic passing your dock-creating a peaceful setting for swimming, paddling, or simply relaxing by the water. The unfinished walkout basement provides excellent storage today, with plenty of potential to create additional living space in the future. Outside, granite steps lead you down to a beautiful fire pit overlooking the lake, while the cozy bunkie with bunk beds offers the perfect space for kids or overnight guests. Spend your days launching the boat for an evening sunset cruise, exploring the shoreline by kayak or paddleboard, casting a line off the dock, or enjoying the sandy, walk-in shoreline. For those looking for a little more adventure, the floating dock is perfect for jumping into the crystal-clear water. This special property combines everything you love about cottage life - a charming, move-in-ready home, exceptional waterfront, and endless opportunities to create lasting memories on one of Muskoka's most sought-after lakes.

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Listing Details

Taxes (2026)
$2,193
Listed
July 30, 2026

Price History

Listing history

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Property

Style
Bungalow-Raised
Age
51-99
Construction
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete Block
Interior
Carpet Free, Central Vacuum, Propane Tank, Water Heater Owned, Water Treatment, Primary Bedroom - Main Floor
Lot Size
47 x 238 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
6

Utilities

Water
Lake/River
Sewer
Septic
Heat Source
Propane

Location & Legal

Cross Street
Burlmarie & Kelly Rd
Zoning
WR
Parcel Number
481030558
Possession
Flexible
Occupancy
Owner

Included

Inclusions
fully furnished, BBQ with propane hook up
Exclusions
Personal Items
Rental Items
Propane

Waterfront

Water Body
Lake of Bays
Shoreline
Deep, Clean, Sandy
Docking
Private

Community

Postal area P0B

Population
9,589
Private dwellings
8,951
Median age
53.2
Average household size
2.3
Median household income
$90,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Lake of Bays · last 12 months

Median sold price
$828,000
Homes sold
113
Median days on market
35
Sale-to-list price
93.5%

Based on 113 recorded sales of residential freehold properties in Lake of Bays over the last 12 months.

Rooms

4-piece

Main

  • Bathroom8'8" x 5'1"
  • Bedroom8'3" x 11'8"
  • Bedroom8'2" x 8'4"
  • Kitchen17' x 10'
  • Living Room8'9" x 22'11"

Lower

  • Other

Listed by

Chestnut Park Real Estate

Walk Score

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Mortgage Calculator

$169,980

Estimated Monthly Payment

$4,175

Land transfer tax

Estimated land transfer tax$13,473

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $4,175/mo (20% down, 5.5%)

Taxes: $183/mo · Insurance: $212/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

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Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions Outside, granite steps lead you down to a beautiful fire pit overlooking the lake, while the cozy bunkie with bunk beds offers the perfect space for kids or overnight guests.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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