104 Ontario Street
St. Marys, ON
- 3 bed
- 2 bath
- approx. 1100-1500 sqft
- Detached
Welcome to the perfect blend of character and modern comfort. This beautifully updated 3-bedroom, 2-bathroom home is completely move-in ready in the West Ward of St. Marys. The main floor is warm and inviting as thoughtful renovations have created a space that's both stylish and functional. The kitchen (updated 2020) is the heart of the home, featuring quartzite countertops, refinished cabinetry, a timeless backsplash, and a dedicated dining area. Added luxuries like in-floor heating throughout the kitchen, mudroom, and main-floor bathroom make every season feel comfortable. A thoughtfully designed rear addition offers a practical mudroom with functional storage, laundry, and an updated 3-piece bathroom (all updated in 2025).Upstairs, you'll find three bright bedrooms and a fully renovated 4-piece bathroom (2022). This home has been well maintained with major updates completed, including new windows (2017), steel roof (2020), covered front porch (2021), central air (2025), and a brand-new furnace and water heater (2026), giving you peace of mind for years to come.Outside, the large, fenced backyard is made for entertaining. Featuring a spacious patio, charming pergola-covered side porch, and plenty of room for any activity. The oversized concrete driveway easily accommodates multiple vehicles, trailers, or recreational toys.Finally, an incredible 20' x 24' insulated shop complete with in-floor heating. Whether you're a car enthusiast, woodworker, craftsman, or simply dreaming of the ultimate man cave, this is a feature that's rarely found and impossible to forget. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property!
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2025)
- $3,710
- Listed
- August 5, 2026
Price History
Property
- Style
- 1 1/2 Storey
- Age
- 100+
- Construction
- Vinyl Siding
- Roof
- Metal
- Foundation
- Stone
- Interior
- Water Heater Owned, Water Softener
- Lot Size
- 48.54 x 149.69 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 1
- Total Parking
- 5
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Elgin Street West & Park Lane
- Zoning
- R3
- Parcel Number
- 532430058
- Possession
- 60-89 days
- Occupancy
- Owner
Included
- Inclusions
- Fridge, gas stove, dishwasher, washer, dryer, existing window covering and light fixtures, water heater x 2, water softener. (All appliances are in working order but are considered 'as-is')
- Rental Items
- None
Schools
Elementary
- Holy Name of Mary School0.8 km
Catholic · Huron Perth CDSB · 205 students
Grade 3 reading: 54% met the provincial standard · Grade 6 math: 46% met the provincial standard
- St Marys D.C. & V.I. - Elementary1.3 km
Public · Avon Maitland DSB · 125 students
- Little Falls Public School1.8 km
Public · Avon Maitland DSB · 450 students
Grade 3 reading: 80% met the provincial standard · Grade 6 math: 74% met the provincial standard
Secondary
- St Marys D.C. & V. I. High School1.3 km
Public · Avon Maitland DSB · 430 students
Grade 10 literacy: 97% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N4X
- Population
- 9,946
- Private dwellings
- 4,195
- Median age
- 47.6
- Average household size
- 2.4
- Median household income
- $89,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in St. Marys · last 12 months
- Median sold price
- $542,000
- Homes sold
- 105
- Median days on market
- 47
- Sale-to-list price
- 96.3%
Based on 105 recorded sales of residential freehold properties in St. Marys over the last 12 months.
Rooms
3-piece on Main, 3-piece on Second
Second
- Bathroom7'5" x 6'3"
- Bedroom 29'3" x 13'7"
- Bedroom 311'4" x 9'1"
- Primary Bedroom9'5" x 13'
Main
- Bathroom12'1" x 5'11"
- Dining Room11'5" x 14'7"
- Kitchen9'8" x 14'9"
- Laundry12'1" x 7'5"
- Living Room14'1" x 12'
Listed by
RE/MAX A-B Realty Ltd
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$127,980
Estimated Monthly Payment
$3,144
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,144/mo (20% down, 5.5%)
Taxes: $309/mo · Insurance: $160/mo
Estimates only. Consult a financial advisor.
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