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354 College Street

354 College Street

Cobourg, ON

  • 5 bed
  • 3 bath
  • approx. 2500-3000 sqft
  • Detached
  • 45 days on market
$1,375,000Price reduced 1%

Welcome to the iconic Hough House c.1867, where timeless architecture & exceptional craftsmanship come together blocks from Cobourg's waterfront & downtown. Thoughtfully restored from top to bottom, this landmark residence honours its heritage while delivering elevated finishes & functionality that today's discerning buyer expects. Offering 5 or 6 bedrooms & 3 baths, this light-filled home is suited to everyday living & effortless entertaining. At its heart is a custom eat-in kitchen feat. premium appliances, quartz counters, built-in pantry, generous centre island, gas fp & views over the private courtyard, while the south mudroom entry offers heated herringbone tile, custom storage & seamless functionality. A formal dining room w/ gas fp & separate family room provide flexibility. The main-floor primary is a retreat, complete w/ dual w/i closets w/ custom built-ins, dedicated laundry, spa-inspired 3-piece ensuite w/ heated floors & glass shower, plus access to a secluded hot tub deck surrounded by lush gardens. Upstairs find 4 or 5 beds w/ custom closets, laundry area and a beautifully appointed 5-pc bath w/ curbless glass shower, marble-topped vanity w/ toe-kick lighting & reeded soaker tub. The south-facing courtyard extends the home's living space w/ integrated speakers, a b/i gas BBQ and areas to dine, gather or unwind. Beyond, the private backyard unfolds through perennial gardens, flagstone paths & landscape lighting, creating beauty through every season. A detached 492 sqft. studio/workshop w/ electric heat, heat pump & wood stove provides flexibility as a home office, creative studio or entertaining retreat. Significant capital improvements include windows & doors, updated plumbing, electrical, insulation, roof, decking, lighting and more, creating a home that is as effortless to own as it is beautiful. Discover one of Cobourg's most distinguished residences, where historic character, modern design and an exceptional lifestyle exist in perfect balance!

Listing Details

Taxes (2026)
$5,990
Originally Listed
$1,385,000
Listed
August 4, 2026

Price History

Listing history

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Property

Style
2-Storey
Construction
Wood
Roof
Asphalt Shingle
Foundation
Stone, Concrete
Interior
Other, Primary Bedroom - Main Floor, Sump Pump
Lot Size
66 x 165 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
2

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Division St & University Ave E
Parcel Number
510990171
Possession
Flexible
Occupancy
Owner

Included

Inclusions
Window Coverings, Bathroom Mirrors, Garage Wine Fridge, Garage Work Bench/Shelving, Gas BBQ, Primary Bed TV, Outdoor Art Near Hot Tub, Hot Tub, Outdoor Speakers, Built In Speakers Indoors, W/I Closet Mirror, 3 Black Planters, Kitchen Frame TV, Garden Shed Tools, Ladders & Lawn Mower, Garage Fridge/Freezer, Garage Stand Up Freezer, Firewood in Garage, Kitchen Fridge, Stove, Dishwasher, Hood Fan, 2 in 1 Washer/Dryer, Stackable Washer & Dryer
Exclusions
Speaker Amp + Sonos Box, Apple TV Components
Rental Items
Hot Water Tank

Schools

Elementary

  • St. Michael Catholic Elementary School0.3 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 160 students

    Grade 3 reading: 89% met the provincial standard · Grade 6 math: 44% met the provincial standard

  • C R Gummow Public School0.8 km

    Public · Kawartha Pine Ridge DSB · 795 students

    Grade 3 reading: 83% met the provincial standard · Grade 6 math: 53% met the provincial standard

  • St. Joseph Catholic Elementary School1.7 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 200 students

    Grade 3 reading: 65% met the provincial standard · Grade 6 math: 27% met the provincial standard

Secondary

  • Cobourg Collegiate Institute0.9 km

    Public · Kawartha Pine Ridge DSB · 1110 students

    Grade 10 literacy: 81% met the provincial standard

  • Centre for Individual Studies Northumberland1.5 km

    Public · Kawartha Pine Ridge DSB · 115 students

  • St. Mary Catholic Secondary School2.2 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students

    Grade 10 literacy: 75% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K9A

Population
26,757
Private dwellings
11,937
Median age
53.2
Average household size
2.3
Median household income
$82,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Cobourg · last 12 months

Median sold price
$636,250
Homes sold
354
Median days on market
27
Sale-to-list price
97.5%

Based on 354 recorded sales of residential freehold properties in Cobourg over the last 12 months.

Rooms

5-piece on Second, 3-piece on Main, 2-piece on Main

Second

  • Bathroom10'4" x 11'9"
  • Bedroom11'1" x 10'2"
  • Bedroom20'6" x 12'5"
  • Bedroom11'8" x 12'5"
  • Bedroom11'1" x 14'4"
  • Other11'8" x 8'8"

Main

  • Bathroom5'7" x 9'8"
  • Bathroom5'5" x 5'
  • Dining Room11'9" x 11'8"
  • Family Room17'5" x 14'3"
  • Kitchen10'7" x 18'1"
  • Living Room11'8" x 17'7"
  • Other15'9" x 11'5"
  • Primary Bedroom12'8" x 11'9"
  • Sitting11'1" x 14'2"

Listed by

Re/Max Hallmark First Group Realty Ltd.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$275,000

Estimated Monthly Payment

$6,755

Land transfer tax

Estimated land transfer tax$23,975

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $6,755/mo (20% down, 5.5%)

Taxes: $499/mo · Insurance: $344/mo

Estimates only. Consult a financial advisor.

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