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1054 Hilltop Crescent

1054 Hilltop Crescent

Lake of Bays, ON

  • 5 bed
  • 2 bath
  • approx. 2500-3000 sqft
  • Detached
  • 39 days on market
$2,695,000

Set on approximately 150 feet of Lake of Bays waterfront and a 1-acre lot, 1054 Hilltop Crescent is a rare, handcrafted luxury log cottage offering authentic Muskoka character, privacy and exceptional family-friendly waterfront. Built with locally sourced log and stone, including timbers from the Lake itself, the cottage was constructed by a superb local craftsman and stonemason using traditional horses and winches-creating a one-of-a-kind retreat rich in warmth, texture, history and connection to the land. Privately located on a quiet dead-end road with year-round municipal access to the garage, the property features an unusually flat grassy lawn gently sloping to sandy, shallow shoreline-ideal for children, swimming, paddling and relaxed days by the water. Enjoy peaceful boat traffic, beautiful views toward Haystack Island, and spectacular sunrises and moonrises. Inside, inviting log-and-stone living spaces blend authentic cottage charm with thoughtful updates, including renovated kitchen and bathrooms. Major improvements include a new propane boiler with remote app control, upgraded water purification and pressure systems, new five-bedroom septic, automatic propane generator, upgraded roof insulation, two-level garage, rebuilt cedar dock and deck, upgraded wiring and replacement windows throughout most of the cottage. Fibre internet with 150/150 service makes remote work easy, while nearby snowmobile trails extend enjoyment through winter. Just minutes from Bigwin Island Golf Club, Port Cunnington Lodge, Lake of Bays Sailing Club and Lake of Bays Tennis Club, this is a rare combination of craftsmanship, modern infrastructure, privacy and classic Lake of Bays beauty-a truly one-of-a-kind Muskoka offering.

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Listing Details

Taxes (2025)
$6,741
Listed
August 10, 2026

Price History

Property

Style
2-Storey
Construction
Log
Roof
Asphalt Shingle
Foundation
Concrete Block
Interior
Generator - Full, Propane Tank, Upgraded Insulation, Water Heater Owned
Lot Size
150 x 260 Feet

Parking

Garage
Detached
Covered Spaces
3
Total Parking
9

Utilities

Sewer
Septic
Heat Source
Propane

Location & Legal

Cross Street
Elder and Hilltop
Zoning
Residential
Parcel Number
480630156
Possession
Flexible
Occupancy
Owner

Included

Inclusions
All appliances and fixtures.
Exclusions
Personal items. Potential to have all furniture included (sellers are open to discussing options).
Rental Items
Propane tank.

Waterfront

Water Body
Lake of Bays
Shoreline
Clean, Deep, Sandy
Docking
Private

Community

Postal area P0A

Population
17,822
Private dwellings
14,748
Median age
56.8
Average household size
2.2
Median household income
$68,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Lake of Bays · last 12 months

Median sold price
$828,500
Homes sold
112
Median days on market
35
Sale-to-list price
93.5%

Based on 112 recorded sales of residential freehold properties in Lake of Bays over the last 12 months.

Rooms

3-piece on Upper, 4-piece on Lower

Upper

  • Bathroom9' x 7'7"
  • Bedroom13'6" x 11'8"
  • Bedroom 213'11" x 11'6"
  • Dining Room17' x 15'
  • Kitchen17' x 17'
  • Living Room17' x 15'

Lower

  • Bathroom8'1" x 8'1"
  • Bedroom 314'7" x 15'9"
  • Bedroom 412'8" x 9'1"
  • Bedroom 512'10" x 10'2"
  • Family Room
  • Utility Room10'6" x 14'1"

Listed by

Sotheby's International Realty Canada

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$539,000

Estimated Monthly Payment

$13,240

Land transfer tax

Estimated land transfer tax$53,850

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $13,240/mo (20% down, 5.5%)

Taxes: $562/mo · Insurance: $674/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions Haystack Island. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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